CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) (USD $) In Millions, unless otherwise specified	3 Months Ended				9 Months Ended
	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Interest income:
Loans	$ 483		$ 454		$ 1,418		$ 1,396
Securities	182		208		583		661
Trading assets	63		34		176		85
Short-term investments	22		19		58		49
Other	9		10		31		31
Total interest income	759		725		2,266		2,222
Interest expense:
Deposits	37		48		108		147
Short-term borrowings	14		11		37		28
Long-term debt	165		159		487		492
Other	0		15		(101)		40
Total interest expense	216		233		531		707
Net interest income	543	[1]	492	[1]	1,735	[1]	1,515	[1]
Provision for credit losses	23	[2]	54	[2]	124	[2]	142	[2]
Net interest income after provision for credit losses	520		438		1,611		1,373
Other revenues:
Credit card fees	13		1		40		35
Other fees and commissions	186		181		541		527
Trust income	35		29		98		92
Trading revenue (expense)	(9)		117		139		388
Net other-than-temporary impairment losses	(4)	[3]	0	[3]	(11)	[3]	0	[3]
Other securities gains (losses), net	27		35		42		189
Servicing and other fees from HSBC affiliates	53		41		151		154
Residential mortgage banking revenue	17		18		87		73
Gain (loss) on instruments designated at fair value and related derivatives	36		(6)		20		82
Other income	32		16		40		50
Total other revenues	386		432		1,147		1,590
Operating expenses:
Salaries and employee benefits	226		218		664		717
Support services from HSBC affiliates	388		378		1,127		1,064
Occupancy expense, net	59		57		168		173
Other expenses	261		181		601		414
Total operating expenses	934	[4]	834	[4]	2,560	[4]	2,368	[4]
Income (loss) before income tax	(28)		36		198		595
Income tax expense (benefit)	(29)		32		(86)		228
Net income	$ 1		$ 4		$ 284		$ 367

[1] Net interest income of each segment represents the difference between actual interest earned on assets and interest paid on liabilities of the segment adjusted for a funding charge or credit. Segments are charged a cost to fund assets (e.g. customer loans) and receive a funding credit for funds provided (e.g. customer deposits) based on equivalent market rates. The objective of these charges/credits is to transfer interest rate risk from the segments to one centralized unit in Balance Sheet Management and more appropriately reflect the profitability of segments.

[2] The provision assigned to the segments is based on the segments' net charge offs and the change in allowance for credit losses.

[3] During the three and nine months ended September 30, 2014, other-than-temporary impairment ("OTTI") losses on securities held-to-maturity totaling $4 million and $11 million, respectively, were recognized in other revenues. There were no OTTI losses in the non-credit component of such impaired securities reflected in accumulated other comprehensive income ("AOCI"), net of tax during the periods. During the three and nine months ended September 30, 2013, there were no OTTI losses on securities recognized in other revenues and no OTTI losses in the non-credit component of securities recognized in AOCI, net of tax.

[4] Expenses for the segments include fully apportioned corporate overhead expenses.