Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2020

Regulatory Capital Requirements

Summary of comparison of the Company’s and the Bank’s capital amounts and ratios with the minimum requirements

									To Be
									Well Capitalized
					For Capital				Under Prompt
					Adequacy				Corrective Action
In Thousands	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2020
Total Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		81,828	12.8	%		67,195	10.5	%		63,995	10.0	%
Virginia Partners Bank		51,045	13.0	%		41,085	10.5	%		39,129	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		73,802	11.5	%		54,396	8.5	%		51,196	8.0	%
Virginia Partners Bank		49,599	12.7	%		33,259	8.5	%		31,303	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		73,802	11.5	%		44,796	7.0	%		41,597	6.5	%
Virginia Partners Bank		49,599	12.7	%		27,390	7.0	%		25,434	6.5	%
Tier I Leverage Ratio
(To Average Assets)
The Bank of Delmarva		73,802	8.0	%		37,081	4.0	%		46,352	5.0	%
Virginia Partners Bank		49,599	9.5	%		20,797	4.0	%		25,997	5.0	%
As of December 31, 2019
Total Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		79,080	12.7	%		65,132	10.5	%		62,030	10.0	%
Virginia Partners Bank		47,122	12.5	%		39,676	10.5	%		37,787	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		71,752	11.6	%		52,726	8.5	%		49,624	8.0	%
Virginia Partners Bank		46,881	12.4	%		32,119	8.5	%		30,230	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
The Bank of Delmarva		71,752	11.6	%		43,421	7.0	%		40,320	6.5	%
Virginia Partners Bank		46,881	12.4	%		26,451	7.0	%		24,562	6.5	%
Tier I Leverage Ratio
(To Average Assets)
The Bank of Delmarva		71,752	9.1	%		31,520	4.0	%		39,399	5.0	%
Virginia Partners Bank		46,881	10.4	%		18,093	4.0	%		22,616	5.0	%