Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2020

Regulatory Capital Requirements

Summary of comparison of the Company’s and the Bank’s capital amounts and ratios with the minimum requirements

									To Be
									Well Capitalized
					For Capital				Under Prompt
					Adequacy				Corrective Action
In Thousands	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2020
Total Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp	$	134,174	13.1	%	$	107,491	10.5	%	$	—	N/A
The Bank of Delmarva		80,926	12.7	%		66,933	10.5	%		63,746	10.0	%
Virginia Partners Bank		48,085	12.5	%		40,258	10.5	%		38,341	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp		119,590	11.7	%		87,016	8.5	%		—	N/A
The Bank of Delmarva		73,431	11.5	%		54,184	8.5	%		50,997	8.0	%
Virginia Partners Bank		47,496	12.4	%		32,590	8.5	%		30,673	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
Delmar Bancorp		119,590	11.7	%		71,660	7.0	%		—	N/A
The Bank of Delmarva		73,431	11.5	%		44,622	7.0	%		41,435	6.5	%
Virginia Partners Bank		47,496	12.4	%		26,839	7.0	%		24,922	6.5	%
Tier I Leverage Ratio
(To Average Assets)
Delmar Bancorp		119,590	9.6	%		49,784	4.0	%		—	N/A
The Bank of Delmarva		73,431	9.4	%		31,347	4.0	%		39,184	5.0	%
Virginia Partners Bank		47,496	10.5	%		18,170	4.0	%		22,712	5.0	%
As of December 31, 2019
Total Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp	$	131,443	13.1	%	$	105,140	10.5	%	$	—	N/A
The Bank of Delmarva		79,080	12.7	%		65,132	10.5	%		62,030	10.0	%
Virginia Partners Bank		47,122	12.5	%		39,676	10.5	%		37,787	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp		117,374	11.7	%		85,113	8.5	%		—	N/A
The Bank of Delmarva		71,752	11.6	%		52,726	8.5	%		49,624	8.0	%
Virginia Partners Bank		46,881	12.4	%		32,119	8.5	%		30,230	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
Delmar Bancorp		117,374	11.7	%		70,224	7.0	%		—	N/A
The Bank of Delmarva		71,752	11.6	%		43,421	7.0	%		40,320	6.5	%
Virginia Partners Bank		46,881	12.4	%		26,451	7.0	%		24,562	6.5	%
Tier I Leverage Ratio
(To Average Assets)
Delmar Bancorp		117,374	11.9	%		39,331	4.0	%		—	N/A
The Bank of Delmarva		71,752	9.1	%		31,520	4.0	%		39,399	5.0	%
Virginia Partners Bank		46,881	10.4	%		18,093	4.0	%		22,616	5.0	%