PLEDGED ASSETS, COLLATERAL, GUARANTEES AND COMMITMENTS (Tables)

12 Months Ended

Dec. 31, 2013

PLEDGED ASSETS, COLLATERAL, GUARANTEES AND COMMITMENTS

Carrying values of the significant components of pledged assets recognized

In millions of dollars	2013		2012
Investment securities	$	183,071	$	187,295
Loans	228,513		234,797
Trading account assets	118,832		123,178
Total	$	530,416	$	545,270

Future minimum annual rentals under noncancelable leases, net of sublease income

In millions of dollars
2014	$	1,557
2015	1,192
2016	1,018
2017	826
2018	681
Thereafter	5,489
Total	$	10,763

Schedule of Guarantor Obligations by Expiration Date, Amount Outstanding and Carrying Value

	Maximum potential amount of future payments
In billions of dollars at December 31, 2013 except carrying value in millions	Expire within1 year		Expire after1 year		Total amountoutstanding		Carrying value (in millions of dollars)
Financial standby letters of credit	$	28.8	$	71.4	$	100.2	$	428.8
Performance guarantees	7.6		4.9		12.5		41.8
Derivative instruments considered to be guarantees	6.0		61.6		67.6		797.0
Loans sold with recourse	—		0.3		0.3		22.3
Securities lending indemnifications(1)	79.2		—		79.2		—
Credit card merchant processing(1)	85.9		—		85.9		—
Custody indemnifications and other	—		36.3		36.3		—
Total	$	207.5	$	174.5	$	382.0	$	1,289.9

	Maximum potential amount of future payments
In billions of dollars at December 31, 2012 except carrying value in millions	Expire within1 year		Expire after1 year		Total amountoutstanding		Carrying value (in millions of dollars)
Financial standby letters of credit	$	22.3	$	79.8	$	102.1	$	432.8
Performance guarantees	7.3		4.7		12.0		41.6
Derivative instruments considered to be guarantees	11.2		45.5		56.7		2,648.7
Loans sold with recourse	—		0.5		0.5		87.0
Securities lending indemnifications(1)	80.4		—		80.4		—
Credit card merchant processing(1)	79.7		—		79.7		—
Custody indemnifications and other	—		30.2		30.2		—
Total	$	200.9	$	160.7	$	361.6	$	3,210.1

(1) The carrying values of securities lending indemnifications and credit card merchant processing were not material for either period presented, as the probability of potential liabilities arising from these guarantees is minimal.

Schedule of Guarantor Obligations by Credit Ratings

	Maximum potential amount of future payments
In billions of dollars at December 31, 2013	Investmentgrade		Non-investmentgrade		Notrated		Total
Financial standby letters of credit	$	76.2	$	14.8	$	9.2	$	100.2
Performance guarantees	7.4		3.6		1.5		12.5
Derivative instruments deemed to be guarantees	—		—		67.6		67.6
Loans sold with recourse	—		—		0.3		0.3
Securities lending indemnifications	—		—		79.2		79.2
Credit card merchant processing	—		—		85.9		85.9
Custody indemnifications and other	36.2		0.1		—		36.3
Total	$	119.8	$	18.5	$	243.7	$	382.0

	Maximum potential amount of future payments
In billions of dollars at December 31, 2012	Investmentgrade		Non-investmentgrade		Notrated		Total
Financial standby letters of credit	$	80.9	$	11.0	$	10.2	$	102.1
Performance guarantees	7.3		3.0		1.7		12.0
Derivative instruments deemed to be guarantees	—		—		56.7		56.7
Loans sold with recourse	—		—		0.5		0.5
Securities lending indemnifications	—		—		80.4		80.4
Credit card merchant processing	—		—		79.7		79.7
Custody indemnifications and other	30.1		0.1		—		30.2
Total	$	118.3	$	14.1	$	229.2	$	361.6

Schedule of Credit Commitments

In millions of dollars	U.S.		Outside ofU.S.		Total December 31,2013		Total December 31,2012
Commercial and similar letters of credit	$	1,427	$	5,914	$	7,341	$	7,311
One- to four-family residential mortgages	1,684		3,262		4,946		3,893
Revolving open-end loans secured by one- to four-family residential properties	13,879		2,902		16,781		18,176
Commercial real estate, construction and land development	1,830		895		2,725		3,496
Credit card lines	507,913		133,198		641,111		620,700
Commercial and other consumer loan commitments	141,287		95,425		236,712		228,492
Other commitments and contingencies	1,611		611		2,222		2,259
Total	$	669,631	$	242,207	$	911,838	$	884,327