CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities
Net income (loss)	$ (1,276)	$ 230
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Depreciation and amortization	101	30
Goodwill impairment	784	0
Provision for credit losses	945
Provision for credit losses	849	104
Net realized gains on securities available-for-sale	(59)	(30)
Net change in other assets and liabilities	(2,029)	2,306
Net change in loans held for sale:
Originations and purchases of loans held for sale	(1,854)	(1,160)
Sales and collections of loans held for sale	1,971	1,155
Net change in trading assets and liabilities	(3,974)	(11,141)
Lower of amortized cost or fair value adjustments on loans held for sale	8	0
Loss on instruments designated at fair value and related derivatives	0	26
Net cash used in operating activities	(5,383)	(8,480)
Cash flows from investing activities
Net change in federal funds sold and securities purchased under agreements to resell	(11,417)	4,879
Securities available-for-sale:
Purchases of securities available-for-sale	(15,917)	(12,608)
Proceeds from sales of securities available-for-sale	7,899	4,189
Proceeds from maturities of securities available-for-sale	4,256	3,832
Securities held-to-maturity:
Purchases of securities held-to-maturity	(515)	(384)
Proceeds from sales of securities held-to-maturity	340	0
Proceeds from maturities of securities held-to-maturity	1,810	1,109
Change in loans:
Originations, net of collections	(4,450)	(3,654)
Loans sold to third parties	397	464
Net cash provided by disposal (used for acquisitions) of properties and equipment	2	(15)
Other, net	(218)	52
Net cash used in investing activities	(17,813)	(2,136)
Cash flows from financing activities
Net change in deposits	33,306	5,671
Debt:
Net change in short-term borrowings	2,443	4,469
Issuance of long-term debt	6,350	2,928
Repayment of long-term debt	(3,656)	(4,294)
Return of capital to parent	0	(2,400)
Other increases (decreases) in capital surplus	10	(2)
Dividends paid	(39)	(38)
Net cash provided by financing activities	38,414	6,334
Net change in cash and due from banks and interest bearing deposits with banks	15,218	(4,282)
Cash and due from banks and interest bearing deposits with banks at beginning of period	3,782	17,214
Cash and due from banks and interest bearing deposits with banks at end of period	$ 19,000	$ 12,932