BUSINESS SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2011

BUSINESS SEGMENTS

Information regarding the Company's operations by segment

		Revenues, net of interest expense(1)				Provision (benefit) for income taxes						Income (loss) from continuing operations(1)(2)						Identifiable assets
		Three Months Ended September 30,
In millions of dollars, except identifiable assets in billions																		Sept. 30, 2011		Dec. 31, 2010
		2011		2010		2011			2010			2011			2010
Regional Consumer Banking		$	8,268	$	8,145	$	674		$	470		$	1,612		$	1,222		$	335	$	328
Institutional Clients Group			9,437		8,144		1,214			723			3,034			2,311			1,029		956
	Subtotal Citicorp	$	17,705	$	16,289	$	1,888		$	1,193		$	4,646		$	3,533		$	1,364	$	1,284
Citi Holdings			2,826		3,853		(441	)		(597	)		(795	)		(1,066	)		289		359
Corporate/Other			300		596		(169	)		102			(109	)		134			283		271
Total		$	20,831	$	20,738	$	1,278		$	698		$	3,742		$	2,601		$	1,936	$	1,914

		Revenues, net of interest expense(1)				Provision (benefit) for income taxes						Income (loss) from continuing operations(1)(2)
		Nine Months Ended September 30,
In millions of dollars		2011		2010		2011			2010			2011			2010
Regional Consumer Banking		$	24,385	$	24,227	$	1,940		$	986		$	4,749		$	3,323
Institutional Clients Group			26,172		27,073		3,001			3,473			7,660			9,038
	Subtotal Citicorp	$	50,557	$	51,300	$	4,941		$	4,459		$	12,409		$	12,361
Citi Holdings			10,120		15,322		(853	)		(2,193	)		(1,510	)		(3,145	)
Corporate/Other			502		1,608		(658	)		280			(794	)		362
Total		$	61,179	$	68,230	$	3,430		$	2,546		$	10,105		$	9,578

(1)

Includes Citicorp total revenues, net of interest expense, in North America of $6.5 billion and $6.6 billion; in EMEA of $3.6 billion and $2.9 billion; in Latin America of $3.4 billion and $3.3 billion; and in Asia of $4.3 billion and $3.6 billion for the three months ended September 30, 2011 and 2010, respectively. Includes Citicorp total revenues, net of interest expense, in North America of $18.9 billion and $21.5 billion; in EMEA of $9.8 billion and $9.7 billion; in Latin America of $10.2 billion and $9.3 billion; and in Asia of $11.7 billion and $10.8 billion for the nine months ended September 30, 2011 and 2010, respectively. Regional numbers exclude Citi Holdings and Corporate/Other, which largely operate within the U.S.

(2)

Includes pretax provisions (credits) for credit losses and for benefits and claims in the Regional Consumer Banking results of $1.2 billion and $2.4 billion; in the ICG results of $0.2 billion and $0.3 billion; and in the Citi Holdings results of $2.0 billion and $3.3 billion for the three months ended September 30, 2011 and 2010, respectively. Includes pretax provisions (credits) for credit losses and for benefits and claims in the Regional Consumer Banking results of $3.7 billion and $7.8 billion; in the ICG results of $70 million and $(29) million; and in the Citi Holdings results of $6.2 billion and $13.4 billion for the nine months ended September 30, 2011 and 2010, respectively.