INTEREST REVENUE AND EXPENSE (Tables)

12 Months Ended

Dec. 31, 2013

INTEREST REVENUE AND EXPENSE

Interest revenue and expense

In millions of dollars	2013		2012		2011
Interest revenue
Loan interest, including fees	$	45,580	$	47,712	$	49,466
Deposits with banks	1,026		1,261		1,742
Federal funds sold and securities borrowed or purchased under agreements to resell	2,566		3,418		3,631
Investments, including dividends	6,919		7,525		8,320
Trading account assets(1)	6,277		6,802		8,186
Other interest	602		580		513
Total interest revenue	$	62,970	$	67,298	$	71,858
Interest expense
Deposits(2)	$	6,236	$	7,690	$	8,531
Federal funds purchased and securities loaned or sold under agreements to repurchase	2,339		2,817		3,197
Trading account liabilities(1)	169		190		408
Short-term borrowings	597		727		650
Long-term debt	6,836		9,188		11,423
Total interest expense	$	16,177	$	20,612	$	24,209
Net interest revenue	$	46,793	$	46,686	$	47,649
Provision for loan losses	7,604		10,458		11,336
Net interest revenue after provision for loan losses	$	39,189	$	36,228	$	36,313

(1) Interest expense on Trading account liabilities of ICG is reported as a reduction of interest revenue from Trading account assets.

(2) Includes deposit insurance fees and charges of $1,132 million, $1,262 million and $1,332 million for 2013, 2012 and 2011, respectively.