PLEDGED ASSETS, COLLATERAL, COMMITMENTS AND GUARANTEES (Tables)

12 Months Ended

Dec. 31, 2012

PLEDGED ASSETS, COLLATERAL, COMMITMENTS AND GUARANTEES

Carrying values of the significant components of pledged assets recognized

In millions of dollars	2012		2011
Investment securities	$	187,295	$	129,093
Loans		234,797		235,031
Trading account assets		123,178		114,539
Total	$	545,270	$	478,663

Future minimum annual rentals under noncancelable leases, net of sublease income

In millions of dollars
2013	$	1,220
2014		1,125
2015		1,001
2016		881
2017		754
Thereafter		2,293
Total	$	7,274

Schedule of Guarantor Obligations by Expiration Date, Amount Outstanding and Carrying Value

	Maximum potential amount of future payments
	Expire within		Expire after		Total amount		Carrying value
In billions of dollars at December 31, 2012 except carrying value in millions	1 year		1 year		outstanding		(in millions of dollars)
Financial standby letters of credit	$	22.3	$	79.8	$	102.1	$	432.8
Performance guarantees		7.3		4.7		12.0		41.6
Derivative instruments considered to be guarantees		11.2		45.5		56.7		2,648.7
Loans sold with recourse		—		0.5		0.5		87.0
Securities lending indemnifications (1)		80.4		—		80.4		—
Credit card merchant processing (1)		70.3		—		70.3		—
Custody indemnifications and other		—		30.2		30.2		—
Total	$	191.5	$	160.7	$	352.2	$	3,210.1

(1) The carrying values of securities lending indemnifications and credit card merchant processing are not material, as the Company has determined that the amount and probability of potential liabilities arising from these guarantees are not significant.

	Maximum potential amount of future payments
	Expire within		Expire after		Total amount		Carrying value
In billions of dollars at December 31, 2011 except carrying value in millions	1 year		1 year		outstanding		(in millions of dollars)
Financial standby letters of credit	$	25.2	$	79.5	$	104.7	$	417.5
Performance guarantees		7.8		4.5		12.3		43.9
Derivative instruments considered to be guarantees		9.8		40.0		49.8		2,686.1
Loans sold with recourse		—		0.4		0.4		89.6
Securities lending indemnifications (1)		90.9		—		90.9		—
Credit card merchant processing (1)		70.2		—		70.2		—
Custody indemnifications and other		—		40.0		40.0		30.7
Total	$	203.9	$	164.4	$	368.3	$	3,267.8

(1) The carrying values of securities lending indemnifications and credit card merchant processing are not material, as the Company has determined that the amount and probability of potential liabilities arising from these guarantees are not significant.

Schedule of Guarantor Obligations by Credit Ratings

	Maximum potential amount of future payments
	Investment		Non-investment		Not
In billions of dollars as of December 31, 2012	grade		grade		rated		Total
Financial standby letters of credit	$	80.9	$	11.0	$	10.2	$	102.1
Performance guarantees		7.3		3.0		1.7		12.0
Derivative instruments deemed to be guarantees		—		—		56.7		56.7
Loans sold with recourse		—		—		0.5		0.5
Securities lending indemnifications		—		—		80.4		80.4
Credit card merchant processing		—		—		70.3		70.3
Custody indemnifications and other		30.1		0.1		—		30.2
Total	$	118.3	$	14.1	$	219.8	$	352.2

	Maximum potential amount of future payments
	Investment		Non-investment		Not
In billions of dollars as of December 31, 2011	grade		grade		rated		Total
Financial standby letters of credit	$	79.3	$	17.2	$	8.2	$	104.7
Performance guarantees		6.9		3.2		2.2		12.3
Derivative instruments deemed to be guarantees		—		—		49.8		49.8
Loans sold with recourse		—		—		0.4		0.4
Securities lending indemnifications		—		—		90.9		90.9
Credit card merchant processing		—		—		70.2		70.2
Custody indemnifications and other		40.0		—		—		40.0
Total	$	126.2	$	20.4	$	221.7	$	368.3

Schedule of Credit Commitments

			Outside		December 31,		December 31,
In millions of dollars	U.S.		U.S.		2012		2011
Commercial and similar letters of credit	$	1,427	$	5,884	$	7,311	$	8,910
One- to four-family residential mortgages		2,397		1,496		3,893		3,504
Revolving open-end loans secured by one- to four-family residential properties		14,897		3,279		18,176		19,326
Commercial real estate, construction and land development		2,067		1,429		3,496		1,968
Credit card lines		485,569		135,131		620,700		653,985
Commercial and other consumer loan commitments		138,219		90,273		228,492		224,109
Other commitments and contingencies		1,175		1,084		2,259		3,201
Total	$	645,751	$	238,576	$	884,327	$	915,003