The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVISORSHARES TR PERITUS HG YLD 00768Y503 312 8,154 SH   SOLE 8,154 0 0
APPLE INC COM 037833100 881 7,986 SH   SOLE 7,986 0 0
AT&T INC COM 00206R102 250 7,685 SH   SOLE 7,685 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 301 2,308 SH   SOLE 2,308 0 0
CHUBB CORP COM 171232101 287 2,344 SH   SOLE 2,344 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 913 43,197 SH   SOLE 43,197 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,040 49,015 SH   SOLE 49,015 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,010 44,507 SH   SOLE 44,507 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 977 44,025 SH   SOLE 44,025 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 975 45,099 SH   SOLE 45,099 0 0
EXXON MOBIL CORP COM 30231G102 1,403 18,870 SH   SOLE 18,870 0 0
GENERAL ELECTRIC CO COM 369604103 371 14,716 SH   SOLE 14,716 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 290 1,998 SH   SOLE 1,998 0 0
ISHARES INC CORE MSCI EMKT 46434G103 239 5,996 SH   SOLE 5,996 0 0
ISHARES TR CORE S&P TTL STK 464287150 349 3,982 SH   SOLE 3,982 0 0
ISHARES TR CORE S&P500 ETF 464287200 735 3,811 SH   SOLE 3,811 0 0
ISHARES TR MSCI EAFE ETF 464287465 16,008 279,267 SH   SOLE 279,267 0 0
ISHARES TR CORE US GRW ETF 464287671 384 4,090 SH   SOLE 4,090 0 0
ISHARES TR EAFE SML CP ETF 464288273 2,724 57,015 SH   SOLE 57,015 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,626 23,365 SH   SOLE 23,365 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 293 4,690 SH   SOLE 4,690 0 0
ISHARES TR USA MIN VOL ETF 46429B697 879 22,191 SH   SOLE 22,191 0 0
ISHARES TR CORE MSCI EAFE 46432F842 854 16,167 SH   SOLE 16,167 0 0
ISHARES TR HDG MSCI EAFE 46434V803 300 12,205 SH   SOLE 12,205 0 0
JOHNSON & JOHNSON COM 478160104 2,212 23,691 SH   SOLE 23,691 0 0
JPMORGAN CHASE & CO COM 46625H100 901 14,771 SH   SOLE 14,771 0 0
LILLY ELI & CO COM 532457108 344 4,112 SH   SOLE 4,112 0 0
MERCK & CO INC NEW COM 58933Y105 358 7,249 SH   SOLE 7,249 0 0
MICROSOFT CORP COM 594918104 208 4,707 SH   SOLE 4,707 0 0
PFIZER INC COM 717081103 285 9,086 SH   SOLE 9,086 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 339 3,477 SH   SOLE 3,477 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 514 14,285 SH   SOLE 14,285 0 0
PROCTER & GAMBLE CO COM 742718109 759 10,551 SH   SOLE 10,551 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 322 7,645 SH   SOLE 7,645 0 0
SPDR SERIES TRUST S&P 500 GROWTH 78464A409 212 2,275 SH   SOLE 2,275 0 0
TRAVELERS COMPANIES INC COM 89417E109 230 2,307 SH   SOLE 2,307 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 51,892 633,368 SH   SOLE 633,368 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,074 13,157 SH   SOLE 13,157 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 107,926 1,093,256 SH   SOLE 1,093,256 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,686 141,610 SH   SOLE 141,610 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 22,151 499,795 SH   SOLE 499,795 0 0