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INTEREST INCOME AND EXPENSE (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income        
Loan interest, including fees $ 15,393 $ 15,805 $ 45,083 $ 46,829
Deposits with banks 3,435 3,050 9,479 8,407
Securities borrowed and purchased under agreements to resell 7,003 7,293 19,915 22,326
Investments, including dividends 4,170 4,683 12,542 14,353
Trading account assets 5,289 4,451 15,480 13,082
Other interest-earning assets 1,400 1,174 3,716 3,669
Total interest income [1] 36,690 36,456 106,215 108,666
Interest expense        
Deposits 9,163 10,319 26,286 30,965
Securities loaned and sold under agreements to repurchase 7,356 7,328 20,550 21,256
Trading account liabilities 755 792 2,260 2,417
Short-term borrowings and other interest-bearing liabilities 1,933 2,009 5,459 5,873
Long-term debt 2,543 2,646 7,533 7,793
Total interest expense [1] 21,750 23,094 62,088 68,304
Net interest income [1] 14,940 13,362 44,127 40,362
Provision for credit losses on loans 2,259 2,382 7,297 7,163
Net interest income after provision for credit losses on loans 12,681 10,980 36,830 33,199
Consumer loans        
Interest income        
Loan interest, including fees 10,150 10,051 29,679 29,629
Corporate loans        
Interest income        
Loan interest, including fees $ 5,243 $ 5,754 $ 15,404 $ 17,200
[1] Effective January 1, 2025, certain transaction processing fees paid by Citi, primarily to credit card networks, which were previously presented within Other operating expenses, are presented as contra-revenue within Commissions and fees reported in Non-interest revenue. Prior periods were conformed to reflect this change in presentation.