Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2022

Regulatory Capital Requirements

Summary of comparison of the Company's and the Bank's capital amounts and ratios with the minimum requirements

									To Be
									Well Capitalized
					For Capital				Under Prompt
					Adequacy				Corrective Action
In Thousands	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2022
Total Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva	$	90,770	12.6	%	$	75,870	10.5	%	$	72,257	10.0	%
Virginia Partners Bank		56,666	11.5	%		51,956	10.5	%		49,482	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		81,712	11.3	%		61,419	8.5	%		57,806	8.0	%
Virginia Partners Bank		53,003	10.7	%		42,059	8.5	%		39,585	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		81,712	11.3	%		50,580	7.0	%		46,967	6.5	%
Virginia Partners Bank		53,003	10.7	%		34,637	7.0	%		32,163	6.5	%
Tier I Leverage Ratio
(To Average Assets)
The Bank of Delmarva		81,712	8.2	%		40,079	4.0	%		50,099	5.0	%
Virginia Partners Bank		53,003	8.1	%		26,091	4.0	%		32,614	5.0	%
As of December 31, 2021
Total Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva	$	91,928	12.9	%	$	74,963	10.5	%	$	71,394	10.0	%
Virginia Partners Bank		56,192	12.0	%		49,103	10.5	%		46,765	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		82,972	11.6	%		60,684	8.5	%		57,115	8.0	%
Virginia Partners Bank		52,844	11.3	%		39,750	8.5	%		37,412	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		82,972	11.6	%		49,975	7.0	%		46,406	6.5	%
Virginia Partners Bank		52,844	11.3	%		32,735	7.0	%		30,397	6.5	%
Tier I Leverage Ratio
(To Average Assets)
The Bank of Delmarva		82,972	8.1	%		40,926	4.0	%		51,158	5.0	%
Virginia Partners Bank		52,844	8.5	%		25,009	4.0	%		31,261	5.0	%