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LOANS (Details 4) (USD $)
In Millions, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Loans receivable        
Number of days past due, default status 60 days 60 days 60 days 60 days
Consumer | Commercial market loans
       
Loans receivable        
Number of days past due, default status 90 days 90 days 90 days 90 days
Consumer | In North America Offices
       
Loans receivable        
Number of loans modified 118,458 181,344 287,857 628,907
Post-modification recorded investment 4,754 2,414 8,273 8,594
Chapter 7 bankruptcy 635   635  
Deferred principal 3   12 73
Contingent principal forgiveness   10 2 46
Principal forgiveness 74   439 1
Loans in default 374 798 1,422 2,539
Consumer | In North America Offices | Residential First Mortgage Loans
       
Loans receivable        
Number of loans modified 33,751 7,448 47,567 26,823
Post-modification recorded investment 3,905 1,187 6,365 4,224
Chapter 7 bankruptcy 181   181  
Deferred principal 2   8 57
Contingent principal forgiveness   10 2 45
Principal forgiveness 66   405  
Average interest rate reduction (as a percent) 1.00% 2.00% 2.00% 2.00%
Loans in default 240 448 893 1,303
Consumer | In North America Offices | Residential First Mortgage Loans | New OCC guidance
       
Loans receivable        
Post-modification recorded investment 1,327   1,327  
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankcruptcy 2,797   2,797  
Consumer | In North America Offices | Home equity loans
       
Loans receivable        
Number of loans modified 23,728 3,770 28,584 14,521
Post-modification recorded investment 507 195 689 759
Chapter 7 bankruptcy 454   454  
Deferred principal 1   4 16
Contingent principal forgiveness       1
Principal forgiveness 8   34  
Average interest rate reduction (as a percent)   4.00% 2.00% 4.00%
Loans in default 21 30 73 82
Consumer | In North America Offices | Home equity loans | New OCC guidance
       
Loans receivable        
Post-modification recorded investment 387   387  
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankcruptcy 473   473  
Consumer | In North America Offices | Credit cards
       
Loans receivable        
Number of loans modified 46,178 146,783 161,577 509,214
Post-modification recorded investment 229 853 841 2,976
Average interest rate reduction (as a percent) 16.00% 19.00% 17.00% 19.00%
Loans in default 82 284 362 1,077
Consumer | In North America Offices | Installment and other
       
Loans receivable        
Number of loans modified 14,759 23,289 49,991 77,858
Post-modification recorded investment 106 173 365 586
Average interest rate reduction (as a percent) 6.00% 4.00% 6.00% 4.00%
Loans in default 31 35 94 75
Consumer | In North America Offices | Commercial market loans
       
Loans receivable        
Number of loans modified 42 54 138 491
Post-modification recorded investment 7 6 13 49
Principal forgiveness       1
Loans in default   1   2
Consumer | In offices outside North America
       
Loans receivable        
Number of loans modified 63,101 83,843 194,952 293,695
Post-modification recorded investment 352 379 975 1,227
Contingent principal forgiveness     1  
Principal forgiveness 1 2 6 15
Loans in default 91 152 290 567
Consumer | In offices outside North America | Residential First Mortgage Loans
       
Loans receivable        
Number of loans modified 1,078 2,283 4,113 5,987
Post-modification recorded investment 55 78 176 242
Principal forgiveness 1 1 2 5
Average interest rate reduction (as a percent) 1.00% 1.00% 1.00% 1.00%
Loans in default 12 27 42 96
Consumer | In offices outside North America | Home equity loans
       
Loans receivable        
Number of loans modified 9 10 39 49
Post-modification recorded investment 1 1 3 3
Loans in default       2
Consumer | In offices outside North America | Credit cards
       
Loans receivable        
Number of loans modified 51,149 48,800 156,477 172,582
Post-modification recorded investment 162 142 465 475
Principal forgiveness     1 2
Average interest rate reduction (as a percent) 28.00% 26.00% 29.00% 23.00%
Loans in default 52 70 155 265
Consumer | In offices outside North America | Installment and other
       
Loans receivable        
Number of loans modified 10,807 32,716 34,042 115,034
Post-modification recorded investment 61 128 202 459
Principal forgiveness   1 1 8
Average interest rate reduction (as a percent) 34.00% 12.00% 23.00% 11.00%
Loans in default 25 47 90 193
Consumer | In offices outside North America | Commercial market loans
       
Loans receivable        
Number of loans modified 58 34 281 43
Post-modification recorded investment 73 30 129 48
Contingent principal forgiveness     1  
Principal forgiveness     2  
Loans in default 2 8 3 11