Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2019

Regulatory Capital Requirements

Summary of comparison of the Company’s and the Bank’s capital amounts and ratios with the minimum requirements

									To Be
									Well Capitalized
					For Capital				Under Prompt
					Adequacy				Corrective Action
In Thousands	Actual				Purposes				Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2019
Total Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp	$	78,392	12.6	%	$	65,525	10.5	%	$	—	N/A
The Bank of Delmarva		77,192	12.4	%		65,469	10.5	%		62,351	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp		64,573	10.3	%		53,044	8.5	%		—	N/A
The Bank of Delmarva		69,873	11.2	%		52,999	8.5	%		49,881	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
Delmar Bancorp		64,573	10.3	%		43,683	7.0	%		—	N/A
The Bank of Delmarva		69,873	11.2	%		43,646	7.0	%		40,528	6.5	%
Tier I Leverage Ratio
(To Average Assets)
Delmar Bancorp		64,573	8.3	%		31,052	4.0	%		—	N/A
The Bank of Delmarva		69,873	9.0	%		31,052	4.0	%		38,814	5.0	%
As of December 31, 2018
Total Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp	$	72,344	11.8	%	$	60,466	9.9	%	$	—	N/A
The Bank of Delmarva		71,498	11.7	%		60,425	9.9	%		61,190	10.0	%
Tier I Capital Ratio
(To Risk Weighted Assets)
Delmar Bancorp		58,516	9.6	%		48,220	7.9	%		—	N/A
The Bank of Delmarva		64,170	10.5	%		48,187	7.9	%		48,952	8.0	%
Common Equity Tier I Ratio
(To Risk Weighted Assets)
Delmar Bancorp		58,516	9.6	%		39,035	6.4	%		—	N/A
The Bank of Delmarva		64,170	10.5	%		39,009	6.4	%		39,774	6.5	%
Tier I Leverage Ratio
(To Average Assets)
Delmar Bancorp		58,516	8.0	%		29,377	4.0	%		—	N/A
The Bank of Delmarva		64,170	8.7	%		29,377	4.0	%		36,721	5.0	%