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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 16,127 $ 12,887 [1]
Interest bearing deposits in other financial institutions 275,551 297,902 [1]
Federal funds sold 24,738 28,040 [1]
Cash and cash equivalents 316,416 338,829 [1]
Securities available for sale, at fair value 135,420 122,021 [1]
Loans held for sale 3,056 4,064 [1]
Loans, less allowance for credit losses of $14,059 at June 30, 2022 and $14,656 at December 31, 2021 1,155,407 1,102,539 [1]
Accrued interest receivable 4,086 4,313 [1]
Premises and equipment, less accumulated depreciation 15,647 16,175 [1]
Restricted stock 4,932 4,869 [1]
Operating lease right-of-use assets 5,531 6,009 [1]
Financing lease right-of-use assets 1,619 1,687 [1]
Other investments 4,929 5,065 [1]
Bank owned life insurance 18,479 18,254 [1]
Other real estate owned, net [1]   837
Core deposit intangible, net 1,794 2,060 [1]
Goodwill 9,582 9,582 [1]
Other assets 13,330 8,675 [1]
Total assets 1,690,228 1,644,979 [1]
Deposits:    
Non-interest bearing demand 561,428 493,913 [1]
Interest bearing demand 153,086 159,421 [1]
Savings and money market 453,916 410,286 [1]
Time 326,918 379,256 [1]
Deposits, Total 1,495,348 1,442,876 [1]
Accrued interest payable on deposits 217 280 [1]
Long-term borrowings with the Federal Home Loan Bank 25,984 26,313 [1]
Subordinated notes payable, net 22,191 22,168 [1]
Other borrowings 995 755 [1]
Operating lease liabilities 5,928 6,372 [1]
Financing lease liabilities 2,066 2,125 [1]
Other liabilities 2,713 2,722 [1]
Total liabilities 1,555,442 1,503,611 [1]
COMMITMENTS, CONTINGENCIES & SUBSEQUENT EVENT [1]
STOCKHOLDERS' EQUITY    
Common stock, par value $0.01, authorized 40,000,000 shares, issued and outstanding 17,961,699 as of June 30, 2022 and 17,941,604 as of December 31, 2021, including 18,669 nonvested shares as of June 30, 2022 and 28,000 nonvested shares as of December 31, 2021 179 179 [1]
Surplus 88,552 88,390 [1]
Retained earnings 55,695 51,305 [1]
Noncontrolling interest in consolidated subsidiaries 1,122 1,179 [1]
Accumulated other comprehensive income (loss), net of tax (10,762) 315 [1]
Total stockholders' equity 134,786 141,368 [1]
Total liabilities and stockholders' equity $ 1,690,228 $ 1,644,979 [1]
[1] * Derived from audited consolidated financial statements.