The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 2,735 15,501 SH   SOLE   15,501 0 0
ABB LTD-Sponsored Adr COM 000375204 5,731 237,888 SH   SOLE   237,888 0 0
AT&T Inc. COM 00206R102 7,698 196,983 SH   SOLE   196,983 0 0
Abbott Laboratories COM 002824100 1,785 20,552 SH   SOLE   20,552 0 0
Abbvie Inc COM 00287Y109 6,464 73,011 SH   SOLE   73,011 0 0
Accenture PLC Ireland COM G1151C101 316 1,500 SH   SOLE   1,500 0 0
Aflac Inc COM 001055102 1,356 25,641 SH   SOLE   25,641 0 0
Air Prods & Chems Inc COM 009158106 842 3,583 SH   SOLE   3,583 0 0
Alphabet Inc Cl A COM 02079K305 33,667 25,136 SH   SOLE   25,136 0 0
Alphabet Inc Cl C COM 02079K107 6,613 4,946 SH   SOLE   4,946 0 0
Alps ETF Tr AlerianMLP COM 00162Q866 19,443 2,287,423 SH   SOLE   2,287,423 0 0
Altria Group Inc. COM 02209S103 448 8,974 SH   SOLE   8,974 0 0
Amazon Inc COM 023135106 9,866 5,339 SH   SOLE   5,339 0 0
American Electric Power COM 025537101 582 6,161 SH   SOLE   6,161 0 0
American Express Co COM 025816109 11,919 95,746 SH   SOLE   95,746 0 0
Amgen Inc COM 031162100 22,852 94,792 SH   SOLE   94,792 0 0
Analog Devices COM 032654105 579 4,875 SH   SOLE   4,875 0 0
Apple Inc COM 037833100 61,920 210,862 SH   SOLE   210,862 0 0
Applied Materials Inc COM 038222105 1,354 22,190 SH   SOLE   22,190 0 0
Ares Cap Corp Com COM 04010L103 4,868 261,010 SH   SOLE   261,010 0 0
Arthur J Gallagher & Co COM 363576109 399 4,195 SH   SOLE   4,195 0 0
Automatic Data Processing Inc COM 053015103 2,242 13,147 SH   SOLE   13,147 0 0
Bank of America Corp COM 060505104 868 24,631 SH   SOLE   24,631 0 0
Bank of Montreal COM 063671101 14,588 188,227 SH   SOLE   188,227 0 0
Barings Corporate Invs COM 06759X107 268 15,877 SH   SOLE   15,877 0 0
Bearing Lithium Corp COM 073898108 1 10,000 SH   SOLE   10,000 0 0
Becton Dickinson & Co Pfd Ser COM 075887208 1,014 15,497 SH   SOLE   15,497 0 0
Becton Dickinson Corp COM 075887109 9,139 33,603 SH   SOLE   33,603 0 0
Berkshire Hathaway Inc Cl A COM 084670108 340 1 SH   SOLE   1 0 0
Berkshire Hathaway Inc Del Cl COM 084670702 2,107 9,301 SH   SOLE   9,301 0 0
Berkshire Hills Bancorp COM 084680107 351 10,663 SH   SOLE   10,663 0 0
Blackrock Inc Com COM 09247X101 15,765 31,360 SH   SOLE   31,360 0 0
Blackstone Group Inc Com Cl A COM 09260D107 5,993 107,130 SH   SOLE   107,130 0 0
Blackstone Mtg Tr Inc Com Cl A COM 09257W100 796 21,375 SH   SOLE   21,375 0 0
Boeing Co COM 097023105 1,312 4,029 SH   SOLE   4,029 0 0
Booking Holdings Inc Com COM 09857L108 8,408 4,094 SH   SOLE   4,094 0 0
Bristol Myers Squibb COM 110122108 1,342 20,914 SH   SOLE   20,914 0 0
CME Group Inc COM 12572Q105 587 2,925 SH   SOLE   2,925 0 0
CSX Corporation COM 126408103 293 4,052 SH   SOLE   4,052 0 0
CVS Corp COM 126650100 25,002 336,548 SH   SOLE   336,548 0 0
Capital One Financial Corp. COM 14040H105 419 4,073 SH   SOLE   4,073 0 0
Caterpillar Inc Com COM 149123101 624 4,225 SH   SOLE   4,225 0 0
Cerner Corp COM 156782104 13,647 185,955 SH   SOLE   185,955 0 0
Chevron Corp COM 166764100 2,036 16,898 SH   SOLE   16,898 0 0
Chubb Corporation COM H1467J104 15,454 99,278 SH   SOLE   99,278 0 0
Cisco COM 17275R102 19,597 408,616 SH   SOLE   408,616 0 0
Clorox Co COM 189054109 543 3,535 SH   SOLE   3,535 0 0
Coca-Cola Co COM 191216100 1,143 20,656 SH   SOLE   20,656 0 0
Colgate Palmolive COM 194162103 1,250 18,155 SH   SOLE   18,155 0 0
Comcast Cl A COM 20030N101 5,679 126,277 SH   SOLE   126,277 0 0
Constellation Brands-A COM 21036P108 3,348 17,646 SH   SOLE   17,646 0 0
Corning Inc COM 219350105 4,324 148,541 SH   SOLE   148,541 0 0
Corteva Inc Com COM 22052L104 341 11,523 SH   SOLE   11,523 0 0
Costco Warehouse Corp COM 22160K105 2,158 7,342 SH   SOLE   7,342 0 0
Cummins Inc COM 231021106 15,888 88,781 SH   SOLE   88,781 0 0
Danaher Corp Del COM 235851102 560 3,651 SH   SOLE   3,651 0 0
Deere & Co COM 244199105 435 2,513 SH   SOLE   2,513 0 0
Dollar Gen Corp New Com COM 256677105 297 1,902 SH   SOLE   1,902 0 0
Dominion Resources Inc COM 25746U109 1,781 21,503 SH   SOLE   21,503 0 0
Dow Inc Com COM 260557103 611 11,162 SH   SOLE   11,162 0 0
Duke Energy Corp COM 26441C204 591 6,481 SH   SOLE   6,481 0 0
Dupont De Nemours Inc Com COM 26614N102 801 12,482 SH   SOLE   12,482 0 0
Eaton Corp PLC COM G29183103 750 7,917 SH   SOLE   7,917 0 0
Ecolab COM 278865100 246 1,277 SH   SOLE   1,277 0 0
Emerging Markets MSCI COM 464287234 8,659 192,971 SH   SOLE   192,971 0 0
Emerging Markets-Vanguard COM 922042858 34,006 764,702 SH   SOLE   764,702 0 0
Emerson Electric COM 291011104 1,445 18,948 SH   SOLE   18,948 0 0
Entergy Corp COM 29364G103 424 3,539 SH   SOLE   3,539 0 0
Enterprise Product Partners COM 293792107 821 29,160 SH   SOLE   29,160 0 0
Essent Group LTD COM G3198U102 208 4,000 SH   SOLE   4,000 0 0
Eversource Energy COM 30040W108 2,474 29,085 SH   SOLE   29,085 0 0
ExxonMobil Corp COM 30231G102 15,021 215,266 SH   SOLE   215,266 0 0
FS Energy & Power Fund COM PER302582 85 14,779 SH   SOLE   14,779 0 0
Facebook, Inc. COM 30303M102 13,412 65,345 SH   SOLE   65,345 0 0
First American Financial Corp COM 31847R102 7,287 124,953 SH   SOLE   124,953 0 0
Fiserv Inc COM 337738108 620 5,366 SH   SOLE   5,366 0 0
Fortive Corp COM 34959J108 15,986 209,267 SH   SOLE   209,267 0 0
Freedom Environmental Services COM 35637A203 0 12,000 SH   SOLE   12,000 0 0
General Electric COM 369604103 813 72,853 SH   SOLE   72,853 0 0
General Mills Inc COM 370334104 16,708 311,955 SH   SOLE   311,955 0 0
Gilead Sciences Inc COM 375558103 749 11,524 SH   SOLE   11,524 0 0
Global X MLP COM 37950E473 10,717 1,360,015 SH   SOLE   1,360,015 0 0
Goldman Sachs COM 38141G104 3,831 16,660 SH   SOLE   16,660 0 0
Green Energy Res Inc Comm COM 39303P106 0 200,000 SH   SOLE   200,000 0 0
Home Depot Inc COM 437076102 4,510 20,650 SH   SOLE   20,650 0 0
Honeywell Intl COM 438516106 1,548 8,744 SH   SOLE   8,744 0 0
Hormel Foods COM 440452100 1,940 42,998 SH   SOLE   42,998 0 0
IBM COM 459200101 1,112 8,295 SH   SOLE   8,295 0 0
IPG Photnics Corp Com COM 44980X109 435 3,000 SH   SOLE   3,000 0 0
IShares Russell 2000 COM 464287655 1,135 6,852 SH   SOLE   6,852 0 0
IShares Tr Russell 1000 Value COM 464287598 442 3,240 SH   SOLE   3,240 0 0
IShares Tr Russell 3000 Growth COM 464287671 365 5,400 SH   SOLE   5,400 0 0
IShares Tr Russell 3000 Value COM 464287663 308 4,890 SH   SOLE   4,890 0 0
Illinois Tool Works Inc COM 452308109 1,383 7,701 SH   SOLE   7,701 0 0
Ingersoll Rand PLC COM G47791101 832 6,260 SH   SOLE   6,260 0 0
Intel Corp COM 458140100 11,990 200,330 SH   SOLE   200,330 0 0
Intl Paper Co COM 460146103 3,561 77,329 SH   SOLE   77,329 0 0
Invesco ETF Tr II Pfd COM 46138E511 191 12,700 SH   SOLE   12,700 0 0
Invictus MD Strategies Corp COM 46183X802 2 20,090 SH   SOLE   20,090 0 0
Ishares Dow Sel Div Idx Fd COM 464287168 554 5,245 SH   SOLE   5,245 0 0
Ishares S&P 500 Index COM 464287200 1,811 5,602 SH   SOLE   5,602 0 0
Ishares TR Russell 2000 Growth COM 464287648 454 2,120 SH   SOLE   2,120 0 0
Ishares TR Russell Midcap Valu COM 464287473 427 4,504 SH   SOLE   4,504 0 0
Ishares Tr MSCI ACWI COM 464288257 1,126 14,205 SH   SOLE   14,205 0 0
Ishares Tr MSCI EAFE ETF COM 464287465 983 14,150 SH   SOLE   14,150 0 0
Ishares Tr NASDAQ Biotechnolog COM 464287556 276 2,292 SH   SOLE   2,292 0 0
Ishares Tr Russell 1000 Growth COM 464287614 482 2,740 SH   SOLE   2,740 0 0
Ishares Tr Russell 2000 Value COM 464287630 464 3,608 SH   SOLE   3,608 0 0
JP Morgan Chase COM 46625H100 29,176 209,296 SH   SOLE   209,296 0 0
JP Morgan Diversified Equity COM 46641Q407 48,041 603,079 SH   SOLE   603,079 0 0
Johnson & Johnson COM 478160104 26,959 184,813 SH   SOLE   184,813 0 0
KIMCO Realty Corp (Maryland) COM 49446R109 207 10,000 SH   SOLE   10,000 0 0
Keycorp New COM 493267108 211 10,408 SH   SOLE   10,408 0 0
Kimberly-Clark Corp COM 494368103 1,322 9,608 SH   SOLE   9,608 0 0
L Brands Inc COM 501797104 5,346 295,049 SH   SOLE   295,049 0 0
L3Harris Technologies Inc com COM 502431109 1,882 9,513 SH   SOLE   9,513 0 0
Linde PLC COM G5494J103 387 1,816 SH   SOLE   1,816 0 0
Lockheed Martin Corp COM 539830109 768 1,972 SH   SOLE   1,972 0 0
Lululemaon Athletica COM 550021109 1,622 7,000 SH   SOLE   7,000 0 0
Lyondellbasell Ind N V Ord Shs COM N53745100 8,398 88,891 SH   SOLE   88,891 0 0
Magellan Midstream Partners COM 559080106 415 6,600 SH   SOLE   6,600 0 0
Mastercard, Inc COM 57636Q104 623 2,088 SH   SOLE   2,088 0 0
McCormick Co COM 579780206 512 3,015 SH   SOLE   3,015 0 0
McDonald's Corp COM 580135101 2,710 13,713 SH   SOLE   13,713 0 0
Medtronic PLC SHS COM G5960L103 5,407 47,657 SH   SOLE   47,657 0 0
Merck & Co Inc COM 58933Y105 3,183 34,996 SH   SOLE   34,996 0 0
Microsoft Corp COM 594918104 17,020 107,929 SH   SOLE   107,929 0 0
Morgan Stanley COM 617446448 5,024 98,285 SH   SOLE   98,285 0 0
National Oilwell Varco, Inc. COM 637071101 6,180 246,721 SH   SOLE   246,721 0 0
Nextera Energy Inc Com COM 65339F101 1,610 6,649 SH   SOLE   6,649 0 0
Nike Inc Cl B COM 654106103 1,304 12,873 SH   SOLE   12,873 0 0
Norfolk Southern Corp COM 655844108 522 2,689 SH   SOLE   2,689 0 0
Northwest Bancshares Inc MD Co COM 667340103 3,273 196,788 SH   SOLE   196,788 0 0
Novartis AG Sponsored Adr COM 66987V109 520 5,494 SH   SOLE   5,494 0 0
Novo-Nordisk A S COM 670100205 11,117 192,074 SH   SOLE   192,074 0 0
Novozymes A/S Sponsored ADR COM 670108109 244 5,000 SH   SOLE   5,000 0 0
Old Dominion Freight Line Inc COM 679580100 285 1,500 SH   SOLE   1,500 0 0
Oracle Corp COM 68389X105 10,004 188,835 SH   SOLE   188,835 0 0
Palo Alto Networks Inc Com COM 697435105 6,398 27,667 SH   SOLE   27,667 0 0
Paypal Holdings Inc Com COM 70450Y103 5,531 51,130 SH   SOLE   51,130 0 0
Peoples Financial COM 712704105 2,975 176,044 SH   SOLE   176,044 0 0
Pepsico Inc COM 713448108 14,513 106,187 SH   SOLE   106,187 0 0
Pfizer Inc COM 717081103 9,025 230,356 SH   SOLE   230,356 0 0
Phillip Morris International, COM 718172109 464 5,448 SH   SOLE   5,448 0 0
Phillips 66 COM 718546104 327 2,937 SH   SOLE   2,937 0 0
Pioneer Nat Res Co COM 723787107 378 2,500 SH   SOLE   2,500 0 0
Pnc Finl Svcs Group COM 693475105 446 2,796 SH   SOLE   2,796 0 0
Procter & Gamble COM 742718109 25,371 203,132 SH   SOLE   203,132 0 0
Public Svc Enterprise Group In COM 744573106 410 6,936 SH   SOLE   6,936 0 0
Qualcomm INC COM 747525103 18,118 205,355 SH   SOLE   205,355 0 0
Rayonier Inc COM 754907103 19,947 608,883 SH   SOLE   608,883 0 0
Raytheon Co COM 755111507 529 2,409 SH   SOLE   2,409 0 0
Ross Stores, Inc COM 778296103 877 7,536 SH   SOLE   7,536 0 0
S&P Global Inc COM 78409V104 208 761 SH   SOLE   761 0 0
SPDR Gold Trust COM 78463V107 245 1,716 SH   SOLE   1,716 0 0
SS&C Technologies Hldgs Inc Co COM 78467J100 5,124 83,452 SH   SOLE   83,452 0 0
Salesforce.com COM 79466L302 4,845 29,787 SH   SOLE   29,787 0 0
Schlumberger Ltd COM 806857108 14,246 354,387 SH   SOLE   354,387 0 0
Seagate Technology PLC Shrs COM G7945M107 263 4,420 SH   SOLE   4,420 0 0
Skyworks Solutions Inc COM 83088M102 1,561 12,911 SH   SOLE   12,911 0 0
Southern Co Com COM 842587107 491 7,715 SH   SOLE   7,715 0 0
Spdr Tr Unit Ser 1 COM 78462F103 9,094 28,255 SH   SOLE   28,255 0 0
Starbucks Corp COM 855244109 556 6,319 SH   SOLE   6,319 0 0
State Street Corp COM 857477103 455 5,750 SH   SOLE   5,750 0 0
Stryker Corp COM 863667101 410 1,951 SH   SOLE   1,951 0 0
TJX Companies Inc. COM 872540109 2,645 43,325 SH   SOLE   43,325 0 0
Taiwan Semiconductor-ADR COM 874039100 540 9,300 SH   SOLE   9,300 0 0
Target Corp COM 87612E106 970 7,569 SH   SOLE   7,569 0 0
Texas Instruments COM 882508104 1,422 11,081 SH   SOLE   11,081 0 0
US Bancorp Del COM 902973304 401 6,768 SH   SOLE   6,768 0 0
Uber Technologies Inc Com COM 90353T100 2,647 88,990 SH   SOLE   88,990 0 0
Union Pacific Corp COM 907818108 2,004 11,087 SH   SOLE   11,087 0 0
United Healthgroup Inc COM 91324P102 6,417 21,828 SH   SOLE   21,828 0 0
United Technologies COM 913017109 1,685 11,254 SH   SOLE   11,254 0 0
Vaneck Vectors ETF Oil Svcs ET COM 92189F718 4,459 336,530 SH   SOLE   336,530 0 0
Vanguard Index Fds Vanguard Va COM 922908744 401 3,342 SH   SOLE   3,342 0 0
Vanguard Index Total Stock Mkt COM 922908769 369 2,256 SH   SOLE   2,256 0 0
Vanguard REIT ETF COM 922908553 446 4,802 SH   SOLE   4,802 0 0
Vanguard Tax Managed Intl Fd F COM 921943858 11,778 267,324 SH   SOLE   267,324 0 0
Vanguard World Fds Vanguard Co COM 92204A207 211 1,312 SH   SOLE   1,312 0 0
Vanguard World Fds Vanguard He COM 92204A504 625 3,260 SH   SOLE   3,260 0 0
Vanguard World Fds Vanguard In COM 92204A702 374 1,526 SH   SOLE   1,526 0 0
Verizon Communications COM 92343V104 17,267 281,226 SH   SOLE   281,226 0 0
Visa Inc Cls A COM 92826C839 2,673 14,226 SH   SOLE   14,226 0 0
Wabtec COM 929740108 238 3,058 SH   SOLE   3,058 0 0
Wal-Mart Stores Inc COM 931142103 7,021 59,081 SH   SOLE   59,081 0 0
Walgreen Boots COM 931427108 323 5,471 SH   SOLE   5,471 0 0
Walt Disney COM 254687106 16,411 113,472 SH   SOLE   113,472 0 0
Waste Mgmt Inc COM 94106L109 279 2,450 SH   SOLE   2,450 0 0
Wells Fargo & Co COM 949746101 12,491 232,179 SH   SOLE   232,179 0 0
Wisconsin Energy COM 92939U106 321 3,485 SH   SOLE   3,485 0 0
Wisdomtree Tr Fltg Rate Treas COM 97717X628 3,309 132,053 SH   SOLE   132,053 0 0
Woodward Inc Com COM 980745103 519 4,380 SH   SOLE   4,380 0 0
Yum! Brands Inc COM 988498101 291 2,885 SH   SOLE   2,885 0 0
Zimmer Hldgs Inc COM 98956P102 8,761 58,533 SH   SOLE   58,533 0 0
IShares CMBS ETF ETF 46429B366 21,356 404,543 SH   SOLE   404,543 0 0
IShares Tr 10-20 Yr Treas Bd ETF 464288653 209 1,455 SH   SOLE   1,455 0 0
IShares Tr Barclays 3-7 Yr Tre ETF 464288661 329 2,620 SH   SOLE   2,620 0 0
IShares Tr Barclays 7-10 YR Tr ETF 464287440 395 3,585 SH   SOLE   3,585 0 0
IShares Tr Floating Rate Nt ET ETF 46429B655 2,256 44,301 SH   SOLE   44,301 0 0
IShares Tr MBS ETF ETF 464288588 46,781 432,917 SH   SOLE   432,917 0 0
Ishares Preferred & Income Sec ETF 464288687 4,343 115,528 SH   SOLE   115,528 0 0
Ivesco ETF Tr II 1-30 Laddered ETF 46138E107 712 20,655 SH   SOLE   20,655 0 0
SPDR BBG Barc IG Floating Rate ETF 78468R200 262 8,510 SH   SOLE   8,510 0 0
SPDR Ser Tr Nuveen Barclays Mu ETF 78468R721 766 15,152 SH   SOLE   15,152 0 0
SPDR Wells Fargo Preferred Sto ETF 78464A292 11,597 263,517 SH   SOLE   263,517 0 0
Spdr Nuveen Barclays Cap Short ETF 78468R739 566 11,517 SH   SOLE   11,517 0 0
Vanguard Bd Index Fd Inc Total ETF 921937835 4,035 48,119 SH   SOLE   48,119 0 0
Vanguard Interm Corp Bond ETF ETF 92206C870 70,837 775,616 SH   SOLE   775,616 0 0
Vanguard Short Term BD ETF ETF 921937827 7,072 87,737 SH   SOLE   87,737 0 0
Vanguard Short Term Corp Bond ETF 92206C409 271 3,342 SH   SOLE   3,342 0 0
iShares Core US Treasury Bond ETF 46429B267 20,821 802,665 SH   SOLE   802,665 0 0
Goldman Sachs Group Inc PFD 38143Y665 216 9,900 SH   SOLE   9,900 0 0