CONSOLIDATED BALANCE SHEET - USD ($) $ in Millions		Jun. 30, 2016	Dec. 31, 2015
Assets:
Cash and due from banks		$ 915	$ 968
Interest bearing deposits with banks		13,799	7,478
Federal funds sold and securities purchased under agreements to resell (includes $782 million designated under fair value option at June 30, 2016)		34,666	19,847
Trading assets		18,812	17,085
Securities available-for-sale		38,424	35,773
Securities held-to-maturity (fair value of $13.6 billion and $14.2 billion at June 30, 2016 and December 31, 2015, respectively)		13,215	14,024
Loans		79,810	82,917
Less – allowance for credit losses		1,063	912
Loans, net		78,747	82,005
Loans held for sale (includes $867 million and $151 million designated under fair value option at June 30, 2016 and December 31, 2015, respectively)		1,369	2,185
Properties and equipment, net		211	230
Intangible assets, net		37	181
Goodwill		1,612	1,612
Other assets		9,066	6,890
Total assets	[1]	210,873	188,278
Domestic deposits:
Noninterest bearing		32,072	29,693
Interest bearing (includes $7.3 billion and $6.9 billion designated under fair value option at June 30, 2016 and December 31, 2015, respectively)		85,805	77,259
Foreign deposits:
Noninterest bearing		773	747
Interest bearing		14,169	10,880
Total deposits		132,819	118,579
Short-term borrowings (includes $2.7 billion and $2.0 billion designated under fair value option at June 30, 2016 and December 31, 2015, respectively)		7,376	4,995
Long-term debt (includes $9.2 billion designated under fair value option at both June 30, 2016 and December 31, 2015)		34,778	33,509
Total debt		174,973	157,083
Trading liabilities		10,692	7,455
Interest, taxes and other liabilities		4,148	3,215
Total liabilities	[1]	189,813	167,753
Shareholders’ equity
Preferred stock (no par value; 40,999,000 shares authorized; 1,265 and 21,447,500 shares issued and outstanding at June 30, 2016 and December 31, 2015, respectively)		1,265	1,265
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 714 shares issued and outstanding at both June 30, 2016 and December 31, 2015)		0	0
Additional paid-in capital		18,169	18,169
Retained earnings		1,603	1,498
Accumulated other comprehensive income (loss)		23	(407)
Total common shareholder's equity		19,795	19,260
Total shareholders’ equity		21,060	20,525
Total liabilities and shareholders’ equity		$ 210,873	$ 188,278

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") at June 30, 2016 and December 31, 2015 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 17, "Variable Interest Entities," for additional information. Assets: Other assets $280 million and $320 million. Total assets $280 million and $320 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $68 million and $68 million. Total liabilities $160 million and $160 million, respectively.