BUSINESS SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2012

BUSINESS SEGMENTS

Information regarding the Company's operations by segment

	Revenues, net of interest expense(1)					Provision (benefit) for income taxes						Income (loss) from continuing operations(1)(2)						Identifiable assets
	Three Months Ended September 30,
In millions of dollars, except identifiable assets in billions																		Sept. 30, 2012		Dec. 31, 2011
	2012			2011		2012			2011			2012			2011
Global Consumer Banking	$	10,180		$	9,963	$	1,053		$	931		$	2,164		$	2,013		$	394	$	385
Institutional Clients Group		7,428			9,441		606			1,208			1,977			3,024			1,064		980
Subtotal Citicorp	$	17,608		$	19,404	$	1,659		$	2,139		$	4,141		$	5,037		$	1,458	$	1,365
Corporate/Other		33			300		(675	)		(147	)		(55	)		(74	)		302		284
Total Citicorp and Corporate/Other	$	17,641		$	19,704		984		$	1,992		$	4,086		$	4,963		$	1,760	$	1,649
Citi Holdings		(3,690	)		1,127		(2,472	)		(714	)		(3,562	)		(1,221	)		171		225
Total	$	13,951		$	20,831	$	(1,488	)	$	1,278		$	524		$	3,742		$	1,931	$	1,874

	Revenues, net of interest expense(1)					Provision (benefit) for income taxes						Income (loss) from continuing operations(1)(2)
	Nine Months Ended September 30,
In millions of dollars	2012			2011		2012			2011			2012			2011
Global Consumer Banking	$	29,965		$	29,310	$	3,090		$	2,677		$	6,342		$	5,952
Institutional Clients Group		23,658			26,184		1,977			2,983			6,530			7,629
Subtotal Citicorp	$	53,623		$	55,494	$	5,067		$	5,660		$	12,872		$	13,581
Corporate/Other		268			502		(1,093	)		(593	)		(794	)		(687	)
Total Citicorp and Corporate/Other	$	53,891		$	55,996		3,974		$	5,067		$	12,078		$	12,894
Citi Holdings		(1,892	)		5,183		(3,741	)		(1,637	)		(5,505	)		(2,789	)
Total	$	51,999		$	61,179	$	233		$	3,430		$	6,573		$	10,105

(1)

Includes Citicorp total revenues, net of interest expense, in North America of $7.4 billion and $8.1 billion; in EMEA of $2.8 billion and $3.6 billion; in Latin America of $3.7 billion and $3.4 billion; and in Asia of $3.7 billion and $4.3 billion for the three months ended September 30, 2012 and 2011, respectively. Includes Citicorp total revenues, net of interest expense, in North America of $22.4 billion and $23.8 billion; in EMEA of $8.9 billion and $9.8 billion; in Latin America of $10.8 billion and $10.2 billion; and in Asia of $11.5 billion and $11.7 billion for the nine months ended September 30, 2012 and 2011, respectively. Regional numbers exclude Citi Holdings and Corporate/Other, which largely operate within the U.S.

(2)

Includes pretax provisions (credits) for credit losses and for benefits and claims in the GCB results of $1.6 billion and $1.6 billion; in the ICG results of $(32) million and $164 million; and in the Citi Holdings results of $1.2 billion and $1.6 billion for the three months ended September 30, 2012 and 2011, respectively. Includes pretax provisions (credits) for credit losses and for benefits and claims in the GCB results of $4.6 billion and $4.9 billion; in the ICG results of $192 million and $70 million; and in the Citi Holdings results of $3.7 billion and $5.0 billion for the nine months ended September 30, 2012 and 2011, respectively.