XML 65 R41.htm IDEA: XBRL DOCUMENT v3.25.3
INTEREST INCOME AND EXPENSE (Tables)
 9 Months Ended
Sep. 30, 2025
Banking and Thrift, Interest [Abstract]  
Interest revenue and interest expense
Interest income and Interest expense consisted of the following:

Three Months Ended September 30,Nine Months Ended September 30,
In millions of dollars2025202420252024
Interest income 
Consumer loans$10,150 $10,051 $29,679 $29,629 
Corporate loans5,243 5,754 15,404 17,200 
Loan interest, including fees$15,393 $15,805 $45,083 $46,829 
Deposits with banks3,435 3,050 9,479 8,407 
Securities borrowed and purchased under agreements to resell7,003 7,293 19,915 22,326 
Investments, including dividends4,170 4,683 12,542 14,353 
Trading account assets(1)
5,289 4,451 15,480 13,082 
Other interest-bearing assets(2)
1,400 1,174 3,716 3,669 
Total interest income$36,690 $36,456 $106,215 $108,666 
Interest expense
Deposits$9,163 $10,319 $26,286 $30,965 
Securities loaned and sold under agreements to repurchase7,356 7,328 20,550 21,256 
Trading account liabilities(1)
755 792 2,260 2,417 
Short-term borrowings and other interest-bearing liabilities(3)
1,933 2,009 5,459 5,873 
Long-term debt2,543 2,646 7,533 7,793 
Total interest expense$21,750 $23,094 $62,088 $68,304 
Net interest income$14,940 $13,362 $44,127 $40,362 
Provision for credit losses on loans2,259 2,382 7,297 7,163 
Net interest income after provision for credit losses on loans$12,681 $10,980 $36,830 $33,199 

(1)Interest expense on Trading account liabilities of Services, Markets and Banking is reported as a reduction of Interest income. Interest income and Interest expense on cash collateral positions are reported in interest on Trading account assets and Trading account liabilities, respectively.
(2)Includes assets from businesses held-for-sale (see Note 2) and Brokerage receivables.
(3)Includes liabilities from businesses held-for-sale (see Note 2) and Brokerage payables.