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Regulatory Capital Requirements (Tables)
6 Months Ended
Jun. 30, 2022
Regulatory Capital Requirements  
Summary of comparison of the Company's and the Bank's capital amounts and ratios with the minimum requirements

To Be

 

Well Capitalized

 

For Capital

Under Prompt

 

Adequacy

Corrective Action

 

In Thousands

Actual

Purposes

Provisions

 

    

Amount

    

Ratio

    

Amount

    

Ratio

     

Amount

    

Ratio

 

As of June 30, 2022

 

  

 

  

 

  

 

  

 

  

 

  

Total Capital Ratio

 

  

 

  

 

  

 

  

 

  

 

  

(To Risk Weighted Assets)

 

  

 

  

 

  

 

  

 

  

 

  

The Bank of Delmarva

$

92,935

 

12.7

%  

$

76,997

 

10.5

%  

$

73,331

 

10.0

%

Virginia Partners Bank

 

57,918

 

11.1

%  

 

54,942

 

10.5

%  

 

52,325

 

10.0

%

Tier I Capital Ratio

 

 

 

 

 

 

  

(To Risk Weighted Assets)

 

 

 

 

 

 

  

The Bank of Delmarva

 

83,754

 

11.4

%  

 

62,331

 

8.5

%  

 

58,665

 

8.0

%

Virginia Partners Bank

 

54,014

 

10.3

%  

 

44,477

 

8.5

%  

 

41,860

 

8.0

%

Common Equity Tier I Ratio

 

 

 

 

 

 

  

(To Risk Weighted Assets)

 

 

 

 

 

 

  

The Bank of Delmarva

 

83,754

 

11.4

%  

 

51,332

 

7.0

%  

 

47,665

 

6.5

%

Virginia Partners Bank

 

54,014

 

10.3

%  

 

36,628

 

7.0

%  

 

34,011

 

6.5

%

Tier I Leverage Ratio

 

 

 

 

 

 

  

(To Average Assets)

 

 

 

 

 

 

  

The Bank of Delmarva

 

83,754

 

8.3

%  

 

40,532

 

4.0

%  

 

50,665

 

5.0

%

Virginia Partners Bank

 

54,014

 

8.1

%  

 

26,786

 

4.0

%  

 

33,483

 

5.0

%

As of December 31, 2021

 

  

 

  

 

  

 

  

 

  

 

  

Total Capital Ratio

 

  

 

  

 

  

 

  

 

  

 

  

(To Risk Weighted Assets)

 

  

 

  

 

  

 

  

 

  

 

  

The Bank of Delmarva

$

91,928

 

12.9

%  

$

74,963

 

10.5

%  

$

71,394

 

10.0

%

Virginia Partners Bank

56,192

 

12.0

%  

49,103

 

10.5

%

46,765

 

10.0

%

Tier I Capital Ratio

 

 

 

 

 

 

  

(To Risk Weighted Assets)

 

 

 

 

 

 

  

The Bank of Delmarva

 

82,972

 

11.6

%  

 

60,684

 

8.5

%  

 

57,115

 

8.0

%

Virginia Partners Bank

52,844

 

11.3

%

39,750

 

8.5

%

37,412

 

8.0

%

Common Equity Tier I Ratio

 

 

 

 

 

 

  

(To Risk Weighted Assets)

 

 

 

 

 

 

  

The Bank of Delmarva

 

82,972

 

11.6

%  

 

49,975

 

7.0

%  

 

46,406

 

6.5

%

Virginia Partners Bank

52,844

 

11.3

%

32,735

 

7.0

%

30,397

 

6.5

%

Tier I Leverage Ratio

 

 

 

 

 

 

  

(To Average Assets)

 

 

 

 

 

 

  

The Bank of Delmarva

 

82,972

 

8.1

%  

 

40,926

 

4.0

%  

 

51,158

 

5.0

%

Virginia Partners Bank

52,844

 

8.5

%

25,009

 

4.0

%

31,261

 

5.0

%