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INTEREST REVENUE AND EXPENSE (Details) (USD $)
In Millions, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest revenue        
Loan interest, including fees $ 11,308 $ 11,976 $ 34,033 $ 35,991
Deposits with banks 255 294 763 988
Federal funds sold and securities borrowed or purchased under agreements to resell 617 825 2,007 2,670
Investments, including dividends 1,689 1,882 5,178 5,646
Trading account assets 1,491 1,616 4,790 5,008
Other interest 103 144 492 414
Total interest revenue 15,463 16,737 47,263 50,717
Interest expense        
Deposits 1,490 1,917 4,749 5,860
Federal funds purchased and securities loaned or sold under agreements to repurchase 561 713 1,800 2,161
Trading account liabilities 46 46 131 151
Short-term borrowings 150 173 461 564
Long-term debt 1,705 2,177 5,299 7,211
Total interest expense 3,952 5,026 12,440 15,947
Net interest revenue 11,511 11,711 34,823 34,770
Provision for loan losses 1,652 2,436 5,693 7,620
Net interest revenue after provision for loan losses 9,859 9,275 29,130 27,150
Insurance fees and charges $ 267 $ 290 $ 855 $ 959