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                                                                   EXHIBIT 23.01

              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

The Board of Directors
Citigroup Inc.:

         We consent to the incorporation by reference in the Registration
Statement on Form S-3 ("Registration Statement") of Citigroup Inc., Citigroup
Capital VII, Citigroup Capital VIII, Citigroup Capital IX, Citigroup Capital X,
Citigroup Capital XI, Citigroup Capital XII and Citigroup Capital XIII of our
report dated January 18, 2000, with respect to the consolidated statement of
financial position of Citigroup Inc. and subsidiaries ("Citigroup") as of
December 31, 1999 and 1998, and the related consolidated statements of income,
changes in stockholders' equity and cash flows for each of the years in the
three-year period ended December 31, 1999, which report is included in the
annual report on Form 10-K of Citigroup Inc. for the year ended December 31,
1999 and to the reference to our firm under the heading "Experts" in the
Registration Statement. Our report refers to changes, in 1999, in Citigroup's
methods of accounting for insurance-related assessments, accounting for
insurance and reinsurance contracts that do not transfer insurance risk, and
accounting for the costs of start-up activities.


                                         /s/ KPMG LLP

New York, New York
November 2, 2000