DEPOSITS (Tables)

9 Months Ended

Sep. 30, 2025

Banking and Thrift, Interest [Abstract]

Schedule of deposits

Deposits consisted of the following:

	September 30,		December 31,
In millions of dollars	2025(1)		2024
Non-interest-bearing deposits in U.S. offices	$	116,921	$	123,338
Interest-bearing deposits in U.S. offices (including $1,878 and $1,262 as of September 30, 2025 and December 31, 2024, respectively, at fair value)	592,728		551,547
Total deposits in U.S. offices(1)	$	709,649	$	674,885
Non-interest-bearing deposits in offices outside the U.S. (including $519 million and $383 million as of September 30, 2025 and December 31, 2024, respectively, at fair value)	$	83,920	$	84,349
Interest-bearing deposits in offices outside the U.S. (including $1,287 and $1,963 as of September 30, 2025 and December 31, 2024, respectively, at fair value)	590,360		525,224
Total deposits in offices outside the U.S.(1)	$	674,280	$	609,573
Total deposits	$	1,383,929	$	1,284,458

(1)    For information on time deposits that met or exceeded the insured limit at December 31, 2024, see Note 18 to the Consolidated Financial Statements in Citi’s 2024 Form 10-K.