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INTEREST INCOME AND EXPENSE (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income      
Loan interest, including fees $ 62,104 $ 57,868 $ 41,242
Deposits with banks 11,417 11,238 4,515
Securities borrowed and purchased under agreements to resell 29,173 26,887 7,154
Investments, including dividends 18,662 18,300 11,214
Trading account assets 17,576 14,458 7,418
Other interest-bearing assets 4,781 4,507 2,865
Total interest income 143,713 133,258 74,408
Interest expense      
Deposits 40,326 36,300 11,559
Securities loaned and sold under agreements to repurchase 27,884 21,439 4,455
Trading account liabilities 3,350 3,427 1,437
Short-term borrowings and other interest-bearing liabilities 7,703 7,438 2,488
Long-term debt 10,355 9,754 5,801
Interest expense 89,618 78,358 25,740
Net interest income 54,095 54,900 48,668
Provision for credit losses on loans 9,726 7,786 4,745
Net interest revenue after provision for loan losses 44,369 47,114 43,923
Consumer      
Interest income      
Loan interest, including fees 39,542 36,864 28,391
Corporate      
Interest income      
Loan interest, including fees $ 22,562 $ 21,004 $ 12,851