Exhibit 99.2

CITIGROUP—QUARTERLY FINANCIAL DATA SUPPLEMENT 2Q26

	Page
Citigroup
Financial Summary	1
Consolidated Statement of Income	2
Consolidated Balance Sheet	3
Segment Net Revenues and Income (Loss)	4
Services	5
Markets	6
Banking	7
Wealth	8
U.S. Consumer Cards (USCC)	9
Metrics	10
All Other	11
Legacy Franchises	12
Corporate/Other	13
Divestiture-Related Impacts—Reconciling Items	14
Citigroup Supplemental Detail
Average Balances and Interest Rates	15
EOP (End-of-Period) Loans	16
EOP Deposits	17
Allowance for Credit Losses (ACL) Rollforward	18
Allowance for Credit Losses on Loans (ACLL) and Unfunded Lending Commitments (ACLUC)	19 - 20
Non-Accrual Assets	21
Citigroup Regulatory Capital, Ratios and Composition	22
Tangible Common Equity (TCE), Common Equity, Book Value per Share, Tangible Book Value Per Share (TBVPS) and Returns on Common Equity (RoCE) and Tangible Common Equity (RoTCE)	23
Reconciliations of Adjusted Results and FX Impact
FX Impact	24
Total Citigroup Revenues, Net Interest Income (NII) and Non-Interest Revenues (NIR), and Total Citigroup Operating Expenses	25
Notable Items Adjustments and All Other (Managed Basis)	26
All Other (Managed Basis),and Legacy Franchises (Managed Basis)	27
Services and Banking—Corporate Lending Revenues	28
Total Citigroup Revenues, Total Operating Expenses, RoCE and RoTCE	29
Legacy Franchises Exits Contribution	30

CITIGROUP FINANCIAL SUMMARY

(In millions of dollars, except per share amounts, ratios, bps, and as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Revenues, net of interest expense	$	21,668	$	22,090	$	19,871	$	24,633	$	24,766	1%	14%	$	43,264	$	49,399	14%
Operating expenses		13,577		14,290		13,840		14,311		14,215	(1%)	5%		27,002		28,526	6%
Net credit losses (NCLs)		2,234		2,214		2,190		2,208		2,404	9%	8%		4,693		4,612	(2%)
Credit reserve build (release) for loans		243		45		10		397		199	(50%)	(18%)		345		596	73%
Provision / (release) for unfunded lending commitments		(19)		100		13		184		(97)	NM	(411%)		89		87	(2%)
Provisions for benefits and claims, other assets and HTM debt securities		414		91		7		16		16	-	(96%)		468		32	(93%)
Provisions for credit losses and for benefits and claims		2,872		2,450		2,220		2,805		2,522	(10%)	(12%)		5,595		5,327	(5%)
Income (loss) from continuing operations before income taxes		5,219		5,350		3,811		7,517		8,029	7%	54%		10,667		15,546	46%
Income taxes (benefits)		1,186		1,559		1,288		1,578		2,005	27%	69%		2,526		3,583	42%
Income (loss) from continuing operations		4,033		3,791		2,523		5,939		6,024	1%	49%		8,141		11,963	47%
Income (loss) from discontinued operations, net of taxes		-		(1)		(1)		(1)		-	100%	-		(1)		(1)	-
Net income (loss) before noncontrolling interests		4,033		3,790		2,522		5,938		6,024	1%	49%		8,140		11,962	47%
Net income (loss) attributable to noncontrolling interests		14		38		51		153		193	26%	NM		57		346	NM
Citigroup's net income (loss)	$	4,019	$	3,752	$	2,471	$	5,785	$	5,831	1%	45%	$	8,083	$	11,616	44%
Diluted earnings per share:
Income (loss) from continuing operations	$	1.96	$	1.86	$	1.19	$	3.06	$	3.15	3%	61%	$	3.92	$	6.21	58%
Net income (loss)	$	1.96	$	1.86	$	1.19	$	3.06	$	3.15	3%	61%	$	3.92	$	6.21	58%
Preferred dividends	$	287	$	274	$	284	$	305	$	338	11%	18%	$	556	$	643	16%
Income allocated to unrestricted common shareholders—basic
Income (loss) from continuing operations (for EPS purposes)		3,683		3,439		2,150		5,425		5,446	-	48%		7,435		10,871	46%
Net income (loss) (for EPS purposes)		3,683		3,438		2,149		5,424		5,446	-	48%		7,434		10,870	46%
Income allocated to unrestricted common shareholders—diluted
Income (loss) from continuing operations (for EPS purposes)		3,702		3,459		2,170		5,443		5,466	-	48%		7,471		10,909	46%
Net income (loss) (for EPS purposes)		3,702		3,458		2,169		5,442		5,466	-	48%		7,470		10,908	46%
Shares (in millions):
Average basic		1,855.9		1,820.3		1,772.8		1,736.9		1,700.9	(2%)	(8%)		1,867.5		1,718.9	(8%)
Average diluted		1,893.1		1,862.6		1,816.9		1,776.0		1,735.6	(2%)	(8%)		1,906.4		1,755.8	(8%)
Common shares outstanding, at period end		1,840.9		1,789.3		1,747.5		1,705.6		1,677.4	(2%)	(9%)
Regulatory capital ratios and performance metrics:
Common Equity Tier 1 (CET1) Capital ratio(1)(2)		13.48%		13.27%		13.18%		12.75%		12.8%
Tier 1 Capital ratio(1)(2)		14.98%		14.97%		13.65%		14.57%		14.7%
Total Capital ratio(1)(2)		15.28%		15.31%		15.66%		15.45%		15.7%
Supplementary Leverage ratio (SLR)(1)(3)		5.53%		5.52%		5.48%		5.25%		5.2%
Return on average assets		0.61%		0.55%		0.36%		0.83%		0.80%	(3) bps	19 bps		0.63%		0.81%	18 bps
Return on average common equity (RoCE)		7.7%		7.1%		4.5%		11.5%		11.4%	(10) bps	370 bps		7.8%		11.5%	370 bps
Average tangible common equity (TCE) (in billions of dollars)(4)	$	172.1	$	172.3	$	170.4	$	169.2	$	169.1	-	(2%)	$	170.7	$	169.2	(1%)
Return on tangible common equity (RoTCE)(4)		8.7%		8.0%		5.1%		13.1%		13.0%	(10) bps	430 bps		8.9%		13.1%	420 bps
Operating leverage(5)		567 bps		59 bps		(381) bps		746 bps		960 bps	214 bps	393 bps		668 bps		854 bps	186 bps
Efficiency ratio (total operating expenses/total revenues, net)		62.7%		64.7%		69.6%		58.1%		57.4%	(70) bps	(530) bps		62.4%		57.7%	(470) bps
Balance sheet data (in billions of dollars, except per share amounts)(1):
Total assets	$	2,622.8	$	2,642.5	$	2,657.2	$	2,777.7	$	2,894.7	4%	10%
Total average assets		2,647.8		2,688.8		2,722.5		2,816.8		2,936.0	4%	11%		2,582.5		2,876.4	11%
Total loans		725.3		733.9		752.2		761.6		793.7	4%	9%
Total deposits		1,357.7		1,383.9		1,403.6		1,446.2		1,492.6	3%	10%
Citigroup's stockholders' equity		213.2		213.0		212.3		211.0		212.0	-	(1%)
Book value per share		106.94		108.41		110.01		112.22		114.74	2%	7%
Tangible book value per share(4)		94.16		95.72		97.06		99.01		100.89	2%	7%
Direct staff (in thousands)		230		227		226		224		219	(2%)	(5%)

(1) Ratios as of June 30, 2026 are preliminary.

(2) The ratios presented reflect Citi's binding regulatory capital constraints under the U.S. Basel III rules. See page 22 for regulatory capital metrics under both the Standardized and Advanced Approaches.

(3) For the composition of Citi's SLR, see page 22.

(4) TCE, RoTCE and Tangible book value per share are non-GAAP financial measures. See page 23 for a reconciliation of Tangible book value per share and Citi's average TCE to Citi's total average stockholders' equity.

(5) Represents the year-over-year growth rate in basis points (bps) of total revenues, net of interest expense less the year-over-year growth rate of total operating expenses. Positive operating leverage indicates that the revenue growth rate was greater than the expense growth rate.

Note: Ratios and variance percentages are calculated based on the displayed amounts.

NM Not meaningful.

N/D Not disclosed.

Reclassified to conform to the current period's presentation.

Page 1

CITIGROUP CONSOLIDATED STATEMENT OF INCOME

(In millions of dollars)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Revenues
Interest income (including dividends)	$	35,859	$	36,690	$	36,649	$	35,513	$	37,662	6%	5%	$	69,525	$	73,175	5%
Interest expense		20,684		21,750		20,984		19,772		20,537	4%	(1%)		40,338		40,309	-
Net interest income (NII)		15,175		14,940		15,665		15,741		17,125	9%	13%		29,187		32,866	13%
Commissions and fees		2,745		2,888		2,829		3,272		3,298	1%	20%		5,452		6,570	21%
Principal transactions		2,503		2,772		1,450		4,008		2,481	(38%)	(1%)		6,013		6,489	8%
Administration and other fiduciary fees		1,123		1,117		1,129		1,123		1,257	12%	12%		2,168		2,380	10%
Realized gains (losses) on sales of investments, net		138		105		107		270		169	(37%)	22%		259		439	69%
Net impairment losses on investments recognized in earnings		(35)		(25)		(234)		(140)		(68)	51%	(94%)		(93)		(208)	(124%)
Other revenue (loss)		19		293		(1,075)		359		504	40%	NM		278		863	210%
Total non-interest revenues (NIR)		6,493		7,150		4,206		8,892		7,641	(14%)	18%		14,077		16,533	17%
Total revenues, net of interest expense		21,668		22,090		19,871		24,633		24,766	1%	14%		43,264		49,399	14%
Provisions for credit losses and for benefits and claims
Net credit losses on loans		2,234		2,214		2,190		2,208		2,404	9%	8%		4,693		4,612	(2%)
Credit reserve build / (release) for loans		243		45		10		397		199	(50%)	(18%)		345		596	73%
Provision for credit losses on loans		2,477		2,259		2,200		2,605		2,603	-	5%		5,038		5,208	3%
Provision for credit losses on held-to-maturity (HTM) debt securities		7		(5)		15		(30)		1	NM	(86%)		2		(29)	NM
Provision for credit losses on other assets		381		79		(32)		33		(2)	NM	NM		420		31	(93%)
Policyholder benefits and claims		26		17		24		13		17	31%	(35%)		46		30	(35%)
Provision for credit losses on unfunded lending commitments		(19)		100		13		184		(97)	NM	(411%)		89		87	(2%)
Total provisions for credit losses and for benefits and claims		2,872		2,450		2,220		2,805		2,522	(10%)	(12%)		5,595		5,327	(5%)
Operating expenses
Compensation and benefits		7,633		7,474		7,068		8,382		7,992	(5%)	5%		15,097		16,374	8%
Technology / communication		2,290		2,325		2,429		2,335		2,269	(3%)	(1%)		4,669		4,604	(1%)
Transactional and product servicing		1,184		1,110		1,179		1,225		1,341	9%	13%		2,286		2,566	12%
Premises and equipment		615		607		681		586		618	5%	-		1,189		1,204	1%
Professional services		510		514		573		441		438	(1%)	(14%)		986		879	(11%)
Advertising and marketing		269		260		318		233		283	21%	5%		519		516	(1%)
Restructuring		(2)		(5)		(4)		-		-	-	100%		(5)		-	100%
Other operating		1,078		2,005		1,596		1,109		1,274	15%	18%		2,261		2,383	5%
Total operating expenses		13,577		14,290		13,840		14,311		14,215	(1%)	5%		27,002		28,526	6%
Income (loss) from continuing operations before income taxes		5,219		5,350		3,811		7,517		8,029	7%	54%		10,667		15,546	46%
Provision (benefit) for income taxes		1,186		1,559		1,288		1,578		2,005	27%	69%		2,526		3,583	42%
Income (loss) from continuing operations		4,033		3,791		2,523		5,939		6,024	1%	49%		8,141		11,963	47%
Discontinued operations
Income (loss) from discontinued operations		-		(1)		(1)		(1)		-	100%	-		(1)		(1)	-
Provision (benefit) for income taxes		-		-		-		-		-	-	-		-		-	-
Income (loss) from discontinued operations, net of taxes		-		(1)		(1)		(1)		-	100%	-		(1)		(1)	-
Net income (loss) before attribution to noncontrolling interests		4,033		3,790		2,522		5,938		6,024	1%	49%		8,140		11,962	47%
Noncontrolling interests		14		38		51		153		193	26%	NM		57		346	NM
Citigroup's net income (loss)	$	4,019	$	3,752	$	2,471	$	5,785	$	5,831	1%	45%	$	8,083	$	11,616	44%

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 2

CITIGROUP CONSOLIDATED BALANCE SHEET

(In millions of dollars)

											2Q26 Increase/
	June 30,		September 30,		December 31,		March 31,		June 30,		(Decrease) from
	2025		2025		2025		2026		2026(1)		1Q26	2Q25
Assets
Cash and due from banks (including segregated cash and other deposits)	$	24,991	$	23,545	$	23,717	$	23,625	$	24,663	4%	(1%)
Deposits with banks, net of allowance		312,482		324,515		325,862		362,097		341,750	(6%)	9%
Securities borrowed and purchased under agreements to resell, net of allowance		323,892		321,347		356,195		353,094		404,655	15%	25%
Brokerage receivables, net of allowance		64,029		75,992		62,679		91,720		83,322	(9%)	30%
Trading account assets		568,558		562,254		537,139		593,473		634,356	7%	12%
Investments
Available-for-sale debt securities		235,802		246,227		246,720		257,822		286,765	11%	22%
Held-to-maturity debt securities, net of allowance		206,094		197,092		189,831		178,503		167,893	(6%)	(19%)
Equity securities		7,504		7,413		7,678		7,839		8,263	5%	10%
Total investments		449,400		450,732		444,229		444,164		462,921	4%	3%
Loans
Consumer(2)		395,759		398,628		408,533		402,391		416,520	4%	5%
Corporate(3)		329,586		335,277		343,697		359,225		377,138	5%	14%
Loans, net of unearned income		725,345		733,905		752,230		761,616		793,658	4%	9%
Allowance for credit losses on loans (ACLL)		(19,123)		(19,206)		(19,247)		(19,636)		(19,961)	(2%)	(4%)
Total loans, net		706,222		714,699		732,983		741,980		773,697	4%	10%
Goodwill		19,878		19,126		19,098		18,997		19,012	-	(4%)
Intangible assets (including MSRs)		4,409		4,330		4,284		4,305		5,004	16%	13%
Premises and equipment, net of depreciation and amortization		32,312		32,819		33,339		33,574		33,897	1%	5%
Other assets, net of allowance		116,599		113,116		117,677		110,658		111,377	1%	(4%)
Total assets	$	2,622,772	$	2,642,475	$	2,657,202	$	2,777,687	$	2,894,654	4%	10%
Liabilities
Non-interest-bearing deposits in U.S. offices	$	119,898	$	116,921	$	121,610	$	122,083	$	122,307	-	2%
Interest-bearing deposits in U.S. offices		575,709		592,728		613,052		634,812		665,841	5%	16%
Total U.S. deposits		695,607		709,649		734,662		756,895		788,148	4%	13%
Non-interest-bearing deposits in offices outside the U.S.		86,458		83,920		87,041		86,004		83,823	(3%)	(3%)
Interest-bearing deposits in offices outside the U.S.		575,668		590,360		581,870		603,341		620,636	3%	8%
Total international deposits		662,126		674,280		668,911		689,345		704,459	2%	6%
Total deposits		1,357,733		1,383,929		1,403,573		1,446,240		1,492,607	3%	10%
Securities loaned and sold under agreements to repurchase		347,913		349,726		348,098		369,585		411,126	11%	18%
Brokerage payables		90,949		89,596		74,836		111,224		116,076	4%	28%
Trading account liabilities		163,952		160,243		162,798		185,266		187,193	1%	14%
Short-term borrowings		55,560		54,760		51,878		72,056		68,978	(4%)	24%
Long-term debt		317,761		315,846		315,827		307,566		333,749	9%	5%
Other liabilities, plus allowances(4)		74,774		74,498		86,370		73,178		70,475	(4%)	(6%)
Total liabilities	$	2,408,642	$	2,428,598	$	2,443,380	$	2,565,115	$	2,680,204	4%	11%
Stockholders' equity
Preferred stock	$	16,350	$	19,050	$	20,050	$	19,550	$	19,550	-	20%
Common stock		31		31		31		31		31	-	-
Additional paid-in capital(5)		108,839		109,010		108,452		107,821		107,343	-	(1%)
Retained earnings		211,674		214,034		215,128		219,542		223,989	2%	6%
Treasury stock, at cost		(79,886)		(84,932)		(89,473)		(95,370)		(99,398)	(4%)	(24%)
Accumulated other comprehensive income (loss) (AOCI)(5)		(43,786)		(44,170)		(41,897)		(40,615)		(39,500)	3%	10%
Total common equity	$	196,872	$	193,973	$	192,241	$	191,409	$	192,465	1%	(2%)
Total Citigroup stockholders' equity	$	213,222	$	213,023	$	212,291	$	210,959	$	212,015	1%	(1%)
Noncontrolling interests(5)		908		854		1,531		1,613		2,435	51%	168%
Total equity		214,130		213,877		213,822		212,572		214,450	1%	-
Total liabilities and equity	$	2,622,772	$	2,642,475	$	2,657,202	$	2,777,687	$	2,894,654	4%	10%

(1) June 30, 2026 is preliminary.

(2) Consumer loans include loans managed by USCC, Wealth, and All Other—Legacy Franchises (other than Mexico small business and middle-market banking (Mexico SBMM), and the Assets Finance Group (AFG)).

(3) Corporate loans include loans managed by Services, Markets, Banking, and All Other—Legacy Franchises—Mexico SBMM, and the AFG.

(4) Includes allowance for credit losses for unfunded lending commitments. See page 19.

(5) The December 31, 2025 and June 30, 2026 balances include the impacts on total equity from the sales of the 25.0% and 22.6% equity stakes, respectively, in Grupo Financiero Banamex, S.A. de C.V.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 3

SEGMENT NET REVENUES AND INCOME (LOSS)

(In millions of dollars)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Revenues, net of interest expense
Services	$	5,430	$	5,730	$	6,272	$	6,103	$	6,382	5%	18%	$	10,634	$	12,485	17%
Markets		5,980		5,745		4,609		7,246		7,007	(3%)	17%		12,055		14,253	18%
Banking		1,434		1,647		1,773		1,767		1,922	9%	34%		2,964		3,689	24%
Wealth		2,814		2,839		2,862		3,065		3,177	4%	13%		5,571		6,242	12%
U.S. Consumer Cards (USCC)		4,471		4,656		4,564		4,757		4,521	(5%)	1%		9,038		9,278	3%
All Other—managed basis(1)(2)		1,716		1,471		(208)		1,682		1,737	3%	1%		3,179		3,419	8%
Reconciling Items—divestiture-related impacts(3)		(177)		2		(1)		13		20	54%	NM		(177)		33	NM
Total net revenues—reported	$	21,668	$	22,090	$	19,871	$	24,633	$	24,766	1%	14%	$	43,264	$	49,399	14%
Income (loss) from continuing operations
Services	$	1,728	$	2,098	$	2,512	$	2,242	$	2,597	16%	50%	$	3,577	$	4,839	35%
Markets		1,824		1,723		856		2,629		2,404	(9%)	32%		3,686		5,033	37%
Banking		91		267		355		304		351	15%	286%		313		655	109%
Wealth		385		303		299		432		583	35%	51%		576		1,015	76%
USCC		758		929		884		732		852	16%	12%		1,596		1,584	(1%)
All Other—managed basis(1)(2)		(573)		(752)		(2,273)		(388)		(761)	(96%)	(33%)		(1,412)		(1,149)	19%
Reconciling Items—divestiture-related impacts(3)		(180)		(777)		(110)		(12)		(2)	83%	99%		(195)		(14)	93%
Income (loss) from continuing operations—reported		4,033		3,791		2,523		5,939		6,024	1%	49%		8,141		11,963	47%
Discontinued operations		-		(1)		(1)		(1)		-	100%	-		(1)		(1)	-
Net income (loss) attributable to noncontrolling interests		14		38		51		153		193	26%	NM		57		346	NM
Net income (loss)	$	4,019	$	3,752	$	2,471	$	5,785	$	5,831	1%	45%	$	8,083	$	11,616	44%

(1) Includes Legacy Franchises and certain unallocated costs of global staff functions (including finance, risk, human resources, legal, and compliance-related costs), other corporate expenses, and unallocated global operations and technology expenses, and income taxes, as well as Corporate Treasury investment activities and discontinued operations.

(2) Reflects results on a managed basis, which excludes divestiture-related impacts related to Citi's divestitures of its Asia consumer banking businesses and Mexico Consumer/SBMM (consists of Mexico consumer banking (Mexico Consumer) and Small Business and Middle-Market Banking (SBMM), collectively (Mexico Consumer/SBMM)) within Legacy Franchises. See pages 12 and 14 for additional information.

(3) Reconciling Items consist of the divestiture-related impacts excluded from All Other on a managed basis. See page 14 for additional information. The Reconciling Items are fully reflected in the various line items in Citi's Consolidated Statement of Income (page 2). See page 14 for additional information.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 4

SERVICES

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income (including dividends)	$	3,630	$	3,823	$	4,050	$	4,143	$	4,291	4%	18%	$	7,128	$	8,434	18%
Fee revenue
Commissions and fees		904		880		879		909		924	2%	2%		1,719		1,833	7%
Administration and other fiduciary fees		752		746		751		763		889	17%	18%		1,410		1,652	17%
Total fee revenue		1,656		1,626		1,630		1,672		1,813	8%	9%		3,129		3,485	11%
Principal transactions		124		190		257		263		264	-	113%		357		527	48%
All other		20		91		335		25		14	(44%)	(30%)		20		39	95%
Total non-interest revenue		1,800		1,907		2,222		1,960		2,091	7%	16%		3,506		4,051	16%
Total revenues, net of interest expense		5,430		5,730		6,272		6,103		6,382	5%	18%		10,634		12,485	17%
Total operating expenses		2,679		2,707		2,843		2,935		2,803	(4%)	5%		5,263		5,738	9%
Net credit losses (recoveries) on loans		20		11		19		3		5	67%	(75%)		26		8	(69%)
Credit reserve build (release) for loans		53		(4)		(18)		97		46	(53%)	(13%)		77		143	86%
Provision (release) for credit losses on unfunded lending commitments		(6)		(8)		3		(11)		-	100%	100%		(12)		(11)	8%
Provisions for credit losses for other assets and HTM debt securities		286		62		(15)		5		7	40%	(98%)		313		12	(96%)
Provision for credit losses		353		61		(11)		94		58	(38%)	(84%)		404		152	(62%)
Income from continuing operations before taxes		2,398		2,962		3,440		3,074		3,521	15%	47%		4,967		6,595	33%
Income taxes		670		864		928		832		924	11%	38%		1,390		1,756	26%
Income from continuing operations		1,728		2,098		2,512		2,242		2,597	16%	50%		3,577		4,839	35%
Noncontrolling interests		16		17		16		14		13	(7%)	(19%)		31		27	(13%)
Net income	$	1,712	$	2,081	$	2,496	$	2,228	$	2,584	16%	51%	$	3,546	$	4,812	36%
EOP assets (in billions)	$	618	$	627	$	628	$	649	$	645	(1%)	4%
Average assets (in billions)		593		616		630		637		659	3%	11%	$	586	$	648	11%
Efficiency ratio		49%		47%		45%		48%		44%	(400) bps	(500) bps		49%		46%	(300) bps
Average allocated TCE (in billions)(1)	$	33.0	$	33.0	$	33.0	$	33.5	$	33.5	-	2%	$	33.0	$	33.5	2%
RoTCE(1)		20.8%		25.0%		30.0%		27.0%		30.9%	390 bps	1,010 bps		21.7%		29.0%	730 bps
Revenue by line of business
Net interest income	$	2,949	$	3,121	$	3,303	$	3,424	$	3,541	3%	20%	$	5,814	$	6,965	20%
Non-interest revenue		1,063		1,099		1,182		1,192		1,198	1%	13%		2,127		2,390	12%
Treasury and Trade Solutions (TTS)		4,012		4,220		4,485		4,616		4,739	3%	18%		7,941		9,355	18%
Net interest income		681		702		747		719		750	4%	10%		1,314		1,469	12%
Non-interest revenue		737		808		1,040		768		893	16%	21%		1,379		1,661	20%
Securities Services		1,418		1,510		1,787		1,487		1,643	10%	16%		2,693		3,130	16%
Total Services	$	5,430	$	5,730	$	6,272	$	6,103	$	6,382	5%	18%	$	10,634	$	12,485	17%
Revenue by managed geography
North America	$	1,660	$	1,759	$	1,939	$	1,976	$	2,126	8%	28%	$	3,209	$	4,102	28%
International		3,770		3,971		4,333		4,127		4,256	3%	13%		7,425		8,383	13%
Total	$	5,430	$	5,730	$	6,272	$	6,103	$	6,382	5%	18%	$	10,634	$	12,485	17%
Key drivers(2) (in billions of dollars, except as otherwise noted)
Average loans by line of business
TTS	$	93	$	93	$	95	$	97	$	101	4%	9%	$	90	$	99	10%
Securities Services		1		1		1		2		2	-	100%		1		2	100%
Total	$	94	$	94	$	96	$	99	$	103	4%	10%	$	91	$	101	11%
ACLL as a % of EOP loans(3)		0.36%		0.35%		0.33%		0.42%		0.44%	2 bps	8 bps
NCLs as a % of average loans		0.09%		0.05%		0.08%		0.01%		0.02%	1 bps	(7) bps		0.06%		0.02%	(4) bps
Average deposits by line of business
TTS	$	713	$	744	$	780	$	812	$	852	5%	19%	$	702	$	832	19%
Securities Services		144		149		155		149		165	11%	15%		140		157	12%
Total	$	857	$	893	$	935	$	961	$	1,017	6%	19%	$	842	$	989	17%
AUC/AUA (in trillions of dollars)(4)	$	28.2	$	29.7	$	31.4	$	31.6	$	34.5	9%	22%
Cross-border transaction value(5)	$	101.3	$	104.8	$	115.2	$	106.3	$	114.6	8%	13%	$	196.4	$	220.9	12%
U.S. dollar clearing volume (in millions)(6)		44.3		44.8		45.3		43.9		46.3	5%	5%		87.0		90.2	4%
Commercial card spend volume	$	17.9	$	18.4	$	17.7	$	18.6	$	20.1	8%	12%	$	35.1	$	38.7	10%

(1) TCE and RoTCE are non-GAAP financial measures. See page 23 for a reconciliation of the summation of the segments’ and component's average allocated TCE to Citigroup’s total average TCE and Citi’s total average stockholders’ equity.

(2) Management uses this information in reviewing the segment’s results and believes it is useful to investors concerning underlying segment performance and trends.

(3) Excludes loans that are carried at fair value for all periods.

(4) June 30, 2026 is preliminary.

(5) Represents the total value of cross-border foreign exchange payments processed through Citi platforms.

(6) Represents the number of U.S. dollar Clearing Payment instructions processed on behalf of U.S. and foreign-domiciled entities (primarily financial institutions).

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 5

MARKETS

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income (including dividends)	$	2,824	$	2,178	$	2,761	$	2,797	$	4,002	43%	42%	$	4,748	$	6,799	43%
Fee revenue
Brokerage and fees		399		400		364		478		469	(2%)	18%		799		947	19%
Investment banking fees(1)		106		163		120		120		143	19%	35%		241		263	9%
Other(2)		51		63		57		55		54	(2%)	6%		103		109	6%
Total fee revenue		556		626		541		653		666	2%	20%		1,143		1,319	15%
Principal transactions		2,302		2,737		1,155		3,542		2,088	(41%)	(9%)		5,587		5,630	1%
All other		298		204		152		254		251	(1%)	(16%)		577		505	(12%)
Total non-interest revenue		3,156		3,567		1,848		4,449		3,005	(32%)	(5%)		7,307		7,454	2%
Total revenues, net of interest expense		5,980		5,745		4,609		7,246		7,007	(3%)	17%		12,055		14,253	18%
Total operating expenses		3,508		3,490		3,608		3,835		3,784	(1%)	8%		6,974		7,619	9%
Net credit losses (recoveries) on loans		8		68		(12)		(3)		(10)	(233%)	NM		150		(13)	NM
Credit reserve build (release) for loans		53		(44)		(73)		23		71	209%	34%		101		94	(7%)
Provision (release) for credit losses on unfunded lending commitments		(8)		13		(7)		(23)		56	NM	NM		1		33	NM
Provisions for credit losses for other assets and HTM debt securities		55		(5)		(12)		(12)		(8)	33%	NM		57		(20)	NM
Provision for credit losses		108		32		(104)		(15)		109	NM	1%		309		94	(70%)
Income (loss) from continuing operations before taxes		2,364		2,223		1,105		3,426		3,114	(9%)	32%		4,772		6,540	37%
Income taxes (benefits)		540		500		249		797		710	(11%)	31%		1,086		1,507	39%
Income (loss) from continuing operations		1,824		1,723		856		2,629		2,404	(9%)	32%		3,686		5,033	37%
Noncontrolling interests		21		21		18		34		17	(50%)	(19%)		34		51	50%
Net income (loss)	$	1,803	$	1,702	$	838	$	2,595	$	2,387	(8%)	32%	$	3,652	$	4,982	36%
EOP assets (in billions)	$	1,164	$	1,179	$	1,185	$	1,280	$	1,363	6%	17%
Average assets (in billions)		1,219		1,229		1,247		1,325		1,406	6%	15%	$	1,169	$	1,366	17%
Efficiency ratio		59%		61%		78%		53%		54%	100 bps	(500) bps		58%		53%	(500) bps
Average allocated TCE (in billions)(3)	$	53.5	$	53.5	$	53.5	$	56.4	$	56.4	-	5%	$	53.5	$	56.4	5%
RoTCE(3)		13.5%		12.6%		6.2%		18.7%		17.0%	(170) bps	350 bps		13.8%		17.8%	400 bps
Revenue by line of business
Fixed Income Markets	$	4,388	$	4,225	$	3,554	$	5,166	$	4,706	(9%)	7%	$	8,966	$	9,872	10%
Equity Markets		1,592		1,520		1,055		2,080		2,301	11%	45%		3,089		4,381	42%
Total	$	5,980	$	5,745	$	4,609	$	7,246	$	7,007	(3%)	17%	$	12,055	$	14,253	18%
Rates and Currencies	$	3,221	$	2,963	$	2,449	$	3,311	$	3,247	(2%)	1%	$	6,337	$	6,558	3%
Spread Products / Other Fixed Income		1,167		1,262		1,105		1,855		1,459	(21%)	25%		2,629		3,314	26%
Total Fixed Income Markets revenues	$	4,388	$	4,225	$	3,554	$	5,166	$	4,706	(9%)	7%	$	8,966	$	9,872	10%
Revenue by managed geography
North America	$	2,124	$	2,270	$	1,826	$	2,559	$	2,561	-	21%	$	4,293	$	5,120	19%
International		3,856		3,475		2,783		4,687		4,446	(5%)	15%		7,762		9,133	18%
Total	$	5,980	$	5,745	$	4,609	$	7,246	$	7,007	(3%)	17%	$	12,055	$	14,253	18%
Key drivers(4) (in billions of dollars)
Average loans	$	136	$	147	$	152	$	162	$	176	9%	29%	$	132	$	169	28%
NCLs (annualized) as a % of average loans		0.02%		0.18%		(0.03%)		(0.01%)		(0.02%)	(1) bps	(4) bps		0.23%		(0.02%)	(25) bps
ACLL as a % of EOP loans(5)		0.85%		0.78%		0.67%		0.67%		0.64%	(3) bps	(21) bps
Average trading account assets	$	547	$	555	$	556	$	573	$	603	5%	10%	$	511	$	588	15%

(1) Investment banking fees are primarily composed of underwriting, advisory, loan syndication structuring, and other related financing activity.

(2) Primarily includes other non-brokerage and investment banking fees from customer-driven activities.

(3) TCE and RoTCE are non-GAAP financial measures. See page 23 for a reconciliation of the summation of the segments' and component's average allocated TCE to Citigroup's total average TCE and Citi's total average stockholders' equity.

(4) Management uses this information in reviewing the segment’s results and believes it is useful to investors concerning underlying segment performance and trends.

(5) Excludes loans that are carried at fair value for all periods.

NM Not meaningful.

Reclassified to conform to the current period’s presentation.

Page 6

BANKING

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income (including dividends)	$	530	$	562	$	549	$	587	$	560	(5%)	6%	$	1,021	$	1,147	12%
Fee revenue
Investment banking fees(1)		1,058		1,169		1,287		1,232		1,492	21%	41%		2,162		2,724	26%
Other(2)		59		65		60		64		57	(11%)	(3%)		108		121	12%
Total fee revenue		1,117		1,234		1,347		1,296		1,549	20%	39%		2,270		2,845	25%
Principal transactions		(179)		(164)		(119)		(38)		(147)	(287%)	18%		(269)		(185)	31%
All other		(34)		15		(4)		(78)		(40)	49%	(18%)		(58)		(118)	(103%)
Total non-interest revenue		904		1,085		1,224		1,180		1,362	15%	51%		1,943		2,542	31%
Total revenues, net of interest expense		1,434		1,647		1,773		1,767		1,922	9%	34%		2,964		3,689	24%
Total operating expenses		1,137		1,139		1,152		1,240		1,212	(2%)	7%		2,171		2,452	13%
Net credit losses on loans		16		9		25		6		138	NM	NM		50		144	188%
Credit reserve build (release) for loans		137		38		136		175		(19)	NM	NM		215		156	(27%)
Provision (release) for credit losses on unfunded lending commitments		2		98		14		(51)		119	NM	NM		109		68	(38%)
Provisions for credit losses for other assets and HTM debt securities		18		12		1		2		4	100%	(78%)		13		6	(54%)
Provision for credit losses		173		157		176		132		242	83%	40%		387		374	(3%)
Income (loss) from continuing operations before taxes		124		351		445		395		468	18%	277%		406		863	113%
Income taxes (benefits)		33		84		90		91		117	29%	255%		93		208	124%
Income (loss) from continuing operations		91		267		355		304		351	15%	286%		313		655	109%
Noncontrolling interests		(2)		(3)		1		-		1	NM	NM		(3)		1	NM
Net income (loss)	$	93	$	270	$	354	$	304	$	350	15%	276%	$	316	$	654	107%
EOP assets (in billions)	$	148	$	141	$	140	$	154	$	145	(6%)	(2%)
Average assets (in billions)		150		149		146		154		160	4%	7%	$	147	$	157	7%
Efficiency ratio		79%		69%		65%		70%		63%	(700) bps	(1,600) bps		73%		66%	(700) bps
Average allocated TCE (in billions)(3)	$	9.2	$	9.2	$	9.2	$	7.8	$	7.8	-	(15%)	$	9.2	$	7.8	(15%)
RoTCE(3)		4.1%		11.6%		15.3%		15.8%		18.0%	220 bps	1,390 bps		6.9%		16.9%	1,000 bps
Revenue by line of business
Investment Banking	$	1,073	$	1,238	$	1,356	$	1,326	$	1,548	17%	44%	$	2,187	$	2,874	31%
Corporate Lending (excluding gain (loss) on loan hedges)(4)		423		453		443		391		406	4%	(4%)		825		797	(3%)
Total Banking revenues (ex-gain (loss) on loan hedges)(4)		1,496		1,691		1,799		1,717		1,954	14%	31%		3,012		3,671	22%
Gain (loss) on loan hedges(4)		(62)		(44)		(26)		50		(32)	NM	48%		(48)		18	NM
Total Banking revenues including gain (loss) on loan hedges(4)	$	1,434	$	1,647	$	1,773	$	1,767	$	1,922	9%	34%	$	2,964	$	3,689	24%
Business metrics—investment banking revenues(5)
Advisory	$	407	$	425	$	649	$	505	$	390	(23%)	(4%)	$	833	$	895	7%
Equity underwriting (Equity Capital Markets (ECM))		222		194		219		257		426	66%	92%		357		683	91%
Debt underwriting (Debt Capital Markets (DCM))		444		619		488		564		732	30%	65%		997		1,296	30%
Total	$	1,073	$	1,238	$	1,356	$	1,326	$	1,548	17%	44%	$	2,187	$	2,874	31%
Revenue by managed geography
North America	$	648	$	862	$	1,023	$	1,109	$	1,087	(2%)	68%	$	1,522	$	2,196	44%
International		786		785		750		658		835	27%	6%		1,442		1,493	4%
Total	$	1,434	$	1,647	$	1,773	$	1,767	$	1,922	9%	34%	$	2,964	$	3,689	24%
Key drivers(6) (in billions of dollars)
Average loans	$	84	$	81	$	79	$	83	$	88	6%	5%	$	83	$	86	4%
NCLs (annualized) as a % of average loans		0.08%		0.04%		0.13%		0.03%		0.63%	60 bps	55 bps		0.12%		0.34%	22 bps
ACLL as a % of EOP loans(7)		1.72%		1.83%		2.04%		2.06%		2.16%	10 bps	44 bps

(1) Investment banking fees are primarily composed of underwriting, advisory, loan syndication structuring, and other related financing activity.

(2) Primarily includes other non-investment banking fees from customer-driven activities.

(3) TCE and RoTCE are non-GAAP financial measures. See page 23 for a reconciliation of the summation of the segments’ and component’s average allocated TCE to Citigroup’s total average TCE and Citi’s total average stockholders’ equity.

(4) Credit derivatives are used to economically hedge a portion of the corporate loan portfolio that includes both accrual loans and loans at fair value. Gain (loss) on loan hedges includes the mark-to-market on the credit derivatives, partially offset by the mark-to-market on the loans in the portfolio that are at fair value. Hedges on accrual loans reflect the mark-to-market on credit derivatives used to economically hedge the corporate loan accrual portfolio. The fixed premium costs of these hedges are netted against the corporate lending revenues to reflect the cost of credit protection. Citigroup’s results of operations excluding the impact of gain (loss) on loan hedges are non-GAAP financial measures.

(5) Beginning in 2Q26, the investment banking fees metric for Banking was replaced with investment banking revenues. This metric includes investment banking fees, other fee revenue, principal transactions, and net interest income from loans generated from investment banking business activities. Prior-period amounts have been conformed to reflect this change in presentation. Citi believes investment banking revenues provides investors with a more comprehensive measure of investment banking performance.

(6) Management uses this information in reviewing the segment’s results and believes it is useful to investors concerning underlying segment performance and trends.

(7) Excludes loans that are carried at fair value for all periods.

NM Not meaningful.

Reclassified to conform to the current period’s presentation.

Page 7

WEALTH

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income	$	1,831	$	1,902	$	2,018	$	2,095	$	2,155	3%	18%	$	3,662	$	4,250	16%
Fee revenue
Commissions and fees		454		494		465		543		587	8%	29%		938		1,130	20%
Other(1)		246		232		238		207		206	-	(16%)		493		413	(16%)
Total fee revenue		700		726		703		750		793	6%	13%		1,431		1,543	8%
All other(2)		283		211		141		220		229	4%	(19%)		478		449	(6%)
Total non-interest revenue		983		937		844		970		1,022	5%	4%		1,909		1,992	4%
Total revenues, net of interest expense		2,814		2,839		2,862		3,065		3,177	4%	13%		5,571		6,242	12%
Total operating expenses		2,313		2,375		2,377		2,415		2,377	(2%)	3%		4,703		4,792	2%
Net credit losses on loans		73		91		80		88		57	(35%)	(22%)		140		145	4%
Credit reserve build (release) for loans		(65)		(16)		6		13		-	(100%)	100%		(1)		13	NM
Provision (release) for credit losses on unfunded lending commitments		(1)		(1)		1		-		2	NM	NM		(2)		2	NM
Provisions for benefits and claims (PBC), and other assets		-		(1)		-		-		-	-	-		(4)		-	100%
Provisions for credit losses and for PBC		7		73		87		101		59	(42%)	NM		133		160	20%
Income from continuing operations before taxes		494		391		398		549		741	35%	50%		735		1,290	76%
Income taxes		109		88		99		117		158	35%	45%		159		275	73%
Income from continuing operations		385		303		299		432		583	35%	51%		576		1,015	76%
Noncontrolling interests		-		-		-		-		-	-	-		-		-	-
Net income	$	385	$	303	$	299	$	432	$	583	35%	51%	$	576	$	1,015	76%
EOP assets (in billions)	$	308	$	313	$	316	$	320	$	321	-	4%
Average assets (in billions)		305		315		325		321		324	1%	6%	$	303	$	323	7%
Efficiency ratio		82%		84%		83%		79%		75%	(400) bps	(700) bps		84%		77%	(700) bps
Average allocated TCE (in billions)(3)	$	15.4	$	15.4	$	15.4	$	16.2	$	16.2	-	5%	$	15.4	$	16.2	5%
RoTCE(3)		10.0%		7.8%		7.7%		10.8%		14.4%	360 bps	440 bps		7.5%		12.6%	510 bps
Revenue by line of business
Citigold and Retail Banking	$	1,862	$	1,969	$	2,010	$	2,062	$	2,181	6%	17%	$	3,687	$	4,243	15%
Private Bank		731		656		625		757		769	2%	5%		1,395		1,526	9%
Wealth at Work		221		214		227		246		227	(8%)	3%		489		473	(3%)
Total	$	2,814	$	2,839	$	2,862	$	3,065	$	3,177	4%	13%	$	5,571	$	6,242	12%
Revenue by managed geography
North America	$	1,729	$	1,741	$	1,825	$	1,893	$	1,977	4%	14%	$	3,463	$	3,870	12%
International		1,085		1,098		1,037		1,172		1,200	2%	11%		2,108		2,372	13%
Total	$	2,814	$	2,839	$	2,862	$	3,065	$	3,177	4%	13%	$	5,571	$	6,242	12%
Key drivers(4) (in billions of dollars)
EOP client balances
Client investment assets(5)(6)(7)	$	635	$	660	$	670	$	676	$	727	8%	14%
Deposits		400		408		413		418		415	(1%)	4%
Loans		200		202		204		205		208	2%	4%
Total	$	1,235	$	1,270	$	1,287	$	1,299	$	1,350	4%	9%
Net new investment assets (NNIA)(7)(8)	$	2.0	$	18.6	$	7.2	$	14.7	$	15.7	7%	NM	$	18.5	$	30.4	64%
Average deposits		398		405		407		414		415	-	4%		399		415	4%
Average loans		197		201		203		205		206	-	5%		196		206	5%
ACLL as a % of EOP loans(9)		0.34%		0.33%		0.33%		0.33%		0.33%	0 bps	(1) bps
NCLs (annualized) as a % of average loans		0.15%		0.18%		0.16%		0.17%		0.11%	(6) bps	(4) bps		0.14%		0.14%	0 bps
U.S. Retail Banking branches (actual)		650		653		655		655		655	-	1%

(1) Primarily related to fiduciary and administrative fees.

(2) Primarily related to principal transactions revenue including FX translation.

(3) TCE and RoTCE are non-GAAP financial measures. See page 23 for a reconciliation of the summation of the segments' and component's average allocated TCE to Citigroup's total average TCE and Citi's total average stockholders' equity.

(4) Management uses this information in reviewing the segment’s results and believes it is useful to investors concerning underlying segment performance and trends.

(5) Includes assets under management, and trust and custody assets.

(6) Beginning in 1Q26, Client investment assets include an additional approximate $10 billion associated with the value of client insurance policies that were not previously reported.

(7) June 30, 2026 is preliminary.

(8) Represents investment asset inflows, including dividends, interest and distributions, less investment asset outflows.

(9) Excludes loans that are carried at fair value for all periods.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 8

U.S. CONSUMER CARDS (USCC)

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income	$	4,918	$	5,124	$	5,143	$	5,116	$	5,180	1%	5%	$	9,902	$	10,296	4%
Fee revenue
Interchange fees(1)		2,459		2,448		2,526		2,404		2,740	14%	11%		4,744		5,144	8%
Card rewards and partner payments		(3,008)		(3,031)		(3,215)		(2,897)		(3,563)	(23%)	(18%)		(5,829)		(6,460)	(11%)
Other(1)		103		114		114		112		160	43%	55%		199		272	37%
Total fee revenue		(446)		(469)		(575)		(381)		(663)	(74%)	(49%)		(886)		(1,044)	(18%)
All other(2)		(1)		1		(4)		22		4	(82%)	NM		22		26	18%
Total non-interest revenue		(447)		(468)		(579)		(359)		(659)	(84%)	(47%)		(864)		(1,018)	(18%)
Total revenues, net of interest expense		4,471		4,656		4,564		4,757		4,521	(5%)	1%		9,038		9,278	3%
Total operating expenses		1,626		1,644		1,794		1,711		1,794	5%	10%		3,317		3,505	6%
Net credit losses on loans		1,856		1,741		1,739		1,742		1,850	6%	-		3,810		3,592	(6%)
Credit reserve build (release) for loans		(5)		55		(117)		76		40	(47)%	NM		(179)		116	NM
Provision (release) for credit losses on unfunded lending commit.(3)		-		-		-		272		(272)	NM	NM		-		-	-
Provisions for benefits and claims (PBC), and other assets		1		3		2		2		-	(100%)	(100%)		4		2	(50%)
Provisions for credit losses and for PBC		1,852		1,799		1,624		2,092		1,618	(23%)	(13%)		3,635		3,710	2%
Income from continuing operations before taxes		993		1,213		1,146		954		1,109	16%	12%		2,086		2,063	(1%)
Income taxes		235		284		262		222		257	16%	9%		490		479	(2%)
Income from continuing operations		758		929		884		732		852	16%	12%		1,596		1,584	(1%)
Noncontrolling interests		-		-		-		-		-	-	-		-		-	-
Net income	$	758	$	929	$	884	$	732	$	852	16%	12%	$	1,596	$	1,584	(1%)
EOP assets (in billions)	$	171	$	171	$	178	$	171	$	182	6%	6%
Average assets (in billions)		168		171		173		172		178	3%	6%	$	169	$	175	4%
Efficiency ratio		36%		35%		39%		36%		40%	400 bps	400 bps		37%		38%	100 bps
Average allocated TCE (in billions)(4)	$	20.3	$	20.3	$	20.3	$	15.5	$	15.5	-	(24%)	$	20.3	$	15.5	(24%)
RoTCE(4)		15.0%		18.2%		17.3%		19.2%		22.0%	280 bps	700 bps		15.9%		20.6%	470 bps
Key drivers(5) (in billions)
Average loans	$	168	$	171	$	172	$	171	$	177	4%	5%	$	168	$	174	4%
ACLL as a % of EOP loans		8.08%		8.09%		7.74%		8.09%		7.68%	(41) bps	(40) bps
NCLs (annualized) as a % of average loans		4.43%		4.05%		4.00%		4.12%		4.19%	7 bps	(24) bps		4.57%		4.16%	(41) bps
Revenue rate(6)		10.67%		10.80%		10.53%		11.28%		10.25%	(103) bps	(42) bps		10.85%		10.75%	(10) bps
NII(7) (annualized) as a % of average loans		11.74%		11.89%		11.86%		12.13%		11.74%	(39) bps	0 bps		11.89%		11.93%	4 bps

(1) Primarily includes credit card-related fees.

(2) Primarily related to revenue incentives from card networks.

(3) 1Q26 includes a reserve build related to Citi's forward purchase commitment of the additional American Airlines co-branded card portfolio. This was released from unfunded lending commitments in 2Q26 and re-established as a reserve for the loans that were acquired.

(4) TCE and RoTCE are non-GAAP financial measures. See page 23 for a reconciliation of the summation of the segments' and component's average allocated TCE to Citigroup's total average TCE and Citi's total average stockholders' equity.

(5) Management uses this information in reviewing the segment’s results and believes it is useful to investors concerning underlying segment performance and trends.

(6) Total revenues, net of interest expense (annualized) as a % of average loans.

(7) Net interest income includes certain fees that are recorded as interest revenue.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 9

USCC

Metrics

											2Q26 Increase/
	2Q		3Q		4Q		1Q		2Q		(Decrease) from
Key drivers(1)(2) (in billions of dollars, except as otherwise noted)	2025		2025		2025		2026		2026		1Q26	2Q25
New credit cards account acquisitions (in thousands)
General Purpose Credit Cards (GPCC)(3)		1,704		1,872		2,115		1,899		4,004	111%	135%
Private Label Credit Cards (PLCC)(4)		1,551		1,339		1,572		1,043		1,372	32%	(12%)
Credit card spend volume
GPCC	$	144.8	$	144.5	$	152.4	$	141.5	$	162.3	15%	12%
PLCC		13.9		12.6		13.9		10.5		13.2	26%	(5%)
Average loans(5)
GPCC	$	134.4	$	136.8	$	138.6	$	138.6	$	144.9	5%	8%
PLCC		30.1		30.0		29.8		28.9		28.3	(2%)	(6%)
Installment Lending		3.7		3.7		3.9		3.8		3.8	-	3%
EOP loans(5)
GPCC	$	136.8	$	137.7	$	143.2	$	138.7	$	149.2	8%	9%
PLCC		30.4		29.8		30.5		28.3		28.4	-	(7%)
Installment Lending		3.7		3.8		3.8		3.8		3.8	-	3%
NCLs as a % of average loans
GPCC		4.20%		3.85%		3.78%		3.87%		4.01%	14 bps	(19) bps
PLCC		5.18%		4.67%		4.77%		5.05%		4.79%	(26) bps	(39) bps
Installment Lending		6.29%		6.43%		6.00%		6.19%		6.54%	35 bps	25 bps
Loans 90+ days past due as a % of EOP loans
GPCC		1.30%		1.27%		1.32%		1.39%		1.21%	(18) bps	(9) bps
PLCC		2.00%		2.08%		2.13%		2.15%		1.92%	(23) bps	(8) bps
Installment Lending		0.57%		0.58%		0.58%		0.55%		0.53%	(2) bps	(4) bps
Loans 30-89 days past due as a % of EOP loans
GPCC		1.12%		1.21%		1.23%		1.20%		1.17%	(3) bps	5 bps
PLCC		1.89%		2.07%		1.99%		1.98%		1.84%	(14) bps	(5) bps
Installment Lending		1.35%		1.26%		1.37%		1.42%		1.24%	(18) bps	(11) bps

(1) Management uses this information in reviewing the segment’s results and believes it is useful to investors concerning underlying segment performance and trends.

(2) On April 24, 2026, Citi completed the acquisition of the $6.6 billion additional American Airlines co-branded card portfolio.

(3) General Purpose Credit Cards (GPCC). Consists of consumer credit cards that operate on established payment networks and are accepted by a wide variety of merchants and service providers.

(4) Private Label Credit Cards (PLCC). Consists of consumer credit cards that are issued for use with a specific retailer or its affiliates and are limited to purchases of that retailer’s goods and services.

(5) GPCC and PLCC average loans, EOP loans, and the related consumer delinquency amounts and ratios include interest and fees receivables balances.

Reclassified to conform to the current period's presentation.

Page 10

ALL OTHER—MANAGED BASIS^(1)(2)(3)

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income	$	1,442	$	1,351	$	1,144	$	1,003	$	937	(7%)	(35%)	$	2,726	$	1,940	(29%)
Non-interest revenue(4)(5)		274		120		(1,352)		679		800	18%	192%		453		1,479	226%
Total revenues, net of interest expense		1,716		1,471		(208)		1,682		1,737	3%	1%		3,179		3,419	8%
Total operating expenses(5)(6)(7)(8)(9)		2,277		2,169		2,026		2,144		2,220	4%	(3%)		4,503		4,364	(3%)
Net credit losses on loans		256		297		341		371		366	(1%)	43%		512		737	44%
Credit reserve build (release) for loans		70		16		75		13		61	369%	(13%)		143		74	(48%)
Provision (release) for credit losses on unfunded lending commitments		(6)		(6)		2		(3)		(2)	33%	67%		(7)		(5)	29%
Provisions for benefits and claims (PBC), other assets and HTM debt securities		54		24		31		19		13	(32%)	(76%)		85		32	(62%)
Provisions for credit losses and for PBC		374		331		449		400		438	10%	17%		733		838	14%
Income (loss) from continuing operations before taxes		(935)		(1,029)		(2,683)		(862)		(921)	(7%)	1%		(2,057)		(1,783)	13%
Income taxes (benefits)		(362)		(277)		(410)		(474)		(160)	66%	56%		(645)		(634)	2%
Income (loss) from continuing operations		(573)		(752)		(2,273)		(388)		(761)	(96%)	(33%)		(1,412)		(1,149)	19%
Income (loss) from discontinued operations, net of taxes		-		(1)		(1)		(1)		-	100%	-		(1)		(1)	-
Noncontrolling interests		(21)		3		16		105		162	54%	NM		(5)		267	NM
Net income (loss)	$	(552)	$	(756)	$	(2,290)	$	(494)	$	(923)	(87%)	(67%)	$	(1,408)	$	(1,417)	(1%)
EOP assets (in billions)	$	214	$	211	$	210	$	204	$	239	17%	12%
Average assets (in billions)		213		209		202		208		209	-	(2%)	$	209	$	207	(1%)
Efficiency ratio		133%		147%		(974%)		127%		128%	NM	NM		142%		128%	NM
Average allocated TCE (in billions)(10)	$	40.7	$	40.9	$	39.0	$	39.8	$	39.7	-	(2%)	$	39.3	$	39.8	1%
Revenue by line of business
Mexico Consumer/SBMM	$	1,536	$	1,722	$	1,775	$	2,054	$	1,991	(3%)	30%	$	3,003	$	4,045	35%
Asia Consumer(4)(11)		155		149		(1,434)		105		77	(27%)	(50%)		290		182	(37%)
Legacy Holdings Assets (LHA)		-		-		(12)		2		(15)	NM	NM		19		(13)	NM
Corporate/Other		25		(400)		(537)		(479)		(316)	34%	NM		(133)		(795)	(498%)
Total	$	1,716	$	1,471	$	(208)	$	1,682	$	1,737	3%	1%	$	3,179	$	3,419	8%
Mexico Consumer/SBMM—key indicators (in billions of dollars)
EOP loans	$	26.8	$	28.5	$	30.0	$	30.6	$	32.0	5%	19%
EOP deposits		38.4		40.6		43.8		43.8		46.0	5%	20%
Average loans		25.5		27.2		29.2		30.7		31.7	3%	24%
NCLs as a % of average loans (Mexico Consumer only)		5.28%		5.46%		5.91%		6.37%		6.13%	(24) bps	85 bps
Loans 90+ days past due as a % of EOP loans (Mexico Consumer only)		1.58%		1.60%		1.72%		1.71%		1.79%	8 bps	21 bps
Loans 30-89 days past due as a % of EOP loans (Mexico Consumer only)		1.52%		1.58%		1.59%		1.64%		1.59%	(5) bps	7 bps
Asia Consumer—key indicators (in billions of dollars)(12)(13)
EOP loans	$	3.0	$	2.7	$	2.5	$	2.2	$	2.1	(5%)	(30%)
EOP deposits		1.5		1.3		1.1		0.9		0.8	(11%)	(47%)
Average loans		4.0		2.8		2.6		2.4		2.2	(8%)	(45%)
Legacy Holdings Assets—key indicators (in billions of dollars)
EOP loans	$	2.1	$	1.8	$	1.8	$	1.7	$	1.1	(35%)	(48%)

(1) Includes Legacy Franchises (see page 12 for details) and certain unallocated costs of global staff functions (including finance, risk, human resources, legal and compliance-related costs), other corporate expenses, and unallocated global operations and technology expenses and income taxes, as well as Corporate Treasury investment activities and discontinued operations. The results of operations, as well as certain disclosed balance sheet information, for Mexico Consumer/SBMM are presented on a managerial view and include certain intercompany allocations, managerial charges, and offshore expenses that reflect the Mexico Consumer/SBMM operations as a component of Citi’s consolidated operations. The Mexico Consumer/SBMM results are therefore not intended to reflect, and may differ (significantly) from, Banamex’s results and operations as a standalone legal entity.

(2) Reflects results on a managed basis, which excludes divestiture-related impacts related to Citi's divestitures of its Asia consumer banking businesses and Mexico Consumer/SBMM within Legacy Franchises. See page 14 for additional information.

(3) Certain of the results of operations of All Other—managed basis are non-GAAP financial measures. See page 14 for additional information.

(4) In 4Q25, Citigroup recognized an approximate $1.2 billion loss recorded in revenue (approximately $1.1 billion after-tax) related to the loss on sale of the announced move to held-for-sale of AO Citibank (Russia). The sale closed on February 18, 2026. The loss on sale consists of (($1.556) billion) (($1.506) billion after-tax) in Legacy Franchises and (($32) million) in Corporate/Other, partially offset by $356 million in Services, $19 million in Markets and $40 million in Banking. The only tax impact ($50 million tax benefit) was recorded in Legacy Franchises. For additional information, see Citi's Form 8-K filed on December 29, 2025.

(5) See footnote 2 on page 14.

(6) See footnote 3 on page 14.

(7) See footnote 4 on page 14.

(8) See footnote 5 on page 14.

(9) See footnote 6 on page 14.

(10) TCE is a non-GAAP financial measure. See page 23 for a reconciliation of the summation of the segments' and component's average allocated TCE.

(11) Asia Consumer includes revenues from the Poland and Russia consumer banking businesses.

(12) Asia Consumer also includes loans and deposits in Poland (through 1Q25).

(13) The key indicators for Asia Consumer also reflect the reclassification of loans and deposits to Other assets and Other liabilities under HFS accounting on Citi’s Consolidated Balance Sheet beginning in 2Q25.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 11

ALL OTHER—MANAGED BASIS⁽¹⁾⁽²⁾

Legacy Franchises⁽³⁾

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income	$	1,271	$	1,338	$	1,379	$	1,479	$	1,484	-	17%	$	2,438	$	2,963	22%
Non-interest revenue(4)(5)		420		533		(1,050)		682		569	(17%)	35%		874		1,251	43%
Total revenues, net of interest expense		1,691		1,871		329		2,161		2,053	(5%)	21%		3,312		4,214	27%
Total operating expenses(5)(6)(7)(8)(9)		1,287		1,320		1,222		1,324		1,243	(6%)	(3%)		2,621		2,567	(2%)
Net credit losses on loans		256		297		341		371		366	(1%)	43%		512		737	44%
Credit reserve build (release) for loans		70		16		75		13		61	369%	(13%)		143		74	(48%)
Provision (release) for credit losses on unfunded lending commitments		(6)		(6)		2		(3)		(2)	33%	67%		(7)		(5)	29%
Provisions for benefits and claims (PBC), other assets and HTM debt securities		51		20		29		28		15	(46%)	(71%)		81		43	(47%)
Provisions for credit losses and for PBC		371		327		447		409		440	8%	19%		729		849	16%
Income (loss) from continuing operations before taxes		33		224		(1,340)		428		370	(14%)	NM		(38)		798	NM
Income taxes (benefits)		(5)		66		147		137		120	(12%)	NM		(30)		257	NM
Income (loss) from continuing operations		38		158		(1,487)		291		250	(14%)	NM		(8)		541	NM
Noncontrolling interests		(22)		3		9		114		159	39%	NM		(8)		273	NM
Net income (loss)	$	60	$	155	$	(1,496)	$	177	$	91	(49%)	52%	$	-	$	268	NM
EOP assets (in billions)	$	83	$	86	$	86	$	87	$	87	-	5%
Average assets (in billions)		81		85		87		88		90	2%	11%	$	79	$	89	13%
Efficiency ratio		76%		71%		371%		61%		61%	NM	NM		79%		61%	NM
Average allocated TCE (in billions)(10)	$	5.1	$	5.1	$	5.1	$	5.7	$	5.7	-	12%	$	5.1	$	5.7	12%
Revenue by line of business
Mexico Consumer/SBMM(3)	$	1,536	$	1,722	$	1,775	$	2,054	$	1,991	(3%)	30%	$	3,003	$	4,045	35%
Asia Consumer(4) (11)		155		149		(1,434)		105		77	(27%)	(50%)		290		182	(37%)
Legacy Holdings Assets (LHA)		-		-		(12)		2		(15)	NM	NM		19		(13)	NM
Total	$	1,691	$	1,871	$	329	$	2,161	$	2,053	(5%)	21%	$	3,312	$	4,214	27%
Mexico Consumer/SBMM(3)—key indicators (in billions of dollars)
EOP loans	$	26.8	$	28.5	$	30.0	$	30.6	$	32.0	5%	19%
EOP deposits		38.4		40.6		43.8		43.8		46.0	5%	20%
Average loans		25.5		27.2		29.2		30.7		31.7	3%	24%
NCLs as a % of average loans (Mexico Consumer only)		5.28%		5.46%		5.91%		6.37%		6.13%	(24) bps	85 bps
Loans 90+ days past due as a % of EOP loans (Mexico Consumer only)		1.58%		1.60%		1.72%		1.71%		1.79%	8 bps	21 bps
Loans 30-89 days past due as a % of EOP loans (Mexico Consumer only)		1.52%		1.58%		1.59%		1.64%		1.59%	(5) bps	7 bps
Asia Consumer—key indicators (in billions of dollars)(12)(13)
EOP loans	$	3.0	$	2.7	$	2.5	$	2.2	$	2.1	(5%)	(30%)
EOP deposits		1.5		1.3		1.1		0.9		0.8	(11%)	(47%)
Average loans		4.0		2.8		2.6		2.4		2.2	(8%)	(45%)
Legacy Holdings Assets—key indicators (in billions of dollars)
EOP loans	$	2.1	$	1.8	$	1.8	$	1.7	$	1.1	(35%)	(48%)

(1) Reflects results on a managed basis, which excludes divestiture-related impacts related to Citi's divestitures of its Asia consumer banking businesses and Mexico Consumer/SBMM within Legacy Franchises. See page 14 for additional information. The results of operations, as well as certain disclosed balance sheet information, for Mexico Consumer/SBMM are presented on a managerial view and include certain intercompany allocations, managerial charges, and offshore expenses that reflect the Mexico Consumer/SBMM operations as a component of Citi’s consolidated operations. The Mexico Consumer/SBMM results are therefore not intended to reflect, and may differ (significantly) from, Banamex’s results and operations as a standalone legal entity.

(2) Certain of the results of operations of All Other—managed basis are non-GAAP financial measures. See page 14 for additional information.

(3) Legacy Franchises consists of the consumer franchises in 13 markets across Asia, Poland and Russia that Citi has exited or intends to exit (collectively Asia Consumer); Mexico Consumer/SBMM (consists of Mexico consumer banking (Mexico Consumer) and Small Business and Middle-Market Banking (SBMM), collectively (Mexico Consumer/SBMM)); and Legacy Holdings Assets (North America consumer mortgage loans, Citigroup's U.K. consumer banking business and other legacy assets).

(4) In 4Q25, Citigroup recognized an approximate $1.2 billion loss recorded in revenue (approximately $1.1 billion after-tax) related to the loss on sale of the announced move to held-for-sale of AO Citibank (Russia). The sale closed on February 18, 2026. The loss on sale consists of (($1.556) billion) (($1.506) billion after-tax) in Legacy Franchises and (($32) million) in Corporate/Other, partially offset by $356 million in Services, $19 million in Markets and $40 million in Banking. The only tax impact ($50 million tax benefit) was recorded in Legacy Franchises. For additional information, see Citi's Form 8-K filed on December 29, 2025.

(5) See footnote 2 on page 14.

(6) See footnote 3 on page 14.

(7) See footnote 4 on page 14.

(8) See footnote 5 on page 14.

(9) See footnote 6 on page 14.

(10) TCE is a non-GAAP financial measure. See page 23 for a reconciliation of the summation of the segments' and component's average allocated TCE.

(11) Asia Consumer includes revenues from the Poland and Russia consumer banking businesses.

(12) Asia Consumer also includes loans and deposits in Poland (through 1Q25).

(13) The key indicators for Asia Consumer also reflect the reclassification of loans and deposits to Other assets and Other liabilities under HFS accounting on Citi’s Consolidated Balance Sheet beginning in 2Q25.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 12

ALL OTHER

Corporate/Other⁽¹⁾

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income	$	171	$	13	$	(235)	$	(476)	$	(547)	(15%)	NM	$	288	$	(1,023)	NM
Non-interest revenue		(146)		(413)		(302)		(3)		231	NM	NM		(421)		228	NM
Total revenues, net of interest expense		25		(400)		(537)		(479)		(316)	34%	NM		(133)		(795)	(498%)
Total operating expenses		990		849		804		820		977	19%	(1%)		1,882		1,797	(5%)
Provisions for other assets, HTM debt securities and other		3		4		2		(9)		(2)	78%	NM		4		(11)	NM
Income (loss) from continuing operations before taxes		(968)		(1,253)		(1,343)		(1,290)		(1,291)	-	(33%)		(2,019)		(2,581)	(28%)
Income taxes (benefits)		(357)		(343)		(557)		(611)		(280)	54%	22%		(615)		(891)	(45%)
Income (loss) from continuing operations		(611)		(910)		(786)		(679)		(1,011)	(49%)	(65%)		(1,404)		(1,690)	(20%)
Income (loss) from discontinued operations, net of taxes		-		(1)		(1)		(1)		-	100%	-		(1)		(1)	-
Noncontrolling interests		1		-		7		(9)		3	NM	200%		3		(6)	NM
Net income (loss)	$	(612)	$	(911)	$	(794)	$	(671)	$	(1,014)	(51%)	(66%)	$	(1,408)	$	(1,685)	(20%)
EOP assets (in billions)	$	131	$	125	$	124	$	117	$	152	30%	16%
Average allocated TCE (in billions)(2)		35.6		35.8		33.9		34.1		34.0	-	(4%)	$	34.2	$	34.1	-

(1) Includes certain unallocated costs of global staff functions (including finance, risk, human resources, legal and compliance-related costs), other corporate expenses and unallocated global operations and technology expenses and income taxes, as well as Corporate Treasury investment activities and discontinued operations.

(2) TCE is a non-GAAP financial measure. See page 23 for a reconciliation of the summation of the segments' and component's average allocated TCE.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 13

ALL OTHER

Divestiture-Related Impacts

(Reconciling Items)⁽¹⁾

(In millions of dollars, except as otherwise noted)

											2Q26 Increase/		Six		Six		YTD 2026 vs.
	2Q		3Q		4Q		1Q		2Q		(Decrease) from		Months		Months		YTD 2025 Increase
	2025		2025		2025		2026		2026		1Q26	2Q25	2025		2026		(Decrease)
Net interest income	$	-	$	-	$	-	$	-	$	-	-	-	$	-	$	-	-
Non-interest revenue(2)		(177)		2		(1)		13		20	54%	NM		(177)		33	NM
Total revenues, net of interest expense		(177)		2		(1)		13		20	54%	NM		(177)		33	NM
Total operating expenses(2)(3)(4)(5)(6)		37		766		40		31		25	(19%)	(32%)		71		56	(21%)
Net credit losses on loans		5		(3)		(2)		1		(2)	NM	NM		5		(1)	NM
Credit reserve build (release) for loans		-		-		1		-		-	-	-		(11)		-	100%
Provision (release) for credit losses on unfunded lending commitments		-		-		-		-		-	-	-		-		-	-
Provisions for benefits and claims (PBC), other assets and HTM debt securities		-		-		-		-		-	-	-		-		-	-
Provisions for credit losses and for PBC		5		(3)		(1)		1		(2)	NM	NM		(6)		(1)	83%
Income (loss) from continuing operations before taxes		(219)		(761)		(40)		(19)		(3)	84%	99%		(242)		(22)	91%
Income taxes (benefits)		(39)		16		70		(7)		(1)	86%	97%		(47)		(8)	83%
Income (loss) from continuing operations		(180)		(777)		(110)		(12)		(2)	83%	99%		(195)		(14)	93%
Income (loss) from discontinued operations, net of taxes		-		-		-		-		-	-	-		-		-	-
Noncontrolling interests		-		-		-		-		-	-	-		-		-	-
Net income (loss)	$	(180)	$	(777)	$	(110)	$	(12)	$	(2)	83%	99%	$	(195)	$	(14)	93%

(1) Reconciling Items consist of the divestiture-related impacts excluded from the results of All Other, as well as All Other—Legacy Franchises on a managed basis. The Reconciling Items are fully reflected in Citi's Consolidated Statement of Income on page 2 for each respective line item.

(2) 2Q25 includes (i) an approximate $186 million loss recorded in revenue (approximately $157 million after-tax) related to the announced sale of the Poland consumer banking business; and (ii) approximately $37 million in operating expenses (approximately $26 million after-tax) primarily related to separation costs in Mexico. For additional information, see Citi's Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2025.

(3) 3Q25 includes approximately $766 million in operating expenses (approximately $744 million after-tax), driven by a goodwill impairment charge in Mexico ($726 million ($714 million after-tax)) and separation costs in Mexico. For additional information, see Citi's Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2025.

(4) 4Q25 includes approximately $40 million in operating expenses (approximately $28 million after-tax), primarily related to separation costs in Mexico. For additional information, see Citi's Annual Report on Form 10-K for the year ended December 31, 2025.

(5) 1Q26 includes approximately $31 million in operating expenses (approximately $23 million after-tax), primarily related to separation costs in Mexico. For additional information, see Citi's Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2026.

(6) 2Q26 includes approximately $25 million in operating expenses (approximately $18 million after-tax), primarily related to separation costs in Mexico.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 14

AVERAGE BALANCES AND INTEREST RATES^(1)(2)(3)(4)

Taxable Equivalent Basis
(In millions of dollars, except as otherwise noted)

	Average Volumes						Interest						% Average Rate(4)
	2Q25		1Q26		2Q26(5)		2Q25		1Q26		2Q26(5)		2Q25	1Q26	2Q26(5)
Assets
Deposits with banks	$	298,158	$	344,971	$	359,133	$	3,043	$	3,194	$	3,375	4.09%	3.75%	3.77%
Securities borrowed and purchased under resale agreements(6)		375,205		394,172		440,589		6,621		6,681		6,852	7.08%	6.87%	6.24%
Trading account assets(7)		506,877		535,116		559,737		5,821		4,897		6,112	4.61%	3.71%	4.38%
Investments		449,852		443,526		453,144		4,215		4,028		4,098	3.76%	3.68%	3.63%
Consumer loans		390,349		403,807		410,349		9,771		9,977		10,156	10.04%	10.02%	9.93%
Corporate loans		321,827		351,398		374,696		5,212		5,269		5,502	6.50%	6.08%	5.89%
Total loans (net of unearned income)(8)		712,176		755,205		785,045		14,983		15,246		15,658	8.44%	8.19%	8.00%
Other interest-earning assets		83,064		123,549		113,683		1,204		1,496		1,595	5.81%	4.91%	5.63%
Total average interest-earning assets	$	2,425,332	$	2,596,539	$	2,711,331	$	35,887	$	35,542	$	37,690	5.93%	5.55%	5.58%
Liabilities
Deposits	$	1,138,996	$	1,236,277	$	1,295,173	$	8,685	$	8,253	$	8,747	3.06%	2.71%	2.71%
Securities loaned and sold under repurchase agreements(6)		421,198		412,607		449,213		6,938		6,598		6,713	6.61%	6.49%	5.99%
Trading account liabilities(7)		104,148		118,413		131,577		748		769		788	2.88%	2.63%	2.40%
Short-term borrowings and other interest-bearing liabilities		140,571		185,229		189,438		1,800		1,832		2,046	5.14%	4.01%	4.33%
Long-term debt(9)		182,803		184,573		176,982		2,513		2,320		2,243	5.51%	5.10%	5.08%
Total average interest-bearing liabilities	$	1,987,716	$	2,137,099	$	2,242,383	$	20,684	$	19,772	$	20,537	4.17%	3.75%	3.67%
Net interest income as a % of average interest-earning assets (NIM)(9)							$	15,203	$	15,770	$	17,153	2.51%	2.46%	2.54%
2Q26 increase (decrease) from:													3 bps	8 bps

(1) Interest income and Net interest income include the taxable equivalent adjustments (based on the U.S. federal statutory tax rate of 21%) of $28 million for 2Q25, $29 million for 1Q26 and $28 million for 2Q26.

(2) Citigroup average balances and interest rates include both domestic and international operations.

(3) Monthly averages have been used by certain subsidiaries where daily averages are unavailable.

(4) Average rate percentage is calculated as annualized interest over average volumes.

(5) 2Q26 is preliminary.

(6) Average volumes of securities borrowed or purchased under agreements to resell and securities loaned or sold under agreements to repurchase are reported net pursuant to FIN 41; the related interest excludes the impact of ASU 2013-01 (Topic 210).

(7) Interest expense on Trading account liabilities of Services, Markets, and Banking is reported as a reduction of Interest income. Interest income and Interest expense on cash collateral positions are reported in Trading account assets and Trading account liabilities, respectively.

(8) Nonperforming loans are included in the average loan balances.

(9) Excludes hybrid financial instruments with changes in fair value recorded in Principal transactions revenue.

Reclassified to conform to the current period's presentation.

Page 15

END-OF-PERIOD LOANS⁽¹⁾⁽²⁾

(In billions of dollars)

											2Q26 Increase/
	2Q		3Q		4Q		1Q		2Q		(Decrease) from
	2025		2025		2025		2026		2026		1Q26	2Q25
Corporate loans by region
North America	$	146.5	$	150.1	$	155.2	$	163.6	$	174.8	7%	19%
International		183.1		185.2		188.5		195.6		202.3	3%	10%
Total corporate loans	$	329.6	$	335.3	$	343.7