CONDENSED CONSOLIDATING FINANCIAL STATEMENTS SCHEDULES

9 Months Ended

Sep. 30, 2011

CONDENSED CONSOLIDATING FINANCIAL STATEMENTS SCHEDULES

CONDENSED CONSOLIDATING FINANCIAL STATEMENTS SCHEDULES

25.    CONDENSED CONSOLIDATING FINANCIAL STATEMENTS SCHEDULES

        These condensed Consolidating Financial Statements schedules are presented for purposes of additional analysis, but should be considered in relation to the Consolidated Financial Statements of Citigroup taken as a whole.

Citigroup Parent Company

        The holding company, Citigroup Inc.

Citigroup Global Markets Holdings Inc. (CGMHI)

        Citigroup guarantees various debt obligations of CGMHI as well as all of the outstanding debt obligations under CGMHI's publicly-issued debt.

Citigroup Funding Inc. (CFI)

        CFI is a first-tier subsidiary of Citigroup and issues commercial paper, medium-term notes and structured equity-linked and credit-linked notes, all of which are guaranteed by Citigroup.

CitiFinancial Credit Company (CCC)

        An indirect wholly owned subsidiary of Citigroup. CCC is a wholly owned subsidiary of Associates (see below). Citigroup has issued a full and unconditional guarantee of the outstanding indebtedness of CCC.

Associates First Capital Corporation (Associates)

        A wholly owned subsidiary of Citigroup. Citigroup has issued a full and unconditional guarantee of the outstanding long-term debt securities and commercial paper of Associates. In addition, Citigroup guaranteed various debt obligations of Citigroup Finance Canada Inc. (CFCI), a wholly owned subsidiary of Associates. CFCI continues to issue debt in the Canadian market supported by a Citigroup guarantee. Associates is the immediate parent company of CCC (see above).

Other Citigroup Subsidiaries

        Includes all other subsidiaries of Citigroup, intercompany eliminations, and income (loss) from discontinued operations.

Consolidating Adjustments

        Includes Citigroup parent company elimination of distributed and undistributed income of subsidiaries, investment in subsidiaries and the elimination of CCC, which is included in the Associates column.

Condensed Consolidating Statements of Income

	Three months ended September 30, 2011
In millions of dollars	Citigroup parent company			CGMHI			CFI			CCC			Associates			Other Citigroup subsidiaries, eliminations and income from discontinued operations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	3,200		$	—		$	—		$	—		$	—		$	—		$	(3,200	)	$	—
Interest revenue	$	50		$	1,478		$	—		$	1,017		$	1,168		$	15,449		$	(1,017	)	$	18,145
Interest revenue—intercompany		827			532			661			25			95			(2,115	)		(25	)		—
Interest expense		2,006			556			558			23			67			2,844			(23	)		6,031
Interest expense—intercompany		(120	)		932			(16	)		343			317			(1,113	)		(343	)		—
Net interest revenue	$	(1,009	)	$	522		$	119		$	676		$	879		$	11,603		$	(676	)	$	12,114
Commissions and fees	$	—		$	888		$	—			2			22		$	2,133		$	(2	)	$	3,043
Commissions and fees—intercompany		—			(3	)		—			27			30			(27	)		(27	)		—
Principal transactions		(44	)		628			1,534			—			(23	)		8			—			2,103
Principal transactions—intercompany		—			(878	)		(740	)		—			—			1,618			—			—
Other income		(3,405	)		188			(84	)		114			117			6,755			(114	)		3,571
Other income—intercompany		3,823			410			156			—			(1	)		(4,388	)		—			—
Total non-interest revenues	$	374		$	1,233		$	866		$	143		$	145		$	6,099		$	(143	)	$	8,717
Total revenues, net of interest expense	$	2,565		$	1,755		$	985		$	819		$	1,024		$	17,702		$	(4,019	)	$	20,831
Provisions for credit losses and for benefits and claims	$	—		$	1		$	—		$	469		$	516		$	2,834		$	(469	)	$	3,351
Expenses
Compensation and benefits	$	(15	)	$	1,182		$	—		$	122		$	173		$	4,883		$	(122	)	$	6,223
Compensation and benefits—intercompany		1			61			—			29			29			(91	)		(29	)		—
Other expense		176			731			—			134			166			5,164			(134	)		6,237
Other expense—intercompany		100			157			5			86			96			(358	)		(86	)		—
Total operating expenses	$	262		$	2,131		$	5		$	371		$	464		$	9,598		$	(371	)	$	12,460
Income (loss) before taxes and equity in undistributed income of subsidiaries	$	2,303		$	(377	)	$	980		$	(21	)	$	44		$	5,270		$	(3,179	)	$	5,020
Provision (benefit) for income taxes		(300	)		(121	)		395			(15	)		7			1,297			15			1,278
Equity in undistributed income of subsidiaries		1,168			—			—			—			—			—			(1,168	)		—
Income (loss) from continuing operations	$	3,771		$	(256	)	$	585		$	(6	)	$	37		$	3,973		$	(4,362	)	$	3,742
Income (loss) from discontinued operations, net of taxes		—			—			—			—			—			1			—			1
Net income (loss) before attribution of noncontrolling interests	$	3,771		$	(256	)	$	585		$	(6	)	$	37		$	3,974		$	(4,362	)	$	3,743
Net income (loss) attributable to noncontrolling interests		—			7			—			—			—			(35	)		—			(28	)
Net income (loss) after attribution of noncontrolling interests	$	3,771		$	(263	)	$	585		$	(6	)	$	37		$	4,009		$	(4,362	)	$	3,771

Condensed Consolidating Statements of Income

	Three months ended September 30, 2010
In millions of dollars	Citigroup parent company			CGMHI			CFI			CCC			Associates			Other Citigroup subsidiaries, eliminations and income from discontinued operations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	1,650		$	—		$	—		$	—		$	—		$	—		$	(1,650	)	$	—
Interest revenue	$	65		$	1,569		$	8		$	1,255		$	1,439		$	16,230		$	(1,255	)	$	19,311
Interest revenue—intercompany		963			661			741			22			97			(2,462	)		(22	)		—
Interest expense		2,138			522			508			18			66			2,949			(18	)		6,183
Interest expense—intercompany		(218	)		892			347			463			384			(1,405	)		(463	)		—
Net interest revenue	$	(892	)	$	816		$	(106	)	$	796		$	1,086		$	12,224		$	(796	)	$	13,128
Commissions and fees	$	—		$	1,062		$	—		$	14		$	34		$	2,152		$	(14	)	$	3,248
Commissions and fees—intercompany		—			31			—			37			41			(72	)		(37	)		—
Principal transactions		(194	)		2,231			(639	)		—			2			685			—			2,085
Principal transactions—intercompany		(3	)		(1,727	)		653			—			1			1,076			—			—
Other income		(3,915	)		170			114			171			178			5,730			(171	)		2,277
Other income—intercompany		4,146			47			(58	)		—			38			(4,173	)		—			—
Total non-interest revenues	$	34		$	1,814		$	70		$	222		$	294		$	5,398		$	(222	)	$	7,610
Total revenues, net of interest expense	$	792		$	2,630		$	(36	)	$	1,018		$	1,380		$	17,622		$	(2,668	)	$	20,738
Provisions for credit losses and for benefits and claims	$	—		$	(5	)	$	—		$	550		$	586		$	5,338		$	(550	)	$	5,919
Expenses
Compensation and benefits	$	15		$	1,454		$	—		$	121		$	162		$	4,486		$	(121	)	$	6,117
Compensation and benefits—intercompany		2			54			—			30			30			(86	)		(30	)		—
Other expense		50			653			2			2,999			3,032			1,666			(2,999	)		5,403
Other expense—intercompany		84			141			1			151			160			(386	)		(151	)		—
Total operating expenses	$	151		$	2,302		$	3		$	3,301		$	3,384		$	5,680		$	(3,301	)	$	11,520
Income (loss) before taxes and equity in undistributed income of subsidiaries	$	641		$	333		$	(39	)	$	(2,833	)	$	(2,590	)	$	6,604		$	1,183		$	3,299
Provision (benefit) for income taxes		(430	)		68			(10	)		(829	)		(747	)		1,817			829			698
Equity in undistributed income of subsidiaries		1,097			—			—			—			—			—			(1,097	)		—
Income (loss) from continuing operations	$	2,168		$	265		$	(29	)	$	(2,004	)	$	(1,843	)	$	4,787		$	(743	)	$	2,601
Income (loss) from discontinued operations, net of taxes		—			—			—			—			—			(374	)		—			(374	)
Net income (loss) before attribution of noncontrolling interests	$	2,168		$	265		$	(29	)	$	(2,004	)	$	(1,843	)	$	4,413		$	(743	)	$	2,227
Net income (loss) attributable to noncontrolling interests		—			15			—			—			—			44			—			59
Net income (loss) after attribution of noncontrolling interests	$	2,168		$	250		$	(29	)	$	(2,004	)	$	(1,843	)	$	4,369		$	(743	)	$	2,168

Condensed Consolidating Statements of Income

	Nine months ended September 30, 2011
In millions of dollars	Citigroup parent company			CGMHI			CFI			CCC			Associates			Other Citigroup subsidiaries, eliminations and income from discontinued operations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	10,370		$	—		$	—		$	—		$	—		$	—		$	(10,370	)	$	—
Interest revenue	$	155		$	4,439		$	—		$	3,102		$	3,589		$	46,703		$	(3,102	)	$	54,886
Interest revenue—intercompany		2,590			1,614			1,854			76			285			(6,343	)		(76	)		—
Interest expense		6,164			1,838			1,595			75			215			8,710			(75	)		18,522
Interest expense—intercompany		(401	)		2,505			285			1,121			961			(3,350	)		(1,121	)		—
Net interest revenue	$	(3,018	)	$	1,710		$	(26	)	$	1,982		$	2,698		$	35,000		$	(1,982	)	$	36,364
Commissions and fees	$	—		$	3,310		$	—		$	5		$	65		$	6,593		$	(5	)	$	9,968
Commissions and fees—intercompany		—			22			—			83			93			(115	)		(83	)		—
Principal transactions		9			2,144			1,997			—			(29	)		3,765			—			7,886
Principal transactions—intercompany		1			(726	)		(1,031	)		—			—			1,756			—			—
Other income		(4,823	)		669			(73	)		333			374			10,814			(333	)		6,961
Other income—intercompany		5,090			396			64			(3	)		16			(5,566	)		3			—
Total non-interest revenues	$	277		$	5,815		$	957		$	418		$	519		$	17,247		$	(418	)	$	24,815
Total revenues, net of interest expense	$	7,629		$	7,525		$	931		$	2,400		$	3,217		$	52,247		$	(12,770	)	$	61,179
Provisions for credit losses and for benefits and claims	$	—		$	7		$	—		$	1,242		$	1,377		$	8,538		$	(1,242	)	$	9,922
Expenses
Compensation and benefits	$	51		$	4,203		$	—		$	341		$	483		$	14,564		$	(341	)	$	19,301
Compensation and benefits—intercompany		5			177			—			89			89			(271	)		(89	)		—
Other expense		753			2,068			1			462			565			15,034			(462	)		18,421
Other expense—intercompany		302			338			7			273			300			(947	)		(273	)		—
Total operating expenses	$	1,111		$	6,786		$	8		$	1,165		$	1,437		$	28,380		$	(1,165	)	$	37,722
Income (loss) before taxes and equity in undistributed income of subsidiaries	$	6,518		$	732		$	923		$	(7	)	$	403		$	15,329		$	(10,363	)	$	13,535
Provision (benefit) for income taxes		(1,633	)		350			324			(36	)		108			4,281			36			3,430
Equity in undistributed income of subsidiaries		1,960			—			—			—			—			—			(1,960	)		—
Income (loss) from continuing operations	$	10,111		$	382		$	599		$	29		$	295		$	11,048		$	(12,359	)	$	10,105
Income (loss) from discontinued operations, net of taxes		—			—			—			—			—			112			—			112
Net income (loss) before attribution of noncontrolling interests	$	10,111		$	382		$	599		$	29		$	295		$	11,160		$	(12,359	)	$	10,217
Net income (loss) attributable to noncontrolling interests		—			37			—			—			—			69			—			106
Net income (loss) after attribution of noncontrolling interests	$	10,111		$	345		$	599		$	29		$	295		$	11,091		$	(12,359	)	$	10,111

Condensed Consolidating Statements of Income

	Nine months ended September 30, 2010
In millions of dollars	Citigroup parent company			CGMHI			CFI			CCC			Associates			Other Citigroup subsidiaries, eliminations and income from discontinued operations			Consolidating adjustments			Citigroup consolidated
Revenues
Dividends from subsidiaries	$	13,254		$	—		$	—		$	—		$	—		$	—		$	(13,254	)	$	—
Interest revenue	$	208		$	4,620		$	8		$	3,983		$	4,568		$	51,046		$	(3,983	)	$	60,450
Interest revenue—intercompany		2,010			1,657			2,378			62			288			(6,333	)		(62	)		—
Interest expense		6,489			1,619			1,774			65			213			8,859			(65	)		18,954
Interest expense—intercompany		(623	)		2,219			139			1,488			1,024			(2,759	)		(1,488	)		—
Net interest revenue	$	(3,648	)	$	2,439		$	473		$	2,492		$	3,619		$	38,613		$	(2,492	)	$	41,496
Commissions and fees	$	—		$	3,274		$	—		$	37		$	109		$	6,739		$	(37	)	$	10,122
Commissions and fees—intercompany		—			112			—			114			127			(239	)		(114	)		—
Principal transactions		(263	)		8,278			(138	)		—			(4	)		690			—			8,563
Principal transactions—intercompany		(6	)		(4,672	)		496			—			(122	)		4,304			—			—
Other income		(4,253	)		571			114			385			551			11,066			(385	)		8,049
Other income—intercompany		4,651			52			(58	)		—			54			(4,699	)		—			—
Total non-interest revenues	$	129		$	7,615		$	414		$	536		$	715		$	17,861		$	(536	)	$	26,734
Total revenues, net of interest expense	$	9,735		$	10,054		$	887		$	3,028		$	4,334		$	56,474		$	(16,282	)	$	68,230
Provisions for credit losses and for benefits and claims	$	—		$	22		$	—		$	1,853		$	2,038		$	19,142		$	(1,853	)	$	21,202
Expenses
Compensation and benefits	$	115		$	4,317		$	—		$	405		$	551		$	13,257		$	(405	)	$	18,240
Compensation and benefits—intercompany		5			160			—			97			97			(262	)		(97	)		—
Other expense		255			2,170			2			3,234			3,351			10,886			(3,234	)		16,664
Other expense—intercompany		239			82			5			471			500			(826	)		(471	)		—
Total operating expenses	$	614		$	6,729		$	7		$	4,207		$	4,499		$	23,055		$	(4,207	)	$	34,904
Income (loss) before taxes and equity in undistributed income of subsidiaries	$	9,121		$	3,303		$	880		$	(3,032	)	$	(2,203	)	$	14,277		$	(10,222	)	$	12,124
Provision (benefit) for income taxes		(1,906	)		1,053			308			(901	)		(633	)		3,724			901			2,546
Equity in undistributed income of subsidiaries		(1,734	)		—			—			—			—			—			1,734			—
Income (loss) from continuing operations	$	9,293		$	2,250		$	572		$	(2,131	)	$	(1,570	)	$	10,553		$	(9,389	)	$	9,578
Income (loss) from discontinued operations, net of taxes		—			—			—			—			—			(166	)		—			(166	)
Net income (loss) before attribution of noncontrolling interests	$	9,293		$	2,250		$	572		$	(2,131	)	$	(1,570	)	$	10,387		$	(9,389	)	$	9,412
Net income (loss) attributable to noncontrolling interests		—			31			—			—			—			88			—			119
Net income (loss) after attribution of noncontrolling interests	$	9,293		$	2,219		$	572		$	(2,131	)	$	(1,570	)	$	10,299		$	(9,389	)	$	9,293

Condensed Consolidating Balance Sheet

	September 30, 2011
In millions of dollars	Citigroup parent company		CGMHI			CFI		CCC			Associates			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Assets
Cash and due from banks	$	—	$	2,886		$	—	$	274		$	382		$	25,682		$	(274	)	$	28,950
Cash and due from banks—intercompany		2		2,501			—		179			191			(2,694	)		(179	)		—
Federal funds sold and resale agreements		—		229,221			—		—			—			61,424			—			290,645
Federal funds sold and resale agreements—intercompany		—		19,667			—		—			—			(19,667	)		—			—
Trading account assets		13		136,065			—		—			13			184,546			—			320,637
Trading account assets—intercompany		74		10,722			140		—			—			(10,936	)		—			—
Investments		30,551		145			—		2,110			2,187			253,774			(2,110	)		286,657
Loans, net of unearned income		—		183			—		28,905			32,604			604,452			(28,905	)		637,239
Loans, net of unearned income—intercompany		—		—			64,422		4,112			8,968			(73,390	)		(4,112	)		—
Allowance for loan losses		—		(49	)		—		(2,648	)		(2,887	)		(29,116	)		2,648			(32,052	)
Total loans, net	$	—	$	134		$	64,422	$	30,369		$	38,685		$	501,946		$	(30,369	)	$	605,187
Advances to subsidiaries		103,880		—			—		—			—			(103,880	)		—			—
Investments in subsidiaries		204,738		—			—		—			—			—			(204,738	)		—
Other assets		21,195		73,134			369		4,567			7,621			301,597			(4,567	)		403,916
Other assets—intercompany		39,008		35,934			2,192		1			1,865			(78,999	)		(1	)		—
Total assets	$	399,461	$	510,409		$	67,123	$	37,500		$	50,944		$	1,112,793		$	(242,238	)	$	1,935,992
Liabilities and equity
Deposits	$	—	$	—		$	—	$	—		$	—		$	851,281		$	—		$	851,281
Federal funds purchased and securities loaned or sold		—		174,284			—		—			—			49,328			—			223,612
Federal funds purchased and securities loaned or sold—intercompany		185		27,224			—		—			—			(27,409	)		—			—
Trading account liabilities		—		95,659			21		—			—			53,171			—			148,851
Trading account liabilities—intercompany		73		9,535			310		—			—			(9,918	)		—			—
Short-term borrowings		13		2,713			10,060		750			1,499			51,533			(750	)		65,818
Short-term borrowings—intercompany		—		40,473			5,189		10,627			5,190			(50,852	)		(10,627	)		—
Long-term debt		185,953		6,931			46,752		2,742			5,639			88,549			(2,742	)		333,824
Long-term debt—intercompany		13		64,790			1,948		18,325			29,695			(96,446	)		(18,325	)		—
Advances from subsidiaries		19,723		—			—		—			—			(19,723	)		—			—
Other liabilities		6,412		61,444			730		1,791			2,221			62,457			(1,791	)		133,264
Other liabilities—intercompany		9,717		12,312			295		384			360			(22,684	)		(384	)		—
Total liabilities	$	222,089	$	495,365		$	65,305	$	34,619		$	44,604		$	929,287		$	(34,619	)	$	1,756,650
Citigroup stockholders' equity		177,372		14,579			1,818		2,881			6,340			182,001			(207,619	)		177,372
Noncontrolling interests		—		465			—		—			—			1,505			—			1,970
Total equity	$	177,372	$	15,044		$	1,818	$	2,881		$	6,340		$	183,506		$	(207,619	)	$	179,342
Total liabilities and equity	$	399,461	$	510,409		$	67,123	$	37,500		$	50,944		$	1,112,793		$	(242,238	)	$	1,935,992

Condensed Consolidating Balance Sheet

	December 31, 2010
In millions of dollars	Citigroup parent company		CGMHI			CFI		CCC			Associates			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup consolidated
Assets
Cash and due from banks	$	—	$	2,553		$	—	$	170		$	221		$	25,198		$	(170	)	$	27,972
Cash and due from banks—intercompany		11		2,667			—		153			177			(2,855	)		(153	)		—
Federal funds sold and resale agreements		—		191,963			—		—			—			54,754			—			246,717
Federal funds sold and resale agreements—intercompany		—		14,530			—		—			—			(14,530	)		—			—
Trading account assets		15		135,224			60		—			9			181,964			—			317,272
Trading account assets—intercompany		55		11,195			426		—			—			(11,676	)		—			—
Investments		21,982		263			—		2,008			2,093			293,826			(2,008	)		318,164
Loans, net of unearned income		—		216			—		32,948			37,803			610,775			(32,948	)		648,794
Loans, net of unearned income—intercompany		—		—			95,507		3,723			6,517			(102,024	)		(3,723	)		—
Allowance for loan losses		—		(46	)		—		(3,181	)		(3,467	)		(37,142	)		3,181			(40,655	)
Total loans, net	$	—	$	170		$	95,507	$	33,490		$	40,853		$	471,609		$	(33,490	)	$	608,139
Advances to subsidiaries		133,320		—			—		—			—			(133,320	)		—			—
Investments in subsidiaries		205,043		—			—		—			—			—			(205,043	)		—
Other assets		19,572		66,467			561		4,318			8,311			300,727			(4,318	)		395,638
Other assets—intercompany		10,609		46,856			2,549		—			1,917			(61,931	)		—			—
Total assets	$	390,607	$	471,888		$	99,103	$	40,139		$	53,581		$	1,103,766		$	(245,182	)	$	1,913,902
Liabilities and equity
Deposits	$	—	$	—		$	—	$	—		$	—		$	844,968		$	—		$	844,968
Federal funds purchased and securities loaned or sold		—		156,312			—		—			—			33,246			—			189,558
Federal funds purchased and securities loaned or sold—intercompany		185		7,537			—		—			—			(7,722	)		—			—
Trading account liabilities		—		75,454			45		—			—			53,555			—			129,054
Trading account liabilities—intercompany		55		10,265			88		—			—			(10,408	)		—			—
Short-term borrowings		16		2,296			11,024		750			1,491			63,963			(750	)		78,790
Short-term borrowings—intercompany		—		66,838			33,941		4,208			2,797			(103,576	)		(4,208	)		—
Long-term debt		191,944		9,566			50,629		3,396			6,603			122,441			(3,396	)		381,183
Long-term debt—intercompany		389		60,088			1,705		26,339			33,224			(95,406	)		(26,339	)		—
Advances from subsidiaries		22,698		—			—		—			—			(22,698	)		—			—
Other liabilities		5,841		58,056			175		1,922			3,104			57,384			(1,922	)		124,560
Other liabilities—intercompany		6,011		9,883			277		668			295			(16,466	)		(668	)		—
Total liabilities	$	227,139	$	456,295		$	97,884	$	37,283		$	47,514		$	919,281		$	(37,283	)	$	1,748,113
Citigroup stockholders' equity	$	163,468	$	15,178		$	1,219	$	2,856		$	6,067		$	182,579		$	(207,899	)	$	163,468
Noncontrolling interests		—		415			—		—			—			1,906			—			2,321
Total equity	$	163,468	$	15,593		$	1,219	$	2,856		$	6,067		$	184,485		$	(207,899	)	$	165,789
Total liabilities and equity	$	390,607	$	471,888		$	99,103	$	40,139		$	53,581		$	1,103,766		$	(245,182	)	$	1,913,902

Condensed Consolidating Statements of Cash Flows

	Nine Months Ended September 30, 2011
In millions of dollars	Citigroup parent company			CGMHI			CFI			CCC			Associates			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup Consolidated
Net cash (used in) provided by operating activities	$	(9,397	)	$	13,803		$	2,189		$	990		$	1,379		$	22,846		$	(990	)	$	30,820
Cash flows from investing activities
Change in loans	$	—		$	—		$	31,465		$	1,879		$	2,474		$	(40,328	)	$	(1,879	)	$	(6,389	)
Proceeds from sales of loans		—			3			—			2			349			8,589			(2	)		8,941
Purchases of investments		(31,805	)		(1	)		—			(416	)		(416	)		(222,189	)		416			(254,411	)
Proceeds from sales of investments		3,079			83			—			97			97			155,895			(97	)		159,154
Proceeds from maturities of investments		20,292			—			—			216			216			91,901			(216	)		112,409
Changes in investments and advances-intercompany		31,088			(254	)		—			(389	)		(2,451	)		(28,383	)		389			—
Business acquisitions		(10	)		—			—			—			—			10			—			—
Other investing activities		—			10,656			—			—			—			(10,464	)		—			192
Net cash provided by (used in) investing activities	$	22,644		$	10,487		$	31,465		$	1,389		$	269		$	(44,969	)	$	(1,389	)	$	19,896
Cash flows from financing activities
Dividends paid	$	(75	)	$	—		$	—		$	—		$	—		$	6		$	—		$	(69	)
Treasury stock acquired		(1	)		—			—			—			—			—			—			(1	)
Proceeds/(Repayments) from issuance of long-term debt— third-party, net		(13,602	)		(1,767	)		(4,161	)		(654	)		(345	)		(29,916	)		654			(49,791	)
Proceeds/(Repayments) from issuance of long-term debt-intercompany, net		—			4,694			32			(8,014	)		(3,529	)		(1,197	)		8,014			—
Change in deposits		—			—			—			—			—			6,326			—			6,326
Net change in short-term borrowings and other investment banking and brokerage borrowings-third-party		—			418			(1,007	)		—			8			(13,291	)		—			(13,872	)
Net change in short-term borrowings and other advances-intercompany		(3,100	)		(26,365	)		(28,441	)		6,419			2,393			55,513			(6,419	)		—
Capital contributions from parent		—			(1,103	)		—			—			—			1,103			—			—
Other financing activities		3,522			—			(77	)		—			—			77			—			3,522
Net cash used in financing activities	$	(13,256	)	$	(24,123	)	$	(33,654	)	$	(2,249	)	$	(1,473	)	$	18,621		$	2,249		$	(53,885	)
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	—		$	—		$	—		$	1,478		$	—		$	1,478
Net cash used in discontinued operations	$	—		$	—		$	—		$	—		$	—		$	2,669		$	—		$	2,669
Net increase (decrease) in cash and due from banks	$	(9	)	$	167		$	—		$	130		$	175		$	645		$	(130	)	$	978
Cash and due from banks at beginning of period		11			5,220			—			323			398			22,343			(323	)		27,972
Cash and due from banks at end of period	$	2		$	5,387		$	—		$	453		$	573		$	22,988		$	(453	)	$	28,950
Supplemental disclosure of cash flow information
Cash paid during the year for:
Income taxes	$	115		$	216		$	(326	)	$	2		$	102		$	2,510		$	(2	)	$	2,617
Interest		6,899			3,549			464			1,554			1,232			3,238			(1,554	)		15,382
Non-cash investing activities:
Transfers to repossessed assets		—			40			—			535			572			426			(535	)		1,038

Condensed Consolidating Statements of Cash Flows

	Nine Months Ended September 30, 2010
In millions of dollars	Citigroup parent company			CGMHI			CFI			CCC			Associates			Other Citigroup subsidiaries and eliminations			Consolidating adjustments			Citigroup Consolidated
Net cash provided by (used in) operating activities	$	10,821		$	16,902		$	1,023		$	2,249		$	3,161		$	(7,626	)	$	(2,249	)	$	24,281
Cash flows from investing activities
Change in loans	$	—		$	26		$	35,753		$	2,439		$	3,210		$	17,426		$	(2,439	)	$	56,415
Proceeds from sales and securitizations of loans		—			102			—			1,864			1,864			5,304			(1,864	)		7,270
Purchases of investments		(23,026	)		(11	)		—			(472	)		(477	)		(310,854	)		472			(334,368	)
Proceeds from sales of investments		2,565			32			—			98			208			126,666			(98	)		129,471
Proceeds from maturities of investments		10,323			—			—			261			270			143,076			(261	)		153,669
Changes in investments and advances—intercompany		11,330			3,536			—			(77	)		(870	)		(13,996	)		77			—
Business acquisitions		(20	)		—			—			—			—			20			—			—
Other investing activities		—			(5,245	)		—			(22	)		(22	)		23,461			22			18,194
Net cash provided by (used in) investing activities	$	1,172		$	(1,560	)	$	35,753		$	4,091		$	4,183		$	(8,897	)	$	(4,091	)	$	30,651
Cash flows from financing activities
Dividends paid	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Dividends paid-intercompany		—			(5,850	)		(1,500	)		—			—			7,350			—			—
Issuance of common stock		—			—			—			—			—			—			—			—
Issuance of preferred stock		—			—			—			—			—			—			—			—
Treasury stock acquired		(5	)		—			—			—			—			—			—			(5	)
Proceeds/(Repayments) from issuance of long-term debt— third-party, net		(6,748	)		(2,570	)		(4,792	)		(994	)		(2,340	)		(18,317	)		994			(34,767	)
Proceeds/(Repayments) from issuance of long-term debt-intercompany, net		—			(2,908	)		—			(12,780	)		25,476			(22,568	)		12,780			—
Change in deposits		—			—			—			—			—			14,192			—			14,192
Net change in short-term borrowings and other investment banking and brokerage borrowings—third-party		11			(1,588	)		870			—			404			(36,818	)		—			(37,121	)
Net change in short-term borrowings and other advances—intercompany		(8,211	)		(2,640	)		(31,353	)		7,444			(30,904	)		73,108			(7,444	)		—
Capital contributions from parent		—			—			—			—			—			—			—			—
Other financing activities		2,964			—			—			—			—			—			—			2,964
Net cash used in financing activities	$	(11,989	)	$	(15,556	)	$	(36,775	)	$	(6,330	)	$	(7,364	)	$	16,947		$	6,330		$	(54,737	)
Effect of exchange rate changes on cash and due from banks	$	—		$	—		$	—		$	—		$	—		$	624		$	—		$	624
Net cash provided by discontinued operations	$	—		$	—		$	—		$	—		$	—		$	51		$	—		$	51
Net increase (decrease) in cash and due from banks	$	4		$	(214	)	$	1		$	10		$	(20	)	$	1,099		$	(10	)	$	870
Cash and due from banks at beginning of period		5			4,947			1			343			464			20,055			(343	)		25,472
Cash and due from banks at end of period	$	9		$	4,733		$	2		$	353		$	444		$	21,154		$	(353	)	$	26,342
Supplemental disclosure of cash flow information
Cash paid during the year for:
Income taxes	$	(332	)	$	172		$	392		$	(55	)	$	37		$	3,123		$	55		$	3,392
Interest		6,941			3,926			761			1,998			1,189			4,472			(1,998	)		17,289
Non-cash investing activities:
Transfers to repossessed assets	$	—		$	220		$	—		$	996		$	1,042		$	796		$	(996	)	$	2,058