<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by CompSci Transform (tm) - http://www.compsciresources.com-->
<!--Created: Tue Mar 24 12:03:05 UTC 2026-->
<edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/twentyfourf2filer eis_24F_2NT_Filer.xsd" xmlns="http://www.sec.gov/edgar/twentyfourf2filer" xmlns:common="http://www.sec.gov/edgar/common" xmlns:feecommon="http://www.sec.gov/edgar/feecommon" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <schemaVersion>X0102</schemaVersion>
  <headerData>
    <submissionType>24F-2NT</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0000831832</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <flags>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <investmentCompanyType>N-4</investmentCompanyType>
    </filerInfo>
  </headerData>
  <formData>
    <annualFilings>
      <annualFilingInfo>
        <item1>
          <nameOfIssuer>MONARCH LIFE INSURANCE Co SEPARATE ACCOUNT VA</nameOfIssuer>
          <addressOfIssuer>
            <street1>330 Whitney Avenue</street1>
            <street2>Suite 500</street2>
            <city>Holyoke</city>
            <state>MA</state>
            <country>X1</country>
            <zipCode>01040</zipCode>
          </addressOfIssuer>
        </item1>
        <item2>
          <reportClass>
            <annualClassInfo>
              <className>MONARCH LIFE INSURANCE COMPANY SEPARATE ACCOUNT VA</className>
              <classId>C000030974</classId>
            </annualClassInfo>
          </reportClass>
        </item2>
        <item3>
          <investmentCompActFileNo>811-5533</investmentCompActFileNo>
          <securitiesActFileNumbers>
            <securitiesActFileNo>
              <fileNumber>033-21238</fileNumber>
            </securitiesActFileNo>
          </securitiesActFileNumbers>
        </item3>
        <item4>
          <lastDayOfFiscalYear>12/31/2025</lastDayOfFiscalYear>
          <isThisFormBeingFiledLate>false</isThisFormBeingFiledLate>
          <isThisTheLastTimeIssuerFilingThisForm>true</isThisTheLastTimeIssuerFilingThisForm>
        </item4>
        <item5>
          <seriesOrClassId>C000030974</seriesOrClassId>
          <aggregateSalePriceOfSecuritiesSold>0.00</aggregateSalePriceOfSecuritiesSold>
          <aggregatePriceOfSecuritiesRedeemedOrRepurchasedInFiscalYear>0</aggregatePriceOfSecuritiesRedeemedOrRepurchasedInFiscalYear>
          <aggregatePriceOfSecuritiesRedeemedOrRepurchasedAnyPrior>10023078</aggregatePriceOfSecuritiesRedeemedOrRepurchasedAnyPrior>
          <totalAvailableRedemptionCredits>10023078</totalAvailableRedemptionCredits>
          <netSales>0</netSales>
          <redemptionCreditsAvailableForUseInFutureYears>(10023078)</redemptionCreditsAvailableForUseInFutureYears>
          <multiplierForDeterminingRegistrationFee>0.0001381000</multiplierForDeterminingRegistrationFee>
          <registrationFeeDue>0</registrationFeeDue>
        </item5>
        <item6>
          <interestDue>0.00</interestDue>
        </item6>
        <item7>
          <totalOfRegistrationFeePlusAnyInterestDue>0</totalOfRegistrationFeePlusAnyInterestDue>
        </item7>
        <!--[WMV6][GjiNO/paDGtXoelJEBxmv+ZVNYjgBanBJiXL2umJZ3TetM7DYxTiDAs/43RGxrvEyfIP2mMxz+I1g4mVFAYNn/7sIvZ7zQu+YYCxudLLlt0pWEq96IN25mzY5Mm9WJ6oypvphWElzHIKRgd8tZxu5tPBQ0QCskOYtx0Wm0cAcDqXWcJDAG+cfRrel2p4qCyy4fc4+bEdZlzr24wwkvn1y12xpTNGIofrQYWNWq2iszc2d5GD68vQlKHdEaA5WPY3HuD3I8fBamCnPZaGN/cXn1U+mTreKTzKo0f31JNwSUc=] CSR-->
        <signature>
          <signature>/S/ ATILLA ARITAN</signature>
          <nameAndTitle>Atilla Aritan Vice President &amp; Assistant Treasurer</nameAndTitle>
          <signatureDate>03/24/2026</signatureDate>
        </signature>
      </annualFilingInfo>
    </annualFilings>
  </formData>
</edgarSubmission>
