CONSOLIDATED BALANCE SHEET (UNAUDITED) (USD $) In Millions, unless otherwise specified	Sep. 30, 2014		Dec. 31, 2013
Assets:
Cash and due from banks	$ 1,013		$ 961
Interest bearing deposits with banks	26,379		19,614
Federal funds sold and securities purchased under agreements to resell	1,096		2,119
Trading assets	22,099		28,894
Securities available-for-sale	29,801		54,906
Securities held-to-maturity (fair value of $12.2 billion and $1.5 billion at September 30, 2014 and December 31, 2013, respectively)	12,045		1,358
Loans	73,439		67,695
Less – allowance for credit losses	631		606
Loans, net	72,808		67,089
Loans held for sale (includes $69 million and $58 million designated under fair value option at September 30, 2014 and December 31, 2013, respectively)	327		230
Properties and equipment, net	249		269
Intangible assets, net	234		295
Goodwill	1,612		1,612
Other assets	7,349		8,140
Total assets	175,012	[1]	185,487	[1]
Deposits in domestic offices:
Noninterest bearing	30,485		29,707
Interest bearing (includes $7.5 billion and $7.7 billion designated under fair value option at September 30, 2014 and December 31, 2013, respectively)	65,714		62,903
Deposits in foreign offices:
Noninterest bearing	1,284		1,364
Interest bearing	11,194		18,634
Total deposits	108,677		112,608
Short-term borrowings	11,864		19,135
Long-term debt (includes $8.7 billion and $7.6 billion designated under fair value option at September 30, 2014 and December 31, 2013, respectively)	25,034		22,847
Total debt	145,575		154,590
Trading liabilities	9,177		10,875
Interest, taxes and other liabilities	3,377		3,558
Total liabilities	158,129	[1]	169,023	[1]
Shareholders’ equity
Preferred stock	1,565		1,565
Common shareholder’s equity:
Common stock ($5 par; 150,000,000 shares authorized; 713 shares issued and outstanding at September 30, 2014 and December 31, 2013)	0		0
Additional paid-in capital	14,109		14,106
Retained earnings	1,181		952
Accumulated other comprehensive income (loss)	28		(159)
Total common shareholder’s equity	15,318		14,899
Total shareholders’ equity	16,883		16,464
Total liabilities and shareholders’ equity	$ 175,012		$ 185,487

[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") as of September 30, 2014 and December 31, 2013 which are consolidated on our balance sheet. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 16, "Variable Interest Entities," for additional information. Assets: Interest bearing deposits with banks, $3 million and $5 million, Securities held-to-maturity, $76 million and $200 million Other assets $436 million and $502 million. Total assets $515 million and $707 million respectively. Liabilities: Long-term debt $92 million and $92 million, Interest, taxes and other liabilities $81 million and $93 million. Total liabilities $173 million and $185 million, respectively.