CONSOLIDATED STATEMENT OF CASH FLOWS $ in Millions	9 Months Ended
	Sep. 30, 2019 USD ($)		Sep. 30, 2018 USD ($)
Cash flows from operating activities
Net income (loss)	$ (20)		$ 208
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Depreciation and amortization	98		(63)
Goodwill impairment	365		0
Provision for credit losses	198		(96)
Net realized gains on securities available-for-sale	(76)		(10)
Net change in other assets and liabilities	1,677		618
Net change in loans held for sale:
Originations and purchases of loans held for sale	(2,181)		(1,909)
Sales and collections of loans held for sale	1,894		2,205
Net change in trading assets and liabilities	(7,175)		(11,349)
Lower of amortized cost or fair value adjustments on loans held for sale	(1)		(5)
Loss (gain) on instruments designated at fair value and related derivatives	45		(63)
Net cash used in operating activities	(5,176)		(10,464)
Cash flows from investing activities
Net change in federal funds sold and securities purchased under agreements to resell	1,905		27,939
Securities available-for-sale:
Purchases of securities available-for-sale	(21,323)		(7,980)
Proceeds from sales of securities available-for-sale	7,083		3,346
Proceeds from maturities of securities available-for-sale	5,989		2,836
Securities held-to-maturity:
Purchases of securities held-to-maturity	(683)		(2,673)
Proceeds from maturities of securities held-to-maturity	1,974		1,734
Change in loans:
Originations, net of collections	(2,724)		5,317
Loans sold to third parties	589		486
Net cash used for acquisitions of properties and equipment	(31)		(8)
Net inflows (outflows) related to the sale of a portion of our Private Banking business	1		(490)
Other, net	117		7
Net cash provided by (used in) investing activities	(7,103)		30,514
Cash flows from financing activities
Net change in deposits	8,429		(5,887)
Debt:
Net change in short-term borrowings	4,768		144
Issuance of long-term debt	3,691		3,729
Repayment of long-term debt	(6,706)		(8,634)
Return of capital to parent	(2,400)		0
Other increases (decreases) in capital surplus	0		6
Dividends paid	(38)		(38)
Net cash provided by (used in) financing activities	7,744		(10,680)
Net change in cash and due from banks and interest bearing deposits with banks(1)	(4,535)	[1]	9,370	[1]
Cash and due from banks and interest bearing deposits with banks at beginning of period	17,214	[1]	12,272	[1]
Cash and and due from banks and interest bearing deposits with banks at end of period	12,679	[1]	21,642	[1]
Derivative Liabilities	$ 35,676
Adjustments for New Accounting Pronouncement [Member]
Debt:
Net change in cash and due from banks and interest bearing deposits with banks(1)			$ 9,993	[1]

[1] As a result of adopting new accounting guidance in 2018, we changed our presentation of cash and cash equivalents to include cash and due from banks as well as interest bearing deposits with banks, which includes restricted cash. See Note 2, "Summary of Significant Accounting Policies and New Accounting Pronouncements," in our 2018 Form 10-K for further discussion. This resulted in an increase in cash provided by investing activities of $9,993 million during the nine months ended September 30, 2018.