8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) April 12, 2022

Citigroup Inc.

(Exact name of registrant as specified in its charter)

Delaware	1-9924	52-1568099
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
388 Greenwich Street, New York, NY (Address of principal executive offices)		10013 (Zip Code)

(212) 559-1000

(Registrant's telephone number,
including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934 formatted in Inline XBRL:  See Exhibit 99.2

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

CITIGROUP INC.

Current Report on Form 8-K

Item 7.01 Regulation FD Disclosure.

As previously disclosed in its Annual Report on Form 10-K for the year ended December 31, 2021 (2021 Annual Report on Form 10-K) and its Current Report on Form 8-K filed on March 2, 2022, in the first quarter of 2022, Citigroup (Citi) made management reporting changes to align with its vision and strategy, as part of its strategic refresh. Also in the first quarter of 2022, Citi revised its financial reporting structure to align with these management reporting changes. For additional information on the management reporting changes and revised financial reporting structure, including revised segments and reporting units, please see page 6 of Citi’s 2021 Annual Report on Form 10-K.

Accordingly, Citi is furnishing the attached Summary Historical Financial Information for the three year quarterly and annual periods ended December 31, 2021, reflecting the first quarter 2022 revisions to its financial reporting structure. This Current Report on Form 8-K is intended to facilitate and assist with comparability of information to be included in Citi’s first quarter of 2022 earnings announcement on April 14, 2022, including Citi’s Quarterly Financial Data Supplement for the quarter ended March 31, 2022. This Current Report on Form 8-K, including the attached Exhibit 99.1, is being “furnished” pursuant to the Securities Exchange Act of 1934 (Act) and thus shall not be deemed to be “filed” for purposes of Section 18 of the Act or otherwise subject to the liabilities of that section or incorporated by reference into any filings under the Securities Act of 1933.

After the filing of its Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2022 (First Quarter 2022 Form 10-Q), Citi intends to file a Current Report on Form 8-K, consistent with ASC 280, Segment Reporting, containing the applicable historical audited financial statements and notes, and certain Management’s Discussion and Analysis of Financial Condition and Results of Operations sections from Citi’s 2021 Annual Report on Form 10-K, conformed to reflect the revised financial reporting structure.

Item 9.01 Financial Statements and Exhibits.

​
(d) Exhibits.

Exhibit Number
99.1	Citigroup Inc. Summary Historical Financial Information for the three year quarterly and annual periods ended December 31, 2021
99.2	Citigroup Inc. securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934 as of the filing date.
104.1	See the cover page of this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		CITIGROUP INC.
Dated: April 12, 2022
	By:	/s/ Johnbull E. Okpara
		Johnbull E. Okpara
		Controller and Chief Accounting Officer
		(Principal Accounting Officer)

EX-99.1

Exhibit 99.1

CITIGROUP -- SUMMARY FINANCIAL INFORMATION REFLECTING	Historical - 4Q21
THE 1Q22 OPERATING SEGMENT AND REPORTING UNIT STRUCTURE	with Quarters

	Page
Citigroup
Financial Summary	1
Consolidated Statement of Income	2
Consolidated Balance Sheet	3
Segment and Reporting Units Details
Net Revenues and Income	4
Institutional Clients Group (ICG)	5
Reporting Unit Revenues	6
Personal Banking and Wealth Management (PBWM)	7
Legacy Franchises	8
Corporate / Other	9

As previously disclosed in its Annual Report on Form 10-K for the year ended December 31, 2021 (2021 Annual Report on Form 10-K), Citi made management reporting changes to align with its vision and strategy, as part of its strategic refresh. In the first quarter of 2022, Citi revised its financial reporting structure to align with these management reporting changes to enable investors and others to better understand the performance of Citi’s businesses. For additional information on the management reporting changes and revised financial reporting structure, including revised segments and reporting units, please see page 6 of Citi’s 2021 Annual Report on Form 10-K.

CITIGROUP FINANCIAL SUMMARY

(In millions of dollars, except per share amounts and as otherwise noted)

																									4Q21 Increase/		Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from		Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Total revenues, net of interest expense(1)(2)	$	18,769	$	18,947	$	18,773	$	18,578	$	20,956	$	20,036	$	17,677	$	16,832	$	19,667	$	17,753	$	17,447	$	17,017	(2%)	1%	$	75,067	$	75,501	$	71,884	(5%)
Total operating expenses(1)(3)		10,777		10,689		10,663		10,654		10,868		10,730		11,339		11,437		11,413		11,471		11,777		13,532	15%	18%		42,783		44,374		48,193	9%
Net credit losses (NCLs)		1,948		1,963		1,913		1,944		2,059		2,161		1,919		1,472		1,748		1,320		961		866	(10%)	(41%)		7,768		7,611		4,895	(36%)
Credit reserve build / (release) for loans		(4)		126		149		179		4,318		5,829		12		(1,848)		(3,227)		(2,446)		(1,149)		(1,176)	(2%)	36%		450		8,311		(7,998)	NM
Provision / (release) for unfunded lending commitments		24		(15)		9		74		557		113		424		352		(626)		44		(13)		(193)	NM	NM		92		1,446		(788)	NM
Provisions for benefits and claims, HTM debt securities and other assets		12		19		17		25		26		94		29		(22)		50		16		9		38	NM	NM		73		127		113	(11%)
Provisions for credit losses and for benefits and claims		1,980		2,093		2,088		2,222		6,960		8,197		2,384		(46)		(2,055)		(1,066)		(192)		(465)	NM	NM		8,383		17,495		(3,778)	NM
Income from continuing operations before income taxes		6,012		6,165		6,022		5,702		3,128		1,109		3,954		5,441		10,309		7,348		5,862		3,950	(33%)	(27%)		23,901		13,632		27,469	NM
Income taxes(4)		1,275		1,373		1,079		703		580		52		777		1,116		2,332		1,155		1,193		771	(35%)	(31%)		4,430		2,525		5,451	NM
Income from continuing operations		4,737		4,792		4,943		4,999		2,548		1,057		3,177		4,325		7,977		6,193		4,669		3,179	(32%)	(26%)		19,471		11,107		22,018	98%
Income (loss) from discontinued operations, net of taxes		(2)		17		(15)		(4)		(18)		(1)		(7)		6		(2)		10		(1)		-	100%	(100%)		(4)		(20)		7	NM
Net income before noncontrolling interests		4,735		4,809		4,928		4,995		2,530		1,056		3,170		4,331		7,975		6,203		4,668		3,179	(32%)	(27%)		19,467		11,087		22,025	99%
Net income (loss) attributable to noncontrolling interests		25		10		15		16		(6)		-		24		22		33		10		24		6	(75%)	(73%)		66		40		73	83%
Citigroup's net income	$	4,710	$	4,799	$	4,913	$	4,979	$	2,536	$	1,056	$	3,146	$	4,309	$	7,942	$	6,193	$	4,644	$	3,173	(32%)	(26%)	$	19,401	$	11,047	$	21,952	99%
Diluted earnings per share:
Income from continuing operations	$	1.87	$	1.94	$	2.08	$	2.15	$	1.06	$	0.38	$	1.36	$	1.92	$	3.62	$	2.84	$	2.15	$	1.46	(32%)	(24%)	$	8.04	$	4.73	$	10.14	NM
Citigroup's net income	$	1.87	$	1.95	$	2.07	$	2.15	$	1.06	$	0.38	$	1.36	$	1.92	$	3.62	$	2.85	$	2.15	$	1.46	(32%)	(24%)	$	8.04	$	4.72	$	10.14	NM
Shares (in millions):
Average basic		2,340.4		2,286.1		2,220.8		2,149.4		2,097.9		2,081.7		2,081.8		2,081.9		2,082.0		2,056.5		2,009.3		1,984.3	(1%)	(5%)		2,249.2		2,085.8		2,033.0	(3%)
Average diluted		2,342.4		2,289.0		2,237.1		2,166.8		2,113.7		2,084.3		2,094.3		2,095.7		2,096.6		2,073.0		2,026.2		2,001.6	(1%)	(4%)		2,265.3		2,099.0		2,049.4	(2%)
Common shares outstanding, at period end		2,312.5		2,259.1		2,183.2		2,114.1		2,081.8		2,081.9		2,082.0		2,082.1		2,067.0		2,026.8		1,984.3		1,984.4	-	(5%)
Preferred dividends	$	262	$	296	$	254	$	296	$	291	$	253	$	284	$	267	$	292	$	253	$	266	$	229	(14%)	(14%)	$	1,109	$	1,095	$	1,040	(5%)
Income allocated to unrestricted common shareholders - basic
Income from continuing operations	$	4,391	$	4,436	$	4,647	$	4,653	$	2,242	$	793	$	2,851	$	4,014	$	7,586	$	5,889	$	4,353	$	2,924	(33%)	(27%)	$	18,174	$	9,899	$	20,751	NM
Citigroup's net income	$	4,389	$	4,453	$	4,632	$	4,649	$	2,224	$	792	$	2,844	$	4,020	$	7,584	$	5,899	$	4,352	$	2,924	(33%)	(27%)	$	18,171	$	9,879	$	20,758	NM
Income allocated to unrestricted common shareholders - diluted
Income from continuing operations	$	4,391	$	4,436	$	4,656	$	4,661	$	2,249	$	793	$	2,858	$	4,021	$	7,593	$	5,897	$	4,361	$	2,932	(33%)	(27%)	$	18,207	$	9,930	$	20,781	NM
Citigroup's net income	$	4,389	$	4,453	$	4,641	$	4,657	$	2,231	$	792	$	2,851	$	4,027	$	7,591	$	5,907	$	4,360	$	2,932	(33%)	(27%)	$	18,204	$	9,909	$	20,788	NM
Regulatory capital ratios and performance metrics:
Common Equity Tier 1 (CET1) Capital ratio(6)(7)		11.91%		11.89%		11.58%		11.79%		11.11%		11.50%		11.66%		11.51%		11.57%		11.77%		11.65%		12.25%				11.79%		11.51%		12.25%
Tier 1 Capital ratio(6)(7)		13.44%		13.40%		13.20%		13.33%		12.54%		12.98%		13.15%		13.06%		13.24%		13.28%		13.15%		13.91%				13.33%		13.06%		13.91%
Total Capital ratio(6)(7)		16.41%		16.33%		16.07%		15.87%		14.97%		15.45%		15.54%		15.33%		15.36%		15.58%		15.37%		16.04%				15.87%		15.33%		16.04%
Supplementary Leverage ratio (SLR)(7)(8)		6.43%		6.36%		6.27%		6.20%		5.96%		6.64%		6.82%		6.99%		6.95%		5.84%		5.80%		5.73%				6.20%		6.99%		5.73%
Return on average assets		0.98%		0.97%		0.97%		0.99%		0.49%		0.19%		0.55%		0.75%		1.39%		1.06%		0.79%		0.53%				0.98%		0.50%		0.94%
Return on average common equity		10.2%		10.1%		10.4%		10.6%		5.2%		1.8%		6.5%		9.1%		17.2%		13.0%		9.5%		6.4%				10.3%		5.7%		11.5%
Efficiency ratio (total operating expenses/total revenues, net)		57.4%		56.4%		56.8%		57.3%		51.9%		53.6%		64.1%		67.9%		58.0%		64.6%		67.5%		79.5%				57.0%		58.8%		67.0%
Balance sheet data (in billions of dollars, except per share amounts):
Total assets	$	1,958.4	$	1,988.2	$	2,014.8	$	1,951.2	$	2,220.1	$	2,232.8	$	2,234.5	$	2,260.1	$	2,314.3	$	2,327.9	$	2,361.9	$	2,291.4	(3%)	1%	$	1,951.2	$	2,260.1	$	2,291.4
Total average assets		1,939.4		1,979.1		2,000.1		1,996.6		2,080.1		2,266.9		2,259.5		2,299.3		2,316.8		2,341.8		2,346.0		2,386.2	2%	4%		1,978.8		2,226.5		2,347.7	5%
Total deposits		1,030.4		1,045.6		1,087.8		1,070.6		1,184.9		1,233.7		1,262.6		1,280.7		1,301.0		1,310.3		1,347.5		1,317.2	(2%)	3%		1,070.6		1,280.7		1,317.2
Citigroup's stockholders' equity		196.3		197.4		196.4		193.2		192.7		191.7		193.9		199.4		202.5		202.2		200.9		202.0	1%	1%		193.2		199.4		202.0
Book value per share		77.09		79.40		81.02		82.90		83.92		83.45		84.48		86.43		88.18		90.86		92.16		92.21	-	7%		82.90		86.43		92.21
Tangible book value per share		65.55		67.64		69.03		70.39		71.69		71.20		71.95		73.67		75.50		77.87		79.07		79.16	-	7%		70.39		73.67		79.16
Direct staff (in thousands)		203		200		199		200		201		204		209		210		211		214		220		223	1%	6%		200		210		223
(1) During the fourth quarter of 2021, Citi reclassified deposit insurance expenses from Interest expense to Other operating expenses for all periods presented. For additional information, see Note 1 to the Consolidated Financial Statements in Citi's 2021 Annual Report on Form 10-K. (2) The third quarter of 2021 includes an approximate $680 million loss on sale (an approximate $580 million after-tax), related to Citi's agreement to sell its Australia consumer banking business. (3) The fourth quarter of 2021 includes approximately $1.052 billion in expenses (approximately $792 million after-tax), primarily related to charges incurred from the voluntary early retirement plan (VERP) in connection with the wind-down of Citi's consumer banking business in Korea. (4) 2021 includes an approximate $600 million benefit from a reduction in Citi’s valuation allowance related to its Deferred Tax Assets (DTAs). (5) Not used. (6) Citi's regulatory ratios were derived under the Basel III Advanced Approaches framework as of March 31, 2021, and the Basel III Standardized Approach framework for the later periods presented. Citi's reportable Total Capital ratios were derived under the Basel III Advanced Approaches framework for all periods presented. These reportable ratios reflect the more binding ratios under both the Standardized Approach and the Advanced Approaches under the Collins Amendment. (7) Commencing January 1, 2020, Citi has elected to apply the modified transition provision related to the impact of the CECL accounting standard on regulatory capital, as provided by the U.S. banking agencies’ September 2020 final rule. For additional information, see "Capital Resources" in Citi's 2021 Form 10-K. (8) Commencing with 2Q20 and continuing through 1Q21, Citigroup’s Total Leverage Exposure (the Supplementary Leverage Ratio denominator) temporarily excluded U.S. Treasuries and deposits at Federal Reserve Banks. For additional information, see “Capital Resources” in Citi’s 2021 Form 10-K. Note: Ratios and variance percentages are calculated based on the displayed amounts. NM Not meaningful. Reclassified to conform to the current period's presentation.

Page 2

CITIGROUP CONSOLIDATED STATEMENT OF INCOME

(In millions of dollars)

																									4Q21 Increase/		Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from		Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Revenues
Interest revenue	$	19,076	$	19,712	$	19,177	$	18,545	$	17,139	$	14,589	$	13,314	$	13,047	$	12,534	$	12,463	$	12,650	$	12,828	1%	(2%)	$	76,510	$	58,089	$	50,475	(13%)
Interest expense(1)		7,124		7,573		7,337		6,348		5,422		3,239		2,446		2,231		2,028		1,985		1,959		2,009	3%	(10%)		28,382		13,338		7,981	(40%)
Net interest income (NII)		11,952		12,139		11,840		12,197		11,717		11,350		10,868		10,816		10,506		10,478		10,691		10,819	1%	-		48,128		44,751		42,494	(5%)
Commissions and fees		2,926		2,881		2,906		3,033		3,021		2,933		2,753		2,678		3,670		3,374		3,399		3,229	(5%)	21%		11,746		11,385		13,672	20%
Principal transactions		2,804		1,874		2,802		1,412		5,261		4,157		2,508		1,959		3,913		2,304		2,233		1,704	(24%)	(13%)		8,892		13,885		10,154	(27%)
Administrative and other fiduciary fees		839		869		880		823		854		819		892		907		961		1,022		1,007		953	(5%)	5%		3,411		3,472		3,943	14%
Realized gains (losses) on investments		130		468		361		515		432		748		304		272		401		137		117		10	(91%)	(96%)		1,474		1,756		665	(62%)
Impairment losses on investments and other assets		(8)		(5)		(14)		(5)		(55)		(69)		(30)		(11)		(69)		(13)		(30)		(94)	NM	NM		(32)		(165)		(206)	(25%)
Provision for credit losses on AFS debt securities(2)		-		-		-		-		-		(8)		4		1		-		-		(1)		(2)	(100%)	NM		-		(3)		(3)	-
Other revenue (loss)		126		721		(2)		603		(274)		106		378		210		285		451		31		398	NM	90%		1,448		420		1,165	NM
Total non-interest revenues (NIR)		6,817		6,808		6,933		6,381		9,239		8,686		6,809		6,016		9,161		7,275		6,756		6,198	(8%)	3%		26,939		30,750		29,390	(4%)
Total revenues, net of interest expense		18,769		18,947		18,773		18,578		20,956		20,036		17,677		16,832		19,667		17,753		17,447		17,017	(2%)	1%		75,067		75,501		71,884	(5%)
Provisions for credit losses and for benefits and claims
Net credit losses		1,948		1,963		1,913		1,944		2,059		2,161		1,919		1,472		1,748		1,320		961		866	(10%)	(41%)		7,768		7,611		4,895	(36%)
Credit reserve build / (release) for loans		(4)		126		149		179		4,318		5,829		12		(1,848)		(3,227)		(2,446)		(1,149)		(1,176)	(2%)	36%		450		8,311		(7,998)	NM
Provision for credit losses on loans		1,944		2,089		2,062		2,123		6,377		7,990		1,931		(376)		(1,479)		(1,126)		(188)		(310)	(65%)	18%		8,218		15,922		(3,103)	NM
Provision for credit losses on held-to-maturity (HTM) debt securities		-		-		-		-		6		31		(16)		(14)		(11)		4		(10)		14	NM	NM		-		7		(3)	NM
Provision for credit losses on other assets		-		-		-		-		(4)		48		(13)		(24)		9		(3)		(3)		(3)	-	88%		-		7		-	(100%)
Policyholder benefits and claims		12		19		17		25		24		15		58		16		52		15		22		27	23%	69%		73		113		116	3%
Provision for credit losses on unfunded lending commitments		24		(15)		9		74		557		113		424		352		(626)		44		(13)		(193)	NM	NM		92		1,446		(788)	NM
Total provisions for credit losses and for benefits and claims(3)		1,980		2,093		2,088		2,222		6,960		8,197		2,384		(46)		(2,055)		(1,066)		(192)		(465)	NM	NM		8,383		17,495		(3,778)	NM
Operating expenses
Compensation and benefits		5,658		5,381		5,329		5,065		5,654		5,624		5,595		5,341		6,001		5,982		6,058		7,093	17%	33%		21,433		22,214		25,134	13%
Premises and equipment		564		569		580		615		565		562		575		631		576		558		560		620	11%	(2%)		2,328		2,333		2,314	(1%)
Technology / communication		1,720		1,724		1,783		1,850		1,723		1,741		1,891		2,028		1,852		1,895		1,997		2,084	4%	3%		7,077		7,383		7,828	6%
Advertising and marketing		359		434		378		345		328		299		238		352		270		340		402		478	19%	36%		1,516		1,217		1,490	22%
Other operating(1)		2,476		2,581		2,593		2,779		2,598		2,504		3,040		3,085		2,714		2,696		2,760		3,257	18%	6%		10,429		11,227		11,427	2%
Total operating expenses		10,777		10,689		10,663		10,654		10,868		10,730		11,339		11,437		11,413		11,471		11,777		13,532	15%	18%		42,783		44,374		48,193	9%
Income from continuing operations before income taxes		6,012		6,165		6,022		5,702		3,128		1,109		3,954		5,441		10,309		7,348		5,862		3,950	(33%)	(27%)		23,901		13,632		27,469	NM
Provision for income taxes(4)		1,275		1,373		1,079		703		580		52		777		1,116		2,332		1,155		1,193		771	(35%)	(31%)		4,430		2,525		5,451	NM
Income (loss) from continuing operations		4,737		4,792		4,943		4,999		2,548		1,057		3,177		4,325		7,977		6,193		4,669		3,179	(32%)	(26%)		19,471		11,107		22,018	98%
Discontinued operations
Income (loss) from discontinued operations		(2)		(10)		(15)		(4)		(18)		(1)		(7)		6		(2)		10		(1)		-	100%	(100%)		(31)		(20)		7	NM
Provision (benefit) for income taxes		-		(27)		-		-		-		-		-		-		-		-		-		-	-	-		(27)		-		-	-
Income (loss) from discontinued operations, net of taxes		(2)		17		(15)		(4)		(18)		(1)		(7)		6		(2)		10		(1)		-	100%	(100%)		(4)		(20)		7	NM
Net income before noncontrolling interests		4,735		4,809		4,928		4,995		2,530		1,056		3,170		4,331		7,975		6,203		4,668		3,179	(32%)	(27%)		19,467		11,087		22,025	99%
Net income (loss) attributable to noncontrolling interests		25		10		15		16		(6)		-		24		22		33		10		24		6	(75%)	(73%)		66		40		73	83%
Citigroup's net income	$	4,710	$	4,799	$	4,913	$	4,979	$	2,536	$	1,056	$	3,146	$	4,309	$	7,942	$	6,193	$	4,644	$	3,173	(32%)	(26%)	$	19,401	$	11,047	$	21,952	99%

(1)See footnote 1 on page 1.

(2)This presentation is in accordance with ASC 326, which requires the provision for credit losses on AFS securities to be included in revenue.

(3)This total excludes the provision for credit losses on AFS securities, which is disclosed separately above.

(4)See footnote 4 on page 1.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 3

CITIGROUP CONSOLIDATED BALANCE SHEET

(In millions of dollars)

																									4Q21 Increase/
	March 31,		June 30,		September 30,		December 31,		March 31,		June 30,		September 30,		December 31,		March 31,		June 30,		September 30,		December 31,		(Decrease) from
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20
Assets
Cash and due from banks (including segregated cash and other deposits)	$	24,448	$	24,997	$	24,086	$	23,967	$	23,755	$	22,889	$	25,308	$	26,349	$	26,204	$	27,117	$	28,906	$	27,515	(5%)	4%
Deposits with banks, net of allowance		181,445		178,246		196,357		169,952		262,165		286,884		298,387		283,266		298,478		272,121		294,902		234,518	(20%)	(17%)
Securities borrowed and purchased under agreements to resell, net of allowance		264,495		259,769		261,125		251,322		262,536		282,917		289,358		294,712		315,072		309,047		337,696		327,288	(3%)	11%
Brokerage receivables, net of allowance		44,500		50,027		54,215		39,857		68,555		51,633		51,610		44,806		60,465		61,138		59,487		54,340	(9%)	21%
Trading account assets		286,511		306,831		306,824		276,140		365,000		362,311		348,209		375,079		360,659		370,950		342,914		331,945	(3%)	(11%)
Investments
Available-for-sale debt securities, net of allowance		275,132		273,435		275,425		280,265		308,219		342,256		343,690		335,084		304,036		302,977		295,573		288,522	(2%)	(14%)
Held-to-maturity debt securities, net of allowance		66,842		68,693		75,841		80,775		82,315		83,332		96,065		104,943		161,742		176,742		198,056		216,963	10%	NM
Equity securities		7,307		7,574		7,117		7,523		8,349		7,665		7,769		7,332		7,181		7,344		7,220		7,337	2%	-
Total investments		349,281		349,702		358,383		368,563		398,883		433,253		447,524		447,359		472,959		487,063		500,849		512,822	2%	15%
Loans, net of unearned income
Consumer(1)		374,811		382,677		385,795		400,938		381,870		373,263		374,608		386,474		375,532		380,804		369,292		376,534	2%	(3%)
Corporate(2)		307,535		305,993		305,948		298,545		339,150		312,029		292,303		289,409		290,456		296,030		295,472		291,233	(1%)	1%
Loans, net of unearned income		682,346		688,670		691,743		699,483		721,020		685,292		666,911		675,883		665,988		676,834		664,764		667,767	-	(1%)
Allowance for credit losses on loans (ACLL)		(12,329)		(12,466)		(12,530)		(12,783)		(20,380)		(26,298)		(26,426)		(24,956)		(21,638)		(19,238)		(17,715)		(16,455)	7%	34%
Total loans, net		670,017		676,204		679,213		686,700		700,640		658,994		640,485		650,927		644,350		657,596		647,049		651,312	1%	-
Goodwill		22,037		22,065		21,822		22,126		21,264		21,399		21,624		22,162		21,905		22,060		21,573		21,299	(1%)	(4%)
Intangible assets (including MSRs)		5,196		5,026		4,844		4,822		4,560		4,451		4,804		4,747		4,741		4,687		4,553		4,495	(1%)	(5%)
Other assets, net of allowance		110,483		115,359		107,933		107,709		112,756		108,068		107,150		110,683		109,433		116,089		123,947		125,879	2%	14%
Total assets	$	1,958,413	$	1,988,226	$	2,014,802	$	1,951,158	$	2,220,114	$	2,232,799	$	2,234,459	$	2,260,090	$	2,314,266	$	2,327,868	$	2,361,876	$	2,291,413	(3%)	1%
Liabilities
Non-interest-bearing deposits in U.S. offices	$	101,354	$	95,659	$	99,731	$	98,811	$	113,371	$	115,386	$	121,183	$	126,942	$	138,192	$	149,373	$	145,103	$	158,552	9%	25%
Interest-bearing deposits in U.S. offices		373,339		382,738		407,872		401,418		462,327		490,823		497,487		503,213		497,335		485,589		567,902		543,283	(4%)	8%
Total U.S. deposits		474,693		478,397		507,603		500,229		575,698		606,209		618,670		630,155		635,527		634,962		713,005		701,835	(2%)	11%
Non-interest-bearing deposits in offices outside the U.S.		80,594		82,750		82,723		85,692		85,439		87,479		94,208		100,543		101,662		101,723		94,016		97,270	3%	(3%)
Interest-bearing deposits in offices outside the U.S.		475,068		484,460		497,443		484,669		523,774		539,972		549,745		549,973		563,786		573,596		540,507		518,125	(4%)	(6%)
Total international deposits		555,662		567,210		580,166		570,361		609,213		627,451		643,953		650,516		665,448		675,319		634,523		615,395	(3%)	(5%)
Total deposits		1,030,355		1,045,607		1,087,769		1,070,590		1,184,911		1,233,660		1,262,623		1,280,671		1,300,975		1,310,281		1,347,528		1,317,230	(2%)	3%
Securities loaned and sold under agreements to resell		190,372		181,133		195,047		166,339		222,324		215,722		207,227		199,525		219,168		221,817		209,184		191,285	(9%)	(4%)
Brokerage payables		62,656		69,839		63,342		48,601		74,368		60,567		54,328		50,484		60,907		59,416		60,501		61,430	2%	22%
Trading account liabilities		136,392		136,294		135,596		119,894		163,995		149,264		146,990		168,027		179,117		174,706		179,286		161,529	(10%)	(4%)
Short-term borrowings		39,322		42,442		35,230		45,049		54,951		40,156		37,439		29,514		32,087		31,462		29,683		27,973	(6%)	(5%)
Long-term debt		243,566		252,189		242,238		248,760		266,098		279,775		273,254		271,686		256,335		264,575		258,274		254,374	(2%)	(6%)
Other liabilities(3)		58,735		62,612		58,510		57,979		60,141		61,269		58,003		59,983		62,404		62,701		75,810		74,920	(1%)	25%
Total liabilities	$	1,761,398	$	1,790,116	$	1,817,732	$	1,757,212	$	2,026,788	$	2,040,413	$	2,039,864	$	2,059,890	$	2,110,993	$	2,124,958	$	2,160,266	$	2,088,741	(3%)	1%
Equity
Stockholders' equity
Preferred stock	$	17,980	$	17,980	$	19,480	$	17,980	$	17,980	$	17,980	$	17,980	$	19,480	$	20,280	$	17,995	$	17,995	$	18,995	6%	(2%)
Common stock		31		31		31		31		31		31		31		31		31		31		31		31	-	-
Additional paid-in capital		107,551		107,657		107,741		107,840		107,550		107,668		107,764		107,846		107,694		107,820		107,922		108,003	-	-
Retained earnings		154,859		158,321		161,797		165,369		163,782		163,515		165,303		168,272		174,816		179,686		183,024		184,948	1%	10%
Treasury stock, at cost		(47,861)		(51,427)		(56,541)		(61,660)		(64,147)		(64,143)		(64,137)		(64,129)		(65,261)		(68,253)		(71,246)		(71,240)	-	(11%)
Accumulated other comprehensive income (loss) (AOCI)(4)		(36,308)		(35,203)		(36,135)		(36,318)		(32,521)		(33,345)		(33,065)		(32,058)		(35,011)		(35,120)		(36,851)		(38,765)	(5%)	(21%)
Total common equity	$	178,272	$	179,379	$	176,893	$	175,262	$	174,695	$	173,726	$	175,896	$	179,962	$	182,269	$	184,164	$	182,880	$	182,977	-	2%
Total Citigroup stockholders' equity	$	196,252	$	197,359	$	196,373	$	193,242	$	192,675	$	191,706	$	193,876	$	199,442	$	202,549	$	202,159	$	200,875	$	201,972	1%	1%
Noncontrolling interests		763		751		697		704		651		680		719		758		724		751		735		700	(5%)	(8%)
Total equity		197,015		198,110		197,070		193,946		193,326		192,386		194,595		200,200		203,273		202,910		201,610		202,672	1%	1%
Total liabilities and equity	$	1,958,413	$	1,988,226	$	2,014,802	$	1,951,158	$	2,220,114	$	2,232,799	$	2,234,459	$	2,260,090	$	2,314,266	$	2,327,868	$	2,361,876	$	2,291,413	(3%)	1%

(1) Consumer loans include loans managed by PBWM and Legacy Franchises (other than Mexico Small Business & Middle-Market Banking (Mexico SBMM) loans).

(2) Corporate loans include loans managed by ICG and Legacy Franchises-Mexico/SBMM.

(3) Includes allowance for credit losses for unfunded lending commitments.

(4) As discussed in note 2 on page 1, Citi's third quarter of 2021 results include an approximate $680 million loss on sale (an approximate $580 million after-tax), related to Citi’s agreement to sell its Australia consumer banking business. The loss primarily reflects the impact of an approximate $625 million ($475 million (after-tax)) currency translation adjustment (CTA) loss (net of hedges) at September 30, 2021, and December 31, 2021, already reflected in the Accumulated Other Comprehensive Income (AOCI) component of equity. Upon closing, the CTA balance will be removed from the AOCI component of equity, resulting in a neutral impact from CTA to Citi’s Common Equity Tier 1 Capital.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 4

OPERATING SEGMENT AND REPORTING UNIT DETAILS

(In millions of dollars)

	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		4Q21 Increase/ (Decrease) from		Full Year		Full Year		Full Year		FY 2021 vs. FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Net Revenues
Institutional Clients Group	$	9,207	$	9,255	$	9,051	$	8,596	$	11,615	$	11,327	$	9,605	$	8,546	$	11,388	$	9,549	$	9,991	$	8,908	(11%)	4%	$	36,109	$	41,093	$	39,836	(3%)
Personal Banking and Wealth Management		6,493		6,418		6,633		6,670		6,797		6,223		6,038		6,082		5,992		5,698		5,852		5,785	(1%)	(5%)		26,214		25,140		23,327	(7%)
Legacy Franchises		2,772		2,830		2,767		2,877		2,418		2,360		2,337		2,339		2,243		2,279		1,536		2,193	43%	(6%)		11,246		9,454		8,251	(13%)
Corporate/Other		297		444		322		435		126		126		(303)		(135)		44		227		68		131	93%	NM		1,498		(186)		470	NM
Total net revenues	$	18,769	$	18,947	$	18,773	$	18,578	$	20,956	$	20,036	$	17,677	$	16,832	$	19,667	$	17,753	$	17,447	$	17,017	(2%)	1%	$	75,067	$	75,501	$	71,884	(5%)
Income from continuing operations
Institutional Clients Group	$	3,085	$	3,109	$	2,901	$	2,571	$	3,504	$	1,816	$	2,782	$	2,709	$	5,430	$	3,433	$	3,115	$	2,330	(25%)	(14%)	$	11,666	$	10,811	$	14,308	32%
Personal Banking and Wealth Management		1,194		1,131		1,347		1,375		(668)		(462)		1,038		1,414		2,420		1,805		1,896		1,613	(15%)	14%		5,047		1,322		7,734	NM
Legacy Franchises		410		417		342		411		(285)		(291)		40		394		320		492		(201)		(620)	NM	NM		1,580		(142)		(9)	94%
Corporate/Other		48		135		353		642		(3)		(6)		(683)		(192)		(193)		463		(141)		(144)	(2%)	25%		1,178		(884)		(15)	98%
Income from continuing operations	$	4,737	$	4,792	$	4,943	$	4,999	$	2,548	$	1,057	$	3,177	$	4,325	$	7,977	$	6,193	$	4,669	$	3,179	(32%)	(26%)	$	19,471	$	11,107	$	22,018	98%
Discontinued operations		(2)		17		(15)		(4)		(18)		(1)		(7)		6		(2)		10		(1)		—	100%	(100%)		(4)		(20)		7	NM
Net income attributable to noncontrolling interests		25		10		15		16		(6)		—		24		22		33		10		24		6	(75%)	(73%)		66		40		73	83%
Net income	$	4,710	$	4,799	$	4,913	$	4,979	$	2,536	$	1,056	$	3,146	$	4,309	$	7,942	$	6,193	$	4,644	$	3,173	(32%)	(26%)	$	19,401	$	11,047	$	21,952	99%

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 5

INSTITUTIONAL CLIENTS GROUP

(In millions of dollars, except as otherwise noted)

																									4Q21 Increase/		Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from		Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Commissions and fees	$	1,044	$	988	$	1,022	$	1,017	$	1,094	$	920	$	974	$	973	$	1,110	$	1,071	$	1,055	$	1,064	1%	9%	$	4,071	$	3,961	$	4,300	9%
Administration and other fiduciary fees		559		588		575		534		553		559		618		618		657		698		676		662	(2%)	7%		2,256		2,348		2,693	15%
Investment banking		1,105		1,094		1,038		1,177		1,226		1,517		1,138		1,101		1,787		1,568		1,685		1,669	(1%)	52%		4,414		4,982		6,709	35%
Principal transactions		2,547		1,864		2,519		1,326		5,228		3,797		2,201		1,690		3,745		2,135		2,229		1,654	(26%)	(2%)		8,256		12,916		9,763	(24%)
Other		279		716		316		503		(120)		420		596		240		356		317		608		91	(85%)	(62%)		1,814		1,136		1,372	21%
Total non-interest revenue		5,534		5,250		5,470		4,557		7,981		7,213		5,527		4,622		7,655		5,789		6,253		5,140	(18%)	11%		20,811		25,343		24,837	(2%)
Net interest income (including dividends)		3,673		4,005		3,581		4,039		3,634		4,114		4,078		3,924		3,733		3,760		3,738		3,768	1%	(4%)		15,298		15,750		14,999	(5%)
Total revenues, net of interest expense		9,207		9,255		9,051		8,596		11,615		11,327		9,605		8,546		11,388		9,549		9,991		8,908	(11%)	4%		36,109		41,093		39,836	(3%)
Total operating expenses		5,238		5,175		5,254		5,078		5,465		5,635		5,551		5,685		5,932		5,829		5,963		6,225	4%	9%		20,745		22,336		23,949	7%
Net credit losses on loans		62		71		95		107		126		273		296		182		175		68		31		82	NM	(55%)		335		877		356	(59%)
Credit reserve build / (release) for loans		(71)		48		25		54		965		3,000		(256)		(1,127)		(1,103)		(812)		14		(192)	NM	83%		56		2,582		(2,093)	NM
Provision for credit losses on unfunded lending commitments		23		(14)		8		74		545		78		405		362		(606)		47		(13)		(181)	NM	NM		91		1,390		(753)	NM
Provisions for credit losses for HTM debt securities and other assets		-		-		-		-		7		54		(17)		(24)		(5)		3		(8)		10	NM	NM		-		20		-	(100%)
Provision for credit losses		14		105		128		235		1,643		3,405		428		(607)		(1,539)		(694)		24		(281)	NM	54%		482		4,869		(2,490)	NM
Income from continuing operations before taxes		3,955		3,975		3,669		3,283		4,507		2,287		3,626		3,468		6,995		4,414		4,004		2,964	(26%)	(15%)		14,882		13,888		18,377	32%
Income taxes		870		866		768		712		1,003		471		844		759		1,565		981		889		634	(29%)	(16%)		3,216		3,077		4,069	32%
Income from continuing operations		3,085		3,109		2,901		2,571		3,504		1,816		2,782		2,709		5,430		3,433		3,115		2,330	(25%)	(14%)		11,666		10,811		14,308	32%
Noncontrolling interests		11		10		8		11		(1)		5		24		22		37		12		24		10	(58%)	(55%)		40		50		83	66%
Net income	$	3,074	$	3,099	$	2,893	$	2,560	$	3,505	$	1,811	$	2,758	$	2,687	$	5,393	$	3,421	$	3,091	$	2,320	(25%)	(14%)	$	11,626	$	10,761	$	14,225	32%
EOP assets (in billions)	$	1,360	$	1,385	$	1,409	$	1,317	$	1,584	$	1,579	$	1,559	$	1,592	$	1,636	$	1,654	$	1,670	$	1,613	(3%)	1%	$	1,317	$	1,592	$	1,613	1%
Average assets (in billions)		1,348		1,383		1,396		1,380		1,443		1,617		1,590		1,614		1,649		1,667		1,660		1,698	2%	5%		1,377	$	1,566	$	1,669	7%
Return on average assets		0.92%		0.90%		0.82%		0.74%		0.98%		0.45%		0.69%		0.66%		1.33%		0.82%		0.74%		0.54%				0.84%		0.69%		0.85%
Efficiency ratio		57%		56%		58%		59%		47%		50%		58%		67%		52%		61%		60%		70%				57%		54%		60%
Revenue by Reporting Unit
Services	$	3,295	$	3,425	$	3,364	$	3,370	$	3,203	$	3,056	$	3,215	$	3,252	$	3,000	$	3,140	$	3,141	$	3,258	4%	-	$	13,454	$	12,726	$	12,539	(1%)
Markets		4,252		4,095		4,006		3,392		6,025		6,455		4,720		3,933		5,933		4,255		4,387		3,343	(24%)	(15%)		15,745		21,133		17,918	(15%)
Banking		1,660		1,735		1,681		1,834		2,387		1,816		1,670		1,361		2,455		2,154		2,463		2,307	(6%)	70%		6,910		7,234		9,379	30%
Total revenues, net of interest expense	$	9,207	$	9,255	$	9,051	$	8,596	$	11,615	$	11,327	$	9,605	$	8,546	$	11,388	$	9,549	$	9,991	$	8,908	(11%)	4%	$	36,109	$	41,093	$	39,836	(3%)
Revenue by region
North America	$	2,860	$	3,204	$	2,839	$	2,913	$	4,507	$	4,554	$	3,544	$	2,932	$	4,475	$	3,279	$	3,727	$	3,278	(12%)	12%	$	11,816	$	15,537	$	14,759	(5%)
EMEA		3,053		2,853		3,028		2,627		3,352		3,281		2,984		2,777		3,602		3,127		2,981		2,705	(9%)	(3%)		11,561		12,394		12,415	-
Latin America		1,117		1,158		1,135		1,144		1,279		1,080		1,002		932		1,000		1,035		1,129		1,113	(1%)	19%		4,554		4,293		4,277	-
Asia		2,177		2,040		2,049		1,912		2,477		2,412		2,075		1,905		2,311		2,108		2,154		1,812	(16%)	(5%)		8,178		8,869		8,385	(5%)
Total revenues, net of interest expense	$	9,207	$	9,255	$	9,051	$	8,596	$	11,615	$	11,327	$	9,605	$	8,546	$	11,388	$	9,549	$	9,991	$	8,908	(11%)	4%	$	36,109	$	41,093	$	39,836	(3%)
Income (loss) from continuing operations by region
North America	$	589	$	877	$	640	$	744	$	909	$	594	$	859	$	643	$	2,529	$	1,074	$	718	$	768	7%	19%	$	2,850	$	3,005	$	5,089	69%
EMEA		1,083		966		1,015		636		1,003		453		916		805		1,440		1,101		990		672	(32%)	(17%)		3,700		3,177		4,203	32%
Latin America		481		472		444		507		503		(69)		239		676		500		507		580		473	(18%)	(30%)		1,904		1,349		2,060	53%
Asia		932		794		802		684		1,089		838		768		585		961		751		827		417	(50%)	(29%)		3,212		3,280		2,956	(10%)
Income from continuing operations	$	3,085	$	3,109	$	2,901	$	2,571	$	3,504	$	1,816	$	2,782	$	2,709	$	5,430	$	3,433	$	3,115	$	2,330	(25%)	(14%)	$	11,666	$	10,811	$	14,308	32%
EOP loans by region (in billions)
North America	$	129	$	129	$	128	$	126	$	155	$	135	$	125	$	125	$	126	$	128	$	128	$	126	(2%)	1%	$	126	$	125	$	126	1%
EMEA		77		79		82		77		83		78		76		77		77		78		77		76	(1%)	(1%)		77		77		76	(1%)
Latin America		33		31		30		31		34		35		30		26		25		26		25		26	4%	-		31		26		26	-
Asia		60		58		58		57		60		57		55		54		56		58		59		57	(3%)	6%		57		54		57	6%
Total	$	299	$	297	$	298	$	291	$	332	$	305	$	286	$	282	$	284	$	290	$	289	$	285	(1%)	1%	$	291	$	282	$	285	1%
Average loans by region (in billions)
North America	$	124	$	127	$	127	$	128	$	130	$	147	$	129	$	123	$	123	$	127	$	128	$	130	2%	6%	$	126	$	131	$	127	(3%)
EMEA		75		76		78		79		77		81		77		75		78		77		77		75	(3%)	-		77		78		77	(1%)
Latin America		34		32		31		30		31		35		33		28		25		26		26		25	(4%)	(11%)		32		32		26	(19%)
Asia		62		59		58		57		57		59		56		54		55		57		58		59	2%	9%		59		57		57	-
Total	$	295	$	294	$	294	$	294	$	295	$	322	$	295	$	280	$	281	$	287	$	289	$	289	-	3%	$	294	$	298	$	287	(4%)
EOP deposits by region (in billions)
North America	$	280	$	291	$	324	$	302	$	374	$	398	$	397	$	384	$	385	$	379	$	408	$	383	(6%)	-%	$	302	$	384	$	383	-
EMEA		175		174		172		167		185		186		192		191		205		204		200		193	(4%)	1%		167		191		193	1%
Latin America		28		28		28		30		30		32		35		35		37		37		39		38	(3%)	7%		30		35		38	7%
Asia		145		151		156		150		168		166		169		172		171		178		186		176	(5%)	3%		150		172		176	3%
Total	$	628	$	644	$	681	$	649	$	758	$	782	$	792	$	782	$	798	$	799	$	833	$	789	(5%)	1%	$	649	$	782	$	789	1%
Average deposits by region (in billions)
North America	$	280	$	287	$	308	$	321	$	331	$	410	$	412	$	413	$	393	$	393	$	404	$	416	3%	1%	$	298	$	391	$	402	3%
EMEA		167		175		174		171		172		186		191		193		198		207		204		206	1%	7%		172		186		204	10%
Latin America		28		28		29		30		30		33		35		35		35		37		38		38	-	9%		29		33		37	12%
Asia		148		151		152		155		159		169		170		181		183		181		185		192	4%	6%		152		170		185	9%
Total	$	623	$	641	$	663	$	677	$	692	$	798	$	808	$	822	$	809	$	818	$	831	$	852	3%	4%	$	651	$	780	$	828	6%

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 6

INSTITUTIONAL CLIENTS GROUP

REPORTING UNIT REVENUES

(In millions of dollars, except as otherwise noted)

																									4Q21 Increase/				Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from				Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21		4Q20		2019		2020		2021		(Decrease)
Services:
Net interest income	$	1,983	$	2,005	$	1,995	$	2,030	$	1,883	$	1,859	$	1,910	$	1,909	$	1,617	$	1,640	$	1,613	$	1,682		4%		(12%)	$	8,013	$	7,561	$	6,552	(13%)
Non-interest revenue		1,312		1,420		1,369		1,340		1,320		1,197		1,305		1,343		1,383		1,500		1,528		1,576		3%		17%		5,441		5,165		5,987	16%
Total Services revenues	$	3,295	$	3,425	$	3,364	$	3,370	$	3,203	$	3,056	$	3,215	$	3,252	$	3,000	$	3,140	$	3,141	$	3,258		4%		-	$	13,454	$	12,726	$	12,539	(1%)
Net interest income	$	1,686	$	1,689	$	1,671	$	1,710	$	1,592	$	1,617	$	1,654	$	1,642	$	1,405	$	1,427	$	1,389	$	1,444		4%		(12%)	$	6,756	$	6,505	$	5,665	(13%)
Non-interest revenue		811		870		850		847		804		671		750		779		783		858		908		960		6%		23%		3,378		3,004		3,509	17%
Treasury and trade solutions	$	2,497	$	2,559	$	2,521	$	2,557	$	2,396	$	2,288	$	2,404	$	2,421	$	2,188	$	2,285	$	2,297	$	2,404		5%		(1%)	$	10,134	$	9,509	$	9,174	(4%)
Net interest income	$	297	$	316	$	324	$	320	$	291	$	242	$	256	$	267	$	212	$	213	$	224	$	238		6%		(11%)	$	1,257	$	1,056	$	887	(16%)
Non-interest revenue		501		550		519		493		516		526		555		564		600		642		620		616		(1%)		9%		2,063		2,161		2,478	15%
Securities services	$	798	$	866	$	843	$	813	$	807	$	768	$	811	$	831	$	812	$	855	$	844	$	854		1%		3%	$	3,320	$	3,217	$	3,365	5%
Markets:
Net interest income	$	807	$	1,168	$	765	$	1,160	$	1,024	$	1,473	$	1,406	$	1,298	$	1,309	$	1,379	$	1,265	$	1,250		(1%)		(4%)	$	3,900	$	5,201	$	5,203	-
Non-interest revenue		3,445		2,927		3,241		2,232		5,001		4,982		3,314		2,635		4,624		2,876		3,122		2,093		(33%)		(21%)		11,845		15,932		12,715	(20%)
Total Markets revenues	$	4,252	$	4,095	$	4,006	$	3,392	$	6,025	$	6,455	$	4,720	$	3,933	$	5,933	$	4,255	$	4,387	$	3,343		(24%)		(15%)	$	15,745	$	21,133	$	17,918	(15%)
Fixed income markets	$	3,272	$	3,156	$	3,099	$	2,750	$	4,689	$	5,601	$	3,723	$	3,046	$	4,346	$	3,111	$	3,040	$	2,425		(20%)		(20%)	$	12,277	$	17,059	$	12,922	(24%)
Equity markets		980		939		907		642		1,336		854		997		887		1,587		1,144		1,347		918		(32%)		3%		3,468		4,074		4,996	23%
Total Markets revenues	$	4,252	$	4,095	$	4,006	$	3,392	$	6,025	$	6,455	$	4,720	$	3,933	$	5,933	$	4,255	$	4,387	$	3,343		(24%)		(15%)	$	15,745	$	21,133	$	17,918	(15%)
Rates and currencies	$	2,364	$	2,088	$	2,468	$	2,199	$	4,015	$	3,566	$	2,503	$	1,992	$	3,024	$	1,978	$	2,112	$	1,721		(19%)		(14%)	$	9,119	$	12,076	$	8,835	(27%)
Spread products / other fixed income		908		1,068		631		551		674		2,035		1,220		1,054		1,322		1,133		928		704		(24%)		(33%)		3,158		4,983		4,087	(18%)
Total fixed income markets revenues	$	3,272	$	3,156	$	3,099	$	2,750	$	4,689	$	5,601	$	3,723	$	3,046	$	4,346	$	3,111	$	3,040	$	2,425		(20%)		(20%)	$	12,277	$	17,059	$	12,922	(24%)
Banking:
Net interest income	$	883	$	832	$	821	$	849	$	727	$	782	$	762	$	717	$	807	$	741	$	860	$	836		(3%)		17%	$	3,385	$	2,988	$	3,244	9%
Non-interest revenue		777		903		860		985		1,660		1,034		908		644		1,648		1,413		1,603		1,471		(8%)		NM		3,525		4,246		6,135	44%
Total Banking revenues, including gain/(loss) on loan hedges	$	1,660	$	1,735	$	1,681	$	1,834	$	2,387	$	1,816	$	1,670	$	1,361	$	2,455	$	2,154	$	2,463	$	2,307		(6%)		70%	$	6,910	$	7,234	$	9,379	30%
Investment banking
Advisory	$	378	$	232	$	276	$	373	$	386	$	229	$	163	$	232	$	281	$	405	$	539	$	571		6%		NM	$	1,259	$	1,010	$	1,796	78%
Equity underwriting		129		268		203		210		140		456		435		392		835		484		468		462		(1%)		18%		810		1,423		2,249	58%
Debt underwriting		559		504		424		523		438		810		518		407		682		614		770		520		(32%)		28%		2,010		2,173		2,586	19%
Total investment banking		1,066		1,004		903		1,106		964		1,495		1,116		1,031		1,798		1,503		1,777		1,553		(13%)		51%		4,079		4,606		6,631	44%
Corporate lending - excluding gain/(loss) on loan hedges(1)		825		806		811		821		626		747		676		638		735		688		732		733		-		15%		3,263		2,687		2,888	7%
Total Banking revenues (ex-gain/(loss) on loan hedges)(1)	$	1,891	$	1,810	$	1,714	$	1,927	$	1,590	$	2,242	$	1,792	$	1,669	$	2,533	$	2,191	$	2,509	$	2,286		(9%)		37%	$	7,342	$	7,293	$	9,519	31%
Gain/(loss) on loan hedges(1)		(231)		(75)		(33)		(93)		797		(426)		(122)		(308)		(78)		(37)		(46)		21		NM		NM		(432)		(59)		(140)	NM
Total Banking revenues including g/(l) on loan hedges(1)	$	1,660	$	1,735	$	1,681	$	1,834	$	2,387	$	1,816	$	1,670	$	1,361	$	2,455	$	2,154	$	2,463	$	2,307		(6%)		70%	$	6,910	$	7,234	$	9,379	30%
Total ICG revenues, net of interest expense	$	9,207	$	9,255	$	9,051	$	8,596	$	11,615	$	11,327	$	9,605	$	8,546	$	11,388	$	9,549	$	9,991	$	8,908		(11%)		4%	$	36,109	$	41,093	$	39,836	(3%)
Taxable-equivalent adjustments(2)		119		120		137		132		101		103		119		151		114		181		105		159		51%		5%		508		474		559	18%
Total ICG revenues - including taxable-equivalent adjustments(2)	$	9,326	$	9,375	$	9,188	$	8,728	$	11,716	$	11,430	$	9,724	$	8,697	$	11,502	$	9,730	$	10,096	$	9,067		(10%)		4%	$	36,617	$	41,567	$	40,395	(3%)

(1) Credit derivatives are used to economically hedge a portion of the corporate loan portfolio that includes both accrual loans and loans at fair value. Gain/(loss) on loan hedges includes the mark-to-market on the credit derivatives partially offset by the mark-to-market on the loans in the portfolio that are at fair value. Hedges on accrual loans reflect the mark-to-market on credit derivatives used to economically hedge the corporate loan accrual portfolio. The fixed premium costs of these hedges are netted against the corporate lending revenues to reflect the cost of credit protection. Citigroup’s results of operations excluding the impact of gain/(loss) on loan hedges are non-GAAP financial measures.

(2) Primarily relates to income tax credits related to affordable housing and alternative energy investments as well as tax exempt income from municipal bond investments.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 7

PERSONAL BANKING AND WEALTH MANAGEMENT

(In millions of dollars, except as otherwise noted)

																									4Q21 Increase/		Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from		Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Net interest income	$	5,751	$	5,744	$	5,909	$	5,919	$	5,905	$	5,598	$	5,391	$	5,432	$	5,165	$	4,985	$	5,174	$	5,322	3%	(2%)	$	23,323	$	22,326	$	20,646	(8%)
Non-interest revenue		742		674		724		751		892		625		647		650		827		713		678		463	(32%)	(29%)		2,891		2,814		2,681	(5%)
Total revenues, net of interest expense		6,493		6,418		6,633		6,670		6,797		6,223		6,038		6,082		5,992		5,698		5,852		5,785	(1%)	(5%)		26,214		25,140		23,327	(7%)
Total operating expenses		3,421		3,456		3,371		3,313		3,456		3,255		3,372		3,516		3,422		3,547		3,624		4,017	11%	14%		13,561		13,599		14,610	7%
Net credit losses on loans		1,452		1,460		1,384		1,448		1,524		1,522		1,250		933		990		862		641		568	(11%)	(39%)		5,744		5,229		3,061	(41%)
Credit reserve build / (release) for loans		117		75		147		123		2,711		2,033		66		(197)		(1,542)		(1,040)		(836)		(866)	(4%)	NM		462		4,613		(4,284)	NM
Provision for credit losses on unfunded lending commitments		2		4		2		-		4		23		9		(10)		(11)		5		(7)		(3)	57%	70%		8		26		(16)	NM
Provisions for benefits and claims, and other assets		6		6		4		2		5		20		(2)		(6)		6		3		1		5	NM	NM		18		17		15	(12%)
Provisions for credit losses and for benefits and claims (PBC)		1,577		1,545		1,537		1,573		4,244		3,598		1,323		720		(557)		(170)		(201)		(296)	(47%)	NM		6,232		9,885		(1,224)	NM
Income (loss) from continuing operations before taxes		1,495		1,417		1,725		1,784		(903)		(630)		1,343		1,846		3,127		2,321		2,429		2,064	(15%)	12%		6,421		1,656		9,941	NM
Income taxes (benefits)		301		286		378		409		(235)		(168)		305		432		707		516		533		451	(15%)	4%		1,374		334		2,207	NM
Income (loss) from continuing operations		1,194		1,131		1,347		1,375		(668)		(462)		1,038		1,414		2,420		1,805		1,896		1,613	(15%)	14%		5,047		1,322		7,734	NM
Noncontrolling interests		-		-		-		-		-		-		-		-		-		-		-		-	-	-		-		-		-	-
Net income (loss)	$	1,194	$	1,131	$	1,347	$	1,375	$	(668)	$	(462)	$	1,038	$	1,414	$	2,420	$	1,805	$	1,896	$	1,613	(15%)	14%	$	5,047	$	1,322	$	7,734	NM
EOP assets (in billions)	$	380	$	390	$	396	$	417	$	435	$	452	$	469	$	453	$	461	$	452	$	477	$	464	(3%)	2%	$	417	$	453	$	464	2%
Average assets (in billions)		380		384		393		403		426		449		465		474		458		458		474		476	-	-		390		454		467	3%
Return on average assets		1.27%		1.18%		1.36%		1.35%		(0.63%)		(0.41%)		0.89%		1.19%		2.14%		1.58%		1.59%		1.34%				1.29%		0.29%		1.66%
Efficiency ratio		53%		54%		51%		50%		51%		52%		56%		58%		57%		62%		62%		69%				52%		54%		63%
Revenue by Reporting Unit
Branded cards	$	2,200	$	2,202	$	2,339	$	2,444	$	2,354	$	2,226	$	2,075	$	2,144	$	2,104	$	1,968	$	2,045	$	2,073	1%	(3%)	$	9,185	$	8,799	$	8,190	(7%)
Retail services		1,677		1,613		1,717		1,709		1,752		1,409		1,364		1,440		1,305		1,210		1,277		1,290	1%	(10%)		6,716		5,965		5,082	(15%)
Retail banking		692		707		693		684		710		704		696		680		635		618		629		624	(1%)	(8%)		2,776		2,790		2,506	(10%)
U.S. Personal Banking		4,569		4,522		4,749		4,837		4,816		4,339		4,135		4,264		4,044		3,796		3,951		3,987	1%	(6%)		18,677		17,554		15,778	(10%)
Global Wealth Management		1,924		1,896		1,884		1,833		1,981		1,884		1,903		1,818		1,948		1,902		1,901		1,798	(5%)	(1%)		7,537		7,586		7,549	-
Total	$	6,493	$	6,418	$	6,633	$	6,670	$	6,797	$	6,223	$	6,038	$	6,082	$	5,992	$	5,698	$	5,852	$	5,785	(1%)	(5%)	$	26,214	$	25,140	$	23,327	(7%)
EOP loans by Reporting Unit (in billions)
U.S. Personal Banking	$	174	$	178	$	179	$	187	$	175	$	167	$	164	$	168	$	157	$	159	$	159	$	167	5%	(1%)	$	187	$	168	$	167	(1%)
Global Wealth Management		119		123		127		132		133		133		137		141		145		150		150		151	1%	7%		132		141		151	7%
Total	$	292	$	301	$	306	$	319	$	308	$	300	$	301	$	309	$	302	$	309	$	309	$	318	3%	3%	$	319	$	309	$	318	3%
Average loans by Reporting Unit (in billions)
U.S. Personal Banking	$	176	$	175	$	177	$	181	$	180	$	168	$	164	$	164	$	159	$	157	$	158	$	162	3%	(1%)	$	177	$	169	$	159	(6%)
Global Wealth Management		117		120		125		129		133		132		136		139		144		147		151		150	(1%)	8%		123		135		148	10%
Total	$	293	$	295	$	302	$	310	$	313	$	300	$	300	$	303	$	303	$	304	$	309	$	312	1%	3%	$	300	$	304	$	307	1%
EOP deposits by Reporting Unit (in billions)
U.S. Personal Banking	$	83	$	82	$	84	$	86	$	92	$	100	$	103	$	108	$	113	$	113	$	114	$	117	3%	8%	$	86	$	108	$	117	8%
Global Wealth Management		230		228		236		245		248		260		273		289		293		304		317		329	4%	14%		245		289		329	14%
Total	$	313	$	310	$	319	$	331	$	340	$	360	$	376	$	397	$	406	$	417	$	430	$	446	4%	12%	$	331	$	397	$	446	12%
Average deposits by Reporting Unit (in billions)
U.S. Personal Banking	$	79	$	81	$	82	$	83	$	88	$	95	$	100	$	104	$	108	$	113	$	114	$	114	-	10%	$	82	$	97	$	112	15%
Global Wealth Management		226		227		231		241		244		253		267		281		289		297		310		323	4%	15%		231		261		305	17%
Total	$	305	$	308	$	313	$	324	$	332	$	348	$	367	$	385	$	397	$	410	$	424	$	437	3%	14%	$	313	$	358	$	417	16%

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 8

LEGACY FRANCHISES⁽¹⁾

(In millions of dollars, except as otherwise noted)

																									4Q21 Increase/		Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from		Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Net interest income	$	1,958	$	1,974	$	1,967	$	1,995	$	1,887	$	1,725	$	1,667	$	1,694	$	1,563	$	1,621	$	1,532	$	1,534	-	(9%)	$	7,894	$	6,973	$	6,250	(10%)
Non-interest revenue(2)		814		856		800		882		531		635		670		645		680		658		4		659	NM	2%		3,352		2,481		2,001	(19%)
Total revenues, net of interest expense		2,772		2,830		2,767		2,877		2,418		2,360		2,337		2,339		2,243		2,279		1,536		2,193	43%	(6%)		11,246		9,454		8,251	(13%)
Total operating expenses(3)		1,821		1,816		1,849		1,877		1,730		1,581		1,696		1,883		1,752		1,788		1,748		2,971	70%	58%		7,363		6,890		8,259	20%
Net credit losses on loans		434		432		434		389		409		366		373		357		583		390		289		216	(25%)	(39%)		1,689		1,505		1,478	(2%)
Credit reserve build / (release) for loans		(50)		3		(23)		2		642		796		202		(524)		(582)		(594)		(327)		(118)	64%	77%		(68)		1,116		(1,621)	NM
Provision for credit losses on unfunded lending commitments		(1)		(5)		(1)		-		8		12		10		-		(9)		(8)		7		(9)	NM	NM		(7)		30		(19)	NM
Provisions for benefits and claims, HTM debt securities and other assets		6		13		13		23		14		20		47		7		52		8		17		23	35%	NM		55		88		100	14%
Provisions for credit losses and for benefits and claims (PBC)		389		443		423		414		1,073		1,194		632		(160)		44		(204)		(14)		112	NM	NM		1,669		2,739		(62)	NM
Income from continuing operations before taxes		562		571		495		586		(385)		(415)		9		616		447		695		(198)		(890)	NM	NM		2,214		(175)		54	NM
Income taxes (benefits)		152		154		153		175		(100)		(124)		(31)		222		127		203		3		(270)	NM	NM		634		(33)		63	NM
Income from continuing operations		410		417		342		411		(285)		(291)		40		394		320		492		(201)		(620)	NM	NM		1,580		(142)		(9)	94%
Noncontrolling interests		5		1		15		7		(2)		(3)		-		(1)		(3)		(2)		(1)		(4)	NM	NM		28		(6)		(10)	(67%)
Net income	$	405	$	416	$	327	$	404	$	(283)	$	(288)	$	40	$	395	$	323	$	494	$	(200)	$	(616)	NM	NM	$	1,552	$	(136)	$	1	101%
EOP assets (in billions)	$	131	$	134	$	132	$	136	$	122	$	123	$	124	$	131	$	129	$	131	$	124	$	125	1%	(5%)	$	136	$	131	$	125	(5%)
Average assets (in billions)		133		133		133		135		133		124		125		129		129		128		126		123	(2%)	(5%)		134		128		127	(1%)
Return on average assets		1.23%		1.25%		0.98%		1.19%		(0.86%)		(0.93%)		0.13%		1.22%		1.02%		1.55%		(0.63%)		(1.99%)				1.16%		(0.11%)		0.00%
Efficiency ratio		66%		64%		67%		65%		72%		67%		73%		81%		78%		78%		114%		135%				65%		73%		100%
Revenue by Reporting Unit and component
Asia Consumer	$	1,192	$	1,244	$	1,237	$	1,242	$	1,146	$	1,029	$	1,090	$	1,046	$	1,075	$	1,052	$	330	$	948	NM	(9%)	$	4,915	$	4,311	$	3,405	(21%)
Mexico Consumer/SBMM		1,407		1,459		1,416		1,526		1,324		1,163		1,161		1,237		1,137		1,184		1,162		1,168	1%	(6%)		5,808		4,885		4,651	(5%)
Legacy Holdings Assets		173		127		114		109		(52)		168		86		56		31		43		44		77	75%	38%		523		258		195	(24%)
Total	$	2,772	$	2,830	$	2,767	$	2,877	$	2,418	$	2,360	$	2,337	$	2,339	$	2,243	$	2,279	$	1,536	$	2,193	43%	(6%)	$	11,246	$	9,454	$	8,251	(13%)

(1) Legacy Franchises consists of the consumer franchises in 13 markets across Asia and EMEA that Citi intends to exit (Asia Consumer), the consumer, small business & middle-market banking (Mexico SBMM) operations in Mexico (collectively Mexico Consumer/SBMM); and Legacy Holdings Assets (primarily North America consumer mortgage loans and other legacy assets).

(2) See footnote 2 on page 1.

(3) See footnote 3 on page 1.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 9

CORPORATE / OTHER⁽¹⁾

(In millions of dollars, except as otherwise noted)

																									4Q21 Increase/		Full		Full		Full		FY 2021 vs.
	1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		1Q		2Q		3Q		4Q		(Decrease) from		Year		Year		Year		FY 2020 Increase/
	2019		2019		2019		2019		2020		2020		2020		2020		2021		2021		2021		2021		3Q21	4Q20	2019		2020		2021		(Decrease)
Net interest income	$	570	$	416	$	383	$	244	$	291	$	(87)	$	(268)	$	(234)	$	45	$	112	$	247	$	195	(21%)	NM	$	1,613	$	(298)	$	599	NM
Non-interest revenue		(273)		28		(61)		191		(165)		213		(35)		99		(1)		115		(179)		(64)	64%	NM		(115)		112		(129)	NM
Total revenues, net of interest expense		297		444		322		435		126		126		(303)		(135)		44		227		68		131	93%	NM		1,498		(186)		470	NM
Total operating expenses		297		242		189		386		217		259		720		353		307		307		442		319	(28%)	(10%)		1,114		1,549		1,375	(11%)
Provisions for HTM debt securities and other assets		-		-		-		-		-		-		1		1		(3)		2		(1)		-	100%	(100%)		-		2		(2)	NM
Income (loss) from continuing operations before taxes		-		202		133		49		(91)		(133)		(1,024)		(489)		(260)		(82)		(373)		(188)	50%	62%		384		(1,737)		(903)	48%
Income taxes (benefits)		(48)		67		(220)		(593)		(88)		(127)		(341)		(297)		(67)		(545)		(232)		(44)	81%	85%		(794)		(853)		(888)	(4%)
Income (loss) from continuing operations		48		135		353		642		(3)		(6)		(683)		(192)		(193)		463		(141)		(144)	(2%)	25%		1,178		(884)		(15)	98%
Income (loss) from discontinued operations, net of taxes		(2)		17		(15)		(4)		(18)		(1)		(7)		6		(2)		10		(1)		-	100%	(100%)		(4)		(20)		7	NM
Noncontrolling interests		9		(1)		(8)		(2)		(3)		(2)		-		1		(1)		-		1		-	(100%)	(100%)		(2)		(4)		-	100%
Net income (loss)	$	37	$	153	$	346	$	640	$	(18)	$	(5)	$	(690)	$	(187)	$	(194)	$	473	$	(143)	$	(144)	(1%)	23%	$	1,176	$	(900)	$	(8)	99%
EOP assets (in billions)	$	87	$	79	$	78	$	81	$	79	$	79	$	82	$	84	$	88	$	91	$	91	$	89	(2%)	6%	$	81	$	84	$	89	6%

(1) Includes certain unallocated costs of global staff functions (including finance, risk, human resources, legal and compliance), other corporate expenses and unallocated global operations and technology expenses and income taxes, as well as Corporate Treasury and discontinued operations.

NM Not meaningful.

Reclassified to conform to the current period's presentation.

Page 10

EX-99.2

			Exhibit 99.2
Citigroup Inc. securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:
Title of each class	Ticker Symbol(s)	Title for iXBRL	Name of each exchange on which registered
Common Stock, par value $.01 per share	C	Common Stock, par value $.01 per share	New York Stock Exchange
Depositary Shares, each representing 1/1,000th interest in a share of 7.125% Fixed/Floating Rate Noncumulative Preferred Stock, Series J	C Pr J	Dep Shs, represent 1/1,000th interest in a share of 7.125% Fix/Float Rate Noncum Pref Stk, Ser J	New York Stock Exchange
Depositary Shares, each representing 1/1,000th interest in a share of 6.875% Fixed/Floating Rate Noncumulative Preferred Stock, Series K	C Pr K	Dep Shs, represent 1/1,000th interest in a share of 6.875% Fix/Float Rate Noncum Pref Stk, Ser K	New York Stock Exchange
7.625% Trust Preferred Securities of Citigroup Capital III (and registrant’s guaranty with respect thereto)	C/36Y	7.625% TRUPs of Cap III (and registrant’s guaranty)	New York Stock Exchange
7.875% Fixed Rate / Floating Rate Trust Preferred Securities (TruPS®) of Citigroup Capital XIII (and registrant’s guaranty with respect thereto)	C N	7.875% FXD / FRN TruPS of Cap XIII (and registrant’s guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Callable Step-Up Coupon Notes Due March 31, 2036 of CGMHI (and registrant’s guaranty with respect thereto)	C/36A	MTN, Series N, Callable Step-Up Coupon Notes Due Mar 2036 of CGMHI (and registrant’s guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Callable Step-Up Coupon Notes Due February 26, 2036 of CGMHI (and registrant's guaranty with respect thereto)	C/36	MTN, Series N, Callable Step-Up Coupon Notes Due Feb 2036 of CGMHI (and registrant's guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Callable Fixed Rate Notes Due December 18, 2035 of CGMHI (and registrant's guaranty with respect thereto)	C/35	MTN, Series N, Callable Fixed Rate Notes Due Dec 2035 of CGMHI (and registrant's guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Callable Fixed Rate Notes Due April 26, 2028 of CGMHI (and registrant’s guaranty with respect thereto)	C/28	MTN, Series N, Callable Fixed Rate Notes Due Apr 2028 of CGMHI (and registrant’s guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Floating Rate Notes Due September 17, 2026 of CGMHI (and registrant’s guaranty with respect thereto)	C/26	MTN, Series N, Floating Rate Notes Due Sept 2026 of CGMHI (and registrat’s guaranty)	New York Stock Exchange

Medium-Term Senior Notes, Series N, Floating Rate Notes Due September 15, 2028 of CGMHI (and registrant’s guaranty with respect thereto)	C/28A	MTN, Series N, Floating Rate Notes Due Sept 2028 of CGMHI (and registrat’s guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Floating Rate Notes Due October 6, 2028 of CGMHI (and registrant’s guaranty with respect thereto)	C/28B	MTN, Series N, Floating Rate Notes Due Oct 2028 of CGMHI (and registrat’s guaranty)	New York Stock Exchange
Medium-Term Senior Notes, Series N, Floating Rate Notes Due March 21, 2029 of CGMHI (and registrant’s guaranty with respect thereto)	C/29A	MTN, Series N, Floating Rate Notes Due Mar 2029 of CGMHI (and registrant’s guaranty)	New York Stock Exchange

XML

Document and Entity Information	Apr. 12, 2022
Document Type	8-K
Document Period End Date	Apr. 12, 2022
Entity File Number	1-9924
Entity Registrant Name	Citigroup Inc.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	52-1568099
Entity Address, Address Line One	388 Greenwich Street
Entity Address, City or Town	New York
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	10013
City Area Code	212
Local Phone Number	559-1000
Written Communications	false
Soliciting Material	false
Pre-commencement Tender Offer	false
Pre-commencement Issuer Tender Offer	false
Entity Emerging Growth Company	false
Entity Central Index Key	0000831001
Amendment Flag	false
Common Stock [Member]
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	C
Security Exchange Name	NYSE
Series J Preferred Stock [Member]
Title of 12(b) Security	Dep Shs, represent 1/1,000th interest in a share of 7.125% Fix/Float Rate Noncum Pref Stk, Ser J
Trading Symbol	C Pr J
Security Exchange Name	NYSE
Series K Preferred Stock [Member]
Title of 12(b) Security	Dep Shs, represent 1/1,000th interest in a share of 6.875% Fix/Float Rate Noncum Pref Stk, Ser K
Trading Symbol	C Pr K
Security Exchange Name	NYSE
Citigroup Capital III [Member]
Title of 12(b) Security	7.625% TRUPs of Cap III (and registrant’s guaranty)
Trading Symbol	C/36Y
Security Exchange Name	NYSE
Citigroup Capital XIII [Member]
Title of 12(b) Security	7.875% FXD / FRN TruPS of Cap XIII (and registrant’s guaranty)
Trading Symbol	C N
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Mar 2036 [Member]
Title of 12(b) Security	MTN, Series N, Callable Step-Up Coupon Notes Due Mar 2036 of CGMHI (and registrant’s guaranty)
Trading Symbol	C/36A
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Dec 2035 [Member]
Title of 12(b) Security	MTN, Series N, Callable Fixed Rate Notes Due Dec 2035 of CGMHI (and registrant's guaranty)
Trading Symbol	C/35
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Feb 2036 [Member]
Title of 12(b) Security	MTN, Series N, Callable Step-Up Coupon Notes Due Feb 2036 of CGMHI (and registrant's guaranty)
Trading Symbol	C/36
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Apr 2028 [Member]
Title of 12(b) Security	MTN, Series N, Callable Fixed Rate Notes Due Apr 2028 of CGMHI (and registrant’s guaranty)
Trading Symbol	C/28
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Sept 2026 [Member]
Title of 12(b) Security	MTN, Series N, Floating Rate Notes Due Sept 2026 of CGMHI (and registrat’s guaranty)
Trading Symbol	C/26
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Sept 2028 [Member]
Title of 12(b) Security	MTN, Series N, Floating Rate Notes Due Sept 2028 of CGMHI (and registrat’s guaranty)
Trading Symbol	C/28A
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Oct 2028 [Member]
Title of 12(b) Security	MTN, Series N, Floating Rate Notes Due Oct 2028 of CGMHI (and registrat’s guaranty)
Trading Symbol	C/28B
Security Exchange Name	NYSE
Series N Medium Term Senior Notes Due Mar 2029 [Member]
Title of 12(b) Security	MTN, Series N, Floating Rate Notes Due Mar 2029 of CGMHI (and registrant’s guaranty)
Trading Symbol	C/29A
Security Exchange Name	NYSE