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CONSOLIDATED BALANCE SHEET - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Assets    
Cash and due from banks (including segregated cash and other deposits) $ 22,782 $ 27,342
Deposits with banks, net of allowance 253,750 233,590
Securities borrowed and purchased under agreements to resell (including $140,855 and $206,059 as of December 31, 2024 and 2023, respectively, at fair value), net of allowance 274,062 345,700
Brokerage receivables, net of allowance 50,841 53,915
Trading account assets (including $193,291 and $197,156 pledged to creditors at December 31, 2024 and 2023, respectively) 442,747 411,756
Investments:    
Available-for-sale debt securities (including $5,389 and $11,868 pledged to creditors as of December 31, 2024 and 2023, respectively) 226,876 256,936
Held-to-maturity debt securities, net of allowance (fair value of which is $224,410 and $235,001 as of December 31, 2024 and 2023, respectively) (includes $0 and $71 pledged to creditors as of December 31, 2024 and 2023, respectively) 242,382 254,247
Equity securities (including $578 and $766 as of December 31, 2024 and 2023, respectively, at fair value) 7,399 7,902
Total investments 476,657 519,085
Loans:    
Loans, net of unearned income 694,488 689,362
Allowance for credit losses on loans (ACLL) (18,574) (18,145)
Total loans, net 675,914 671,217
Goodwill 19,300 20,098
Intangible assets (including MSRs of $760 and $691 as of December 31, 2024 and 2023, respectively) 4,494 4,421
Premises and equipment, net of depreciation and amortization 30,192 28,747
Other assets (including $13,703 and $12,290 as of December 31, 2024 and 2023, respectively, at fair value), net of allowance 102,206 95,963
Total assets 2,352,945 2,411,834
Liabilities    
Deposits (including $3,608 and $2,440 as of December 31, 2024 and 2023, respectively, at fair value) 1,284,458 1,308,681
Securities loaned and sold under agreements to repurchase (including $49,154 and $62,485 as of December 31, 2024 and 2023, respectively, at fair value) 254,755 278,107
Brokerage payables (including $5,207 and $4,321 as of December 31, 2024 and 2023, respectively, at fair value) 66,601 63,539
Trading account liabilities 133,846 155,345
Short-term borrowings (including $12,484 and $6,545 as of December 31, 2024 and 2023, respectively, at fair value) 48,505 37,457
Long-term debt (including $112,719 and $116,338 as of December 31, 2024 and 2023, respectively, at fair value) 287,300 286,619
Other liabilities, plus allowances 68,114 75,835
Total liabilities 2,143,579 2,205,583
Stockholders’ equity    
Preferred stock ($1.00 par value; authorized shares: 30 million), issued shares: as of December 31, 2024—714,000 and as of December 31, 2023—704,000, at aggregate liquidation value 17,850 17,600
Common stock ($0.01 par value; authorized shares: 6 billion), issued shares: as of December 31, 2024 —3,099,719,006 and as of December 31, 2023—3,099,691,704 31 31
Additional paid-in capital 109,117 108,955
Retained earnings 206,294 198,905
Treasury stock, at cost: December 31, 2024—1,222,647,540 shares and December 31, 2023—1,196,577,865 shares (76,842) (75,238)
Accumulated other comprehensive income (loss) (AOCI) (47,852) (44,800)
Total Citigroup stockholders’ equity 208,598 205,453
Noncontrolling interests 768 798
Total equity 209,366 206,251
Total liabilities and equity 2,352,945 2,411,834
Consumer    
Loans:    
Loans, net of unearned income 393,102 389,197
Allowance for credit losses on loans (ACLL) (16,018) (15,431)
Corporate    
Loans:    
Loans, net of unearned income 301,386 300,165
Allowance for credit losses on loans (ACLL) $ (2,556) $ (2,714)