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CONSOLIDATED BALANCE SHEET - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and due from banks (including segregated cash and other deposits) $ 23,717 $ 22,782
Deposits with banks, net of allowance 325,862 253,750
Securities borrowed and purchased under agreements to resell (including $206,110 and $140,855 as of December 31, 2025 and 2024, respectively, at fair value), net of allowance 356,195 274,062
Brokerage receivables, net of allowance 62,679 50,841
Trading account assets (including $228,816 and $193,291 pledged to creditors as of December 31, 2025 and 2024, respectively) 537,139 442,747
Investments:    
Available-for-sale debt securities (including $4,931 and $5,389 pledged to creditors as of December 31, 2025 and 2024, respectively) 246,720 226,876
Held-to-maturity debt securities, net of allowance (fair value of which is $179,520 and $224,410 as of December 31, 2025 and 2024, respectively) (includes $70 and $0 pledged to creditors as of December 31, 2025 and 2024, respectively) 189,831 242,382
Equity securities (including $921 and $578 as of December 31, 2025 and 2024, respectively, at fair value) 7,678 7,399
Total investments 444,229 476,657
Loans:    
Loans, net of unearned income 752,230 694,488
Allowance for credit losses on loans (ACLL) (19,247) (18,574)
Total loans, net 732,983 675,914
Goodwill 19,098 19,300
Intangible assets (including MSRs of $759 and $760 as of December 31, 2025 and 2024, respectively) 4,284 4,494
Premises and equipment, net of depreciation and amortization 33,339 30,192
Other assets (including $15,840 and $13,703 as of December 31, 2025 and 2024, respectively, at fair value), net of allowance 117,677 102,206
Total assets 2,657,202 2,352,945
Liabilities    
Deposits (including $4,222 and $3,608 as of December 31, 2025 and 2024, respectively, at fair value) 1,403,573 1,284,458
Securities loaned and sold under agreements to repurchase (including $199,422 and $49,154 as of December 31, 2025 and 2024, respectively, at fair value) 348,098 254,755
Brokerage payables (including $5,492 and $5,207 as of December 31, 2025 and 2024, respectively, at fair value) 74,836 66,601
Trading account liabilities 162,798 133,846
Short-term borrowings (including $21,567 and $12,484 as of December 31, 2025 and 2024, respectively, at fair value) 51,878 48,505
Long-term debt (including $130,726 and $112,719 as of December 31, 2025 and 2024, respectively, at fair value) 315,827 287,300
Other liabilities, plus allowances 86,370 68,114
Total liabilities 2,443,380 2,143,579
Stockholders’ equity    
Preferred stock ($1.00 par value; authorized shares: 30 million), issued shares: as of December 31, 2025—802,000 and as of December 31, 2024—714,000, at aggregate liquidation value 20,050 17,850
Common stock ($0.01 par value; authorized shares: 6 billion), issued shares: as of December 31, 2025 —3,099,752,593 and as of December 31, 2024—3,099,719,006 31 31
Additional paid-in capital 108,452 109,117
Retained earnings 215,128 206,294
Treasury stock, at cost: December 31, 2025—1,352,205,592 shares and December 31, 2024—1,222,647,540 shares (89,473) (76,842)
Accumulated other comprehensive income (loss) (AOCI) (41,897) (47,852)
Total Citigroup stockholders’ equity 212,291 208,598
Noncontrolling interests 1,531 768
Total equity 213,822 209,366
Total liabilities and equity 2,657,202 2,352,945
Consumer    
Loans:    
Loans, net of unearned income 408,533 393,102
Allowance for credit losses on loans (ACLL) (16,194) (16,018)
Corporate    
Loans:    
Loans, net of unearned income 343,697 301,386
Allowance for credit losses on loans (ACLL) $ (3,053) $ (2,556)