CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME ON:
Loans, including fees	$ 8,688	$ 8,109	$ 25,916	$ 22,696
Investment securities:
Taxable	171	158	518	465
Exempt from Federal income tax	154	137	445	411
Federal funds sold	58	48	81	86
Other interest income	215	140	527	360
TOTAL INTEREST INCOME	9,286	8,592	27,487	24,018
INTEREST EXPENSE ON:
Deposits	1,556	1,006	4,388	2,658
Borrowings	435	396	1,274	1,117
TOTAL INTEREST EXPENSE	1,991	1,402	5,662	3,775
NET INTEREST INCOME	7,295	7,190	21,825	20,243
Provision for credit losses	300	300	900	825
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	6,995	6,890	20,925	19,418
OTHER INCOME:
Service charges on deposit accounts	295	341	861	987
Gain on sale of investment securities	97		97
Gains on disposal of other assets		8		9
Other income	739	434	1,771	1,335
TOTAL OTHER INCOME	1,131	783	2,729	2,331
OTHER EXPENSES:
Salaries and employee benefits	2,788	2,696	8,459	8,165
Premises and equipment	897	785	2,732	2,347
Amortization of core deposit intangible	76	126	226	294
(Gains) losses on other real estate owned	44	41	38	142
Other expenses	1,726	1,545	5,097	5,368
TOTAL OTHER EXPENSES	5,531	5,193	16,552	16,316
INCOME BEFORE TAXES ON INCOME	2,595	2,480	7,102	5,433
Federal and state income taxes	810	592	2,167	1,485
NET INCOME	$ 1,785	$ 1,888	$ 4,935	$ 3,948
Earnings per common share
Basic	$ 0.179	$ 0.189	$ 0.494	$ 0.411