CONSOLIDATED STATEMENT OF CASH FLOWS (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities
Net income (loss)	$ (338)	$ (1,045)	$ 1,018
Income from discontinued operations	0	203	563
Income (loss) from continuing operations	(338)	(1,248)	455
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	286	321	268
Gain on sale of branches	0	(433)	0
Impairment of internally developed software	0	0	110
Goodwill impairment	616	0	0
Provision for credit losses	193	293	258
Deferred income expense (benefit)	2	40	(289)
Realized gains on securities available-for-sale	(194)	(145)	(129)
Realized gains on securities held-to-maturity	(8)	0	0
Net change in other assets and liabilities	(481)	36	108
Net change in loans held for sale:
Originations of loans	(2,078)	(3,566)	(3,248)
Sales and collection of loans held for sale	2,446	3,755	3,319
Net change in trading assets and liabilities	(1,844)	8,900	(2,712)
Lower of amortized cost or fair value adjustments on loans held for sale	9	38	51
Loss (gain) on instruments designated at fair value and related derivatives	32	342	(471)
Cash provided by (used in) operating activities – continuing operations	(1,359)	8,333	(2,280)
Cash provided by operating activities – discontinued operations	0	34	2,642
Net cash provided by (used in) operating activities	(1,359)	8,367	362
Cash flows from investing activities
Net change in interest bearing deposits with banks	(6,316)	12,175	(17,252)
Net change in securities purchased under agreements to resell	1,030	(40)	5,127
Securities available-for-sale:
Purchases of securities available-for-sale	(32,824)	(37,003)	(30,153)
Proceeds from sales of securities available-for-sale	35,211	10,547	21,468
Proceeds from maturities of securities available-for-sale	7,954	12,022	3,686
Securities held-to-maturity:
Purchases of securities held-to-maturity	0	0	(11)
Proceeds from sales of securities held-to-maturity	79	0	0
Proceeds from maturities of securities held-to-maturity	433	424	568
Change in loans:
Originations, net of collections	(4,765)	(11,603)	(6,034)
Loans sold to third parties	499	186	975
Net cash used for acquisitions of properties and equipment	(52)	(17)	(33)
Net outflows related to the sale of branches	0	(10,137)	0
Other, net	(16)	(48)	(77)
Cash provided by (used in) investing activities – continuing operations	1,233	(23,494)	(21,736)
Cash provided by (used in) investing activities – discontinued operations	0	20,746	(606)
Net cash provided by (used in) investing activities	1,233	(2,748)	(22,342)
Cash flows from financing activities
Net change in deposits	(5,146)	(9,174)	18,693
Debt:
Net change in short-term borrowings	3,787	(1,076)	3,449
Issuance of long-term debt	5,547	7,626	6,271
Repayment of long-term debt	(4,370)	(3,445)	(6,274)
Repayment of debt related to the sale and leaseback of 452 Fifth Avenue property	0	(8)	(23)
Capital contribution from parent	0	312	0
Other increases (decreases) in capital surplus	(17)	(3)	8
Dividends paid	(73)	(73)	(73)
Cash provided by (used in) financing activities – continuing operations	(272)	(5,841)	22,051
Cash used in financing activities - discontinued operations	0	(35)	(148)
Net cash provided by (used in) financing activities	(272)	(5,876)	21,903
Net change in cash and due from banks	(398)	(257)	(77)
Cash and due from banks at beginning of period	1,359	1,616	1,693	[1]
Cash and due from banks at end of period	961	1,359	1,616
Supplemental disclosure of cash flow information
Interest paid during the period	921	1,085	1,231
Net income taxes paid during the period	64	578	498
Supplemental disclosure of non-cash investing activities
Transfer of loans to held for sale	79	42	23,755
Fair value of properties added to real estate owned	$ 51	$ 60	$ 107

[1] Cash at beginning of period includes $117 million for discontinued operations as of January 1, 2011.