The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 2,000 15,452 SH   SOLE   15,452 0 0
ABB LTD-Sponsored Adr COM 000375204 528 19,749 SH   SOLE   19,749 0 0
AT&T Inc. COM 00206R102 1,155 55,119 SH   SOLE   55,119 0 0
Abbott Laboratories COM 002824100 2,357 21,695 SH   SOLE   21,695 0 0
Abbvie Inc COM 00287Y109 10,971 71,631 SH   SOLE   71,631 0 0
Accenture PLC Ireland COM G1151C101 644 2,319 SH   SOLE   2,319 0 0
Aflac Inc COM 001055102 1,386 25,047 SH   SOLE   25,047 0 0
Air Prods & Chems Inc COM 009158106 928 3,857 SH   SOLE   3,857 0 0
Align Technology Inc Com COM 016255101 3,619 15,292 SH   SOLE   15,292 0 0
Alphabet Inc Cl A COM 02079K305 47,872 21,967 SH   SOLE   21,967 0 0
Alphabet Inc Cl C COM 02079K107 9,876 4,515 SH   SOLE   4,515 0 0
Altria Group Inc. COM 02209S103 229 5,477 SH   SOLE   5,477 0 0
Amazon Inc COM 023135106 11,447 107,780 SH   SOLE   107,780 0 0
Amcor Plc Registered Shs COM G0250X107 147 11,840 SH   SOLE   11,840 0 0
American Electric Power COM 025537101 546 5,694 SH   SOLE   5,694 0 0
American Express Co COM 025816109 5,689 41,041 SH   SOLE   41,041 0 0
Ameriprise Finl Inc COM 03076C106 278 1,170 SH   SOLE   1,170 0 0
Amgen Inc COM 031162100 21,549 88,570 SH   SOLE   88,570 0 0
Analog Devices COM 032654105 734 5,025 SH   SOLE   5,025 0 0
Apple Inc COM 037833100 82,187 601,134 SH   SOLE   601,134 0 0
Applied Materials Inc COM 038222105 2,014 22,142 SH   SOLE   22,142 0 0
Ares Cap Corp Com COM 04010L103 681 38,000 SH   SOLE   38,000 0 0
Arthur J Gallagher & Co COM 363576109 684 4,195 SH   SOLE   4,195 0 0
Automatic Data Processing Inc COM 053015103 2,729 12,995 SH   SOLE   12,995 0 0
Ball Corp COM 058498106 378 5,500 SH   SOLE   5,500 0 0
Bank of America Corp COM 060505104 375 12,038 SH   SOLE   12,038 0 0
Bank of Montreal COM 063671101 12,492 129,895 SH   SOLE   129,895 0 0
Barings Corporate Invs COM 06759X107 207 15,437 SH   SOLE   15,437 0 0
Bearing Lithium Corp COM 073898108 2 10,000 SH   SOLE   10,000 0 0
Becton Dickinson Corp COM 075887109 12,992 52,701 SH   SOLE   52,701 0 0
Berkshire Hathaway Inc Cl A COM 084670108 409 1 SH   SOLE   1 0 0
Berkshire Hathaway Inc Del Cl COM 084670702 36,481 133,621 SH   SOLE   133,621 0 0
Blackrock Inc Com COM 09247X101 13,088 21,490 SH   SOLE   21,490 0 0
Blackstone Group Inc Com Cl A COM 09260D107 9,780 107,200 SH   SOLE   107,200 0 0
Block Inc Cl A COM 852234103 13,190 214,616 SH   SOLE   214,616 0 0
Boeing Co COM 097023105 230 1,683 SH   SOLE   1,683 0 0
Booking Holdings Inc Com COM 09857L108 13,618 7,786 SH   SOLE   7,786 0 0
Bristol Myers Squibb COM 110122108 1,746 22,678 SH   SOLE   22,678 0 0
CME Group Inc COM 12572Q105 444 2,167 SH   SOLE   2,167 0 0
CSX Corporation COM 126408103 371 12,771 SH   SOLE   12,771 0 0
CVS Corp COM 126650100 34,614 373,557 SH   SOLE   373,557 0 0
Capital One Financial Corp. COM 14040H105 398 3,823 SH   SOLE   3,823 0 0
Carrier Global Corp COM 14448C104 236 6,628 SH   SOLE   6,628 0 0
Caterpillar Inc Com COM 149123101 992 5,550 SH   SOLE   5,550 0 0
Charles Schwab Corp COM 808513105 240 3,792 SH   SOLE   3,792 0 0
Chevron Corp COM 166764100 1,692 11,690 SH   SOLE   11,690 0 0
Chubb Corporation COM H1467J104 19,762 100,529 SH   SOLE   100,529 0 0
Cisco COM 17275R102 18,480 433,396 SH   SOLE   433,396 0 0
Clorox Co COM 189054109 530 3,760 SH   SOLE   3,760 0 0
Coca-Cola Co COM 191216100 1,267 20,141 SH   SOLE   20,141 0 0
Colgate Palmolive COM 194162103 1,378 17,201 SH   SOLE   17,201 0 0
Comcast Cl A COM 20030N101 4,877 124,274 SH   SOLE   124,274 0 0
ConocoPhillips COM 20825C104 377 4,197 SH   SOLE   4,197 0 0
Constellation Brands-A COM 21036P108 4,369 18,746 SH   SOLE   18,746 0 0
Corning Inc COM 219350105 5,439 172,604 SH   SOLE   172,604 0 0
Corteva Inc Com COM 22052L104 423 7,811 SH   SOLE   7,811 0 0
Costco Warehouse Corp COM 22160K105 3,697 7,713 SH   SOLE   7,713 0 0
Cummins Inc COM 231021106 15,348 79,304 SH   SOLE   79,304 0 0
DIAGEO PLC Sponsored ADR New I COM 25243Q205 224 1,285 SH   SOLE   1,285 0 0
Danaher Corp Del COM 235851102 764 3,015 SH   SOLE   3,015 0 0
Deere & Co COM 244199105 450 1,502 SH   SOLE   1,502 0 0
Dimensional ETF Tr US Core Equ COM 25434V708 645 27,689 SH   SOLE   27,689 0 0
Dimensional ETF Tr US Target V COM 25434V609 286 7,099 SH   SOLE   7,099 0 0
Dollar Gen Corp New Com COM 256677105 386 1,572 SH   SOLE   1,572 0 0
Dominion Resources Inc COM 25746U109 1,770 22,178 SH   SOLE   22,178 0 0
Dow Inc Com COM 260557103 315 6,104 SH   SOLE   6,104 0 0
Duke Energy Corp COM 26441C204 422 3,933 SH   SOLE   3,933 0 0
Dupont De Nemours Inc Com COM 26614N102 281 5,060 SH   SOLE   5,060 0 0
Eaton Corp PLC COM G29183103 1,210 9,607 SH   SOLE   9,607 0 0
Elevance Health Inc COM 036752103 263 544 SH   SOLE   544 0 0
Eli Lilly & Co COM 532457108 604 1,862 SH   SOLE   1,862 0 0
Emerging Markets-Vanguard COM 922042858 236 5,672 SH   SOLE   5,672 0 0
Emerson Electric COM 291011104 1,219 15,330 SH   SOLE   15,330 0 0
Entergy Corp COM 29364G103 283 2,508 SH   SOLE   2,508 0 0
Enterprise Product Partners COM 293792107 428 17,570 SH   SOLE   17,570 0 0
Eversource Energy COM 30040W108 2,474 29,290 SH   SOLE   29,290 0 0
ExxonMobil Corp COM 30231G102 13,691 159,869 SH   SOLE   159,869 0 0
FS Energy & Power Fund COM PER302582 57 14,405 SH   SOLE   14,405 0 0
First American Financial Corp COM 31847R102 10,696 202,107 SH   SOLE   202,107 0 0
First Rep Bx San Fran CA COM 33616C100 11,257 78,064 SH   SOLE   78,064 0 0
Fiserv Inc COM 337738108 395 4,440 SH   SOLE   4,440 0 0
Floor & Decor Holdings Inc COM 339750101 10,627 168,782 SH   SOLE   168,782 0 0
Fortive Corp COM 34959J108 11,723 215,582 SH   SOLE   215,582 0 0
Freedom Environmental Services COM 35637A203 0 12,000 SH   SOLE   12,000 0 0
Gartner Inc COM 366651107 352 1,455 SH   SOLE   1,455 0 0
General Electric COM 369604301 513 8,053 SH   SOLE   8,053 0 0
General Mills Inc COM 370334104 18,222 241,514 SH   SOLE   241,514 0 0
Gilead Sciences Inc COM 375558103 228 3,686 SH   SOLE   3,686 0 0
Goldman Sachs COM 38141G104 473 1,593 SH   SOLE   1,593 0 0
Healthcare SPDR COM 81369Y209 3,567 27,816 SH   SOLE   27,816 0 0
Hershey Foods COM 427866108 236 1,095 SH   SOLE   1,095 0 0
Home Depot Inc COM 437076102 5,600 20,418 SH   SOLE   20,418 0 0
Honeywell Intl COM 438516106 1,496 8,608 SH   SOLE   8,608 0 0
IBM COM 459200101 1,190 8,427 SH   SOLE   8,427 0 0
IShares Russell 2000 COM 464287655 1,108 6,545 SH   SOLE   6,545 0 0
IShares Tr Russell 1000 Value COM 464287598 256 1,769 SH   SOLE   1,769 0 0
IShares Tr Russell 3000 Growth COM 464287671 401 4,795 SH   SOLE   4,795 0 0
IShares Tr Russell 3000 Value COM 464287663 307 4,590 SH   SOLE   4,590 0 0
Illinois Tool Works Inc COM 452308109 1,276 7,004 SH   SOLE   7,004 0 0
Intel Corp COM 458140100 8,506 227,373 SH   SOLE   227,373 0 0
Invesco QQQ Tr Unit Ser 1 COM 46090E103 427 1,523 SH   SOLE   1,523 0 0
Invictus MD Strategies Corp COM 46183X802 0 20,090 SH   SOLE   20,090 0 0
Ishares Dow Sel Div Idx Fd COM 464287168 262 2,225 SH   SOLE   2,225 0 0
Ishares S&P 500 Index COM 464287200 1,195 3,151 SH   SOLE   3,151 0 0
Ishares TR Russell 2000 Growth COM 464287648 424 2,055 SH   SOLE   2,055 0 0
Ishares Tr MSCI ACWI COM 464288257 585 6,968 SH   SOLE   6,968 0 0
Ishares Tr MSCI EAFE ETF COM 464287465 497 7,958 SH   SOLE   7,958 0 0
Ishares Tr Russell 1000 Growth COM 464287614 447 2,043 SH   SOLE   2,043 0 0
Ishares Tr Russell 2000 Value COM 464287630 336 2,467 SH   SOLE   2,467 0 0
Ishore KLD 400 Social Index COM 464288570 1,167 16,225 SH   SOLE   16,225 0 0
JP Morgan Chase COM 46625H100 22,552 200,268 SH   SOLE   200,268 0 0
JP Morgan Diversified Equity COM 46641Q407 59,333 648,378 SH   SOLE   648,378 0 0
Johnson & Johnson COM 478160104 29,886 168,364 SH   SOLE   168,364 0 0
Kimberly-Clark Corp COM 494368103 1,217 9,004 SH   SOLE   9,004 0 0
L3Harris Technologies Inc com COM 502431109 2,010 8,318 SH   SOLE   8,318 0 0
Linde PLC COM G5494J103 493 1,715 SH   SOLE   1,715 0 0
Lockheed Martin Corp COM 539830109 1,077 2,506 SH   SOLE   2,506 0 0
Lowes Cos Inc COM 548661107 503 2,877 SH   SOLE   2,877 0 0
Lululemaon Athletica COM 550021109 1,931 7,083 SH   SOLE   7,083 0 0
M & T Bk Corp COM 55261F104 2,670 16,754 SH   SOLE   16,754 0 0
Magellan Midstream Partners COM 559080106 253 5,300 SH   SOLE   5,300 0 0
Marriott Intl Cl A COM 571903202 203 1,490 SH   SOLE   1,490 0 0
Mastercard, Inc COM 57636Q104 670 2,125 SH   SOLE   2,125 0 0
McCormick Co COM 579780206 524 6,292 SH   SOLE   6,292 0 0
McDonald's Corp COM 580135101 4,359 17,655 SH   SOLE   17,655 0 0
Medtronic PLC SHS COM G5960L103 2,832 31,559 SH   SOLE   31,559 0 0
Merck & Co Inc COM 58933Y105 3,428 37,604 SH   SOLE   37,604 0 0
Meta Platforms, Inc. COM 30303M102 14,657 90,896 SH   SOLE   90,896 0 0
Microsoft Corp COM 594918104 22,575 87,897 SH   SOLE   87,897 0 0
Morgan Stanley COM 617446448 306 4,027 SH   SOLE   4,027 0 0
Nestle A COM 641069406 204 1,750 SH   SOLE   1,750 0 0
Netflix Inc COM 64110L106 14,357 82,100 SH   SOLE   82,100 0 0
Nextera Energy Inc Com COM 65339F101 2,760 35,631 SH   SOLE   35,631 0 0
Nike Inc Cl B COM 654106103 1,530 14,972 SH   SOLE   14,972 0 0
Norfolk Southern Corp COM 655844108 917 4,033 SH   SOLE   4,033 0 0
Northwest Bancshares Inc MD Co COM 667340103 2,052 160,335 SH   SOLE   160,335 0 0
Novartis AG Sponsored Adr COM 66987V109 466 5,514 SH   SOLE   5,514 0 0
Novo-Nordisk A S COM 670100205 15,179 136,216 SH   SOLE   136,216 0 0
Novozymes A/S Sponsored ADR COM 670108109 300 5,000 SH   SOLE   5,000 0 0
Nuveen ESG Large-Cap Value ETF COM 67092P300 1,868 55,974 SH   SOLE   55,974 0 0
Old Dominion Freight Line Inc COM 679580100 577 2,250 SH   SOLE   2,250 0 0
Oracle Corp COM 68389X105 11,056 158,230 SH   SOLE   158,230 0 0
Otis Worldwide Corp COM 68902V107 204 2,889 SH   SOLE   2,889 0 0
Palo Alto Networks Inc Com COM 697435105 10,251 20,753 SH   SOLE   20,753 0 0
Paypal Holdings Inc Com COM 70450Y103 234 3,357 SH   SOLE   3,357 0 0
Pepsico Inc COM 713448108 14,936 89,619 SH   SOLE   89,619 0 0
Pfizer Inc COM 717081103 8,930 170,330 SH   SOLE   170,330 0 0
Phillip Morris International, COM 718172109 216 2,189 SH   SOLE   2,189 0 0
Pnc Finl Svcs Group COM 693475105 504 3,196 SH   SOLE   3,196 0 0
Procter & Gamble COM 742718109 28,043 195,024 SH   SOLE   195,024 0 0
Public Svc Enterprise Group In COM 744573106 414 6,544 SH   SOLE   6,544 0 0
Qualcomm INC COM 747525103 14,965 117,155 SH   SOLE   117,155 0 0
Rayonier Inc COM 754907103 307 8,212 SH   SOLE   8,212 0 0
Raytheon Technologies COM 75513E101 1,355 14,095 SH   SOLE   14,095 0 0
Resmed Inc COM 761152107 3,944 18,812 SH   SOLE   18,812 0 0
Ross Stores, Inc COM 778296103 529 7,536 SH   SOLE   7,536 0 0
SPDR Portfolio Emerging Market COM 78463X509 26,262 755,309 SH   SOLE   755,309 0 0
SPDR Ser Tr S&P 400 Mid Cap ET COM 78464A847 7,107 179,058 SH   SOLE   179,058 0 0
SPDR Ser Tr S&P 500 ETF COM 78464A854 85,400 1,926,019 SH   SOLE   1,926,019 0 0
SPDR Ser Tr S&P 600 Small Cap COM 78468R853 9,340 259,601 SH   SOLE   259,601 0 0
Salesforce.com COM 79466L302 5,807 35,188 SH   SOLE   35,188 0 0
Schlumberger Ltd COM 806857108 31,740 887,597 SH   SOLE   887,597 0 0
Schwab Strategic Tr US Dividen COM 808524797 240 3,346 SH   SOLE   3,346 0 0
Seagate Technology PLC COM G7997R103 316 4,420 SH   SOLE   4,420 0 0
Southern Co Com COM 842587107 391 5,482 SH   SOLE   5,482 0 0
Spdr Energy Select COM 81369Y506 346 4,845 SH   SOLE   4,845 0 0
Spdr Indx Shs Fds Spdr Prt Dvl COM 78463X889 13,796 478,351 SH   SOLE   478,351 0 0
Spdr Tr Unit Ser 1 COM 78462F103 10,487 27,798 SH   SOLE   27,798 0 0
Starbucks Corp COM 855244109 424 5,547 SH   SOLE   5,547 0 0
Store Cap Corp COM 862121100 18,684 716,416 SH   SOLE   716,416 0 0
Stryker Corp COM 863667101 386 1,938 SH   SOLE   1,938 0 0
TJX Companies Inc. COM 872540109 5,230 93,638 SH   SOLE   93,638 0 0
Taiwan Semiconductor-ADR COM 874039100 780 9,542 SH   SOLE   9,542 0 0
Target Corp COM 87612E106 1,004 7,108 SH   SOLE   7,108 0 0
Tesla Mtrs Inc COM 88160R101 305 453 SH   SOLE   453 0 0
Texas Instruments COM 882508104 1,494 9,721 SH   SOLE   9,721 0 0
Thermo Fisher Scientific Inc COM 883556102 284 523 SH   SOLE   523 0 0
Trane Technologies PLC Shs COM G8994E103 556 4,280 SH   SOLE   4,280 0 0
US Bancorp Del COM 902973304 263 5,713 SH   SOLE   5,713 0 0
Uber Technologies Inc Com COM 90353T100 7,733 377,941 SH   SOLE   377,941 0 0
Union Pacific Corp COM 907818108 2,356 11,045 SH   SOLE   11,045 0 0
United Healthgroup Inc COM 91324P102 10,847 21,118 SH   SOLE   21,118 0 0
United Parcel Svc Cl B COM 911312106 245 1,342 SH   SOLE   1,342 0 0
Vaneck Vectors ETF Tr Oil Svcs COM 92189H607 220 945 SH   SOLE   945 0 0
Vanguard ESG Intl Stock ETF COM 921910725 1,144 23,335 SH   SOLE   23,335 0 0
Vanguard ESG World ETF COM 921910733 1,247 18,776 SH   SOLE   18,776 0 0
Vanguard Idx Fds Mid-Cap ETF COM 922908629 27,269 138,441 SH   SOLE   138,441 0 0
Vanguard Index Fds Vanguard Gr COM 922908736 638 2,864 SH   SOLE   2,864 0 0
Vanguard Index Fds Vanguard Sm COM 922908751 16,926 96,113 SH   SOLE   96,113 0 0
Vanguard Index Fds Vanguard Va COM 922908744 812 6,156 SH   SOLE   6,156 0 0
Vanguard Index Total Stock Mkt COM 922908769 341 1,810 SH   SOLE   1,810 0 0
Vanguard REIT ETF COM 922908553 426 4,681 SH   SOLE   4,681 0 0
Vanguard Specialized Portfolio COM 921908844 3,384 23,584 SH   SOLE   23,584 0 0
Vanguard Tax Managed Intl Fd F COM 921943858 6,823 167,225 SH   SOLE   167,225 0 0
Vanguard World Fds Vanguard He COM 92204A504 397 1,686 SH   SOLE   1,686 0 0
Vanguard World Fds Vanguard In COM 92204A702 381 1,168 SH   SOLE   1,168 0 0
Verizon Communications COM 92343V104 22,355 440,485 SH   SOLE   440,485 0 0
Visa Inc Cls A COM 92826C839 4,554 23,129 SH   SOLE   23,129 0 0
Vontier Corp Com COM 928881101 1,073 46,685 SH   SOLE   46,685 0 0
Wal-Mart Stores Inc COM 931142103 7,649 62,912 SH   SOLE   62,912 0 0
Walgreen Boots COM 931427108 201 5,307 SH   SOLE   5,307 0 0
Walt Disney COM 254687106 6,300 66,733 SH   SOLE   66,733 0 0
Warner Bros Discovery Inc Com COM 934423104 179 13,332 SH   SOLE   13,332 0 0
Waste Mgmt Inc COM 94106L109 293 1,915 SH   SOLE   1,915 0 0
Wells Fargo & Co COM 949746101 11,700 298,694 SH   SOLE   298,694 0 0
Yum! Brands Inc COM 988498101 341 3,000 SH   SOLE   3,000 0 0
Zimmer Hldgs Inc COM 98956P102 7,417 70,599 SH   SOLE   70,599 0 0
IShares CMBS ETF ETF 46429B366 20,832 433,012 SH   SOLE   433,012 0 0
IShares Tr Barclays 7-10 YR Tr ETF 464287440 212 2,070 SH   SOLE   2,070 0 0
IShares Tr MBS ETF ETF 464288588 47,616 488,418 SH   SOLE   488,418 0 0
Ishares Preferred & Income Sec ETF 464288687 3,335 101,421 SH   SOLE   101,421 0 0
Ishares Tr Intermediate Cr BD ETF 464288638 212 4,150 SH   SOLE   4,150 0 0
Ivesco ETF Tr II 1-30 Laddered ETF 46138E107 415 13,316 SH   SOLE   13,316 0 0
Janus Henderson AAA CLO ETF ETF 47103U845 24,333 496,178 SH   SOLE   496,178 0 0
PIMCO ENHANCED SHORT MATURITY ETF 72201R643 1,172 11,902 SH   SOLE   11,902 0 0
SPDR BBG Barc IG Floating Rate ETF 78468R200 10,819 359,316 SH   SOLE   359,316 0 0
SPDR Bloomberg 1-10 Year TIPS ETF 78468R861 2,228 114,485 SH   SOLE   114,485 0 0
SPDR ICE Preferred Securities ETF 78464A292 4,151 115,783 SH   SOLE   115,783 0 0
SPDR Portfolio Corporate Bond ETF 78464A144 29,425 995,084 SH   SOLE   995,084 0 0
SPDR Portfolio Interm Term Tre ETF 78464A672 4,050 137,417 SH   SOLE   137,417 0 0
SPDR Portfolio Mortgage Backed ETF 78464A383 12,570 550,126 SH   SOLE   550,126 0 0
SPDR Portfolio TIPS ETF ETF 78464A656 13,035 473,653 SH   SOLE   473,653 0 0
SPDR Ser Tr Barclays Inter Ter ETF 78464A375 9,528 292,003 SH   SOLE   292,003 0 0
SPDR Ser Tr Nuveen Barclays Mu ETF 78468R721 2,420 52,780 SH   SOLE   52,780 0 0
Spdr Nuveen Barclays Cap Short ETF 78468R739 3,649 77,205 SH   SOLE   77,205 0 0
Vanguard Bd Index Fd Inc Total ETF 921937835 1,541 20,476 SH   SOLE   20,476 0 0
Vanguard Interm Corp Bond ETF ETF 92206C870 68,408 854,890 SH   SOLE   854,890 0 0
Vanguard Scottsdale Fds Mtg Ba ETF 92206C771 397 8,310 SH   SOLE   8,310 0 0
Vanguard Short Term BD ETF ETF 921937827 6,719 87,500 SH   SOLE   87,500 0 0
Vanguard Short Term Corp Bond ETF 92206C409 377 4,937 SH   SOLE   4,937 0 0
iShares Core US Treasury Bond ETF 46429B267 10,915 456,708 SH   SOLE   456,708 0 0
iShares ESG Aware 1-5 year Cor ETF 46435G243 2,957 122,758 SH   SOLE   122,758 0 0
iShares New York Muni Bond ETF ETF 464288323 1,431 27,200 SH   SOLE   27,200 0 0