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GOODWILL AND INTANGIBLE ASSETS - Components of Intangible Assets (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Finite and Indefinite-lived Intangible Assets      
Gross carrying amount of Intangible assets (excluding MSRs) $ 10,454 $ 10,119  
Accumulated amortization of Intangible assets (excluding MSRs) 6,720 6,389  
Net carrying amount of intangible assets (excluding MSRs) 3,734 3,730  
Gross carrying amount, Mortgage servicing rights (MSRs) 760 691  
Mortgage servicing rights (MSRs) 760 691  
Gross carrying amount of Intangible assets 11,214 10,810  
Accumulated amortization of intangible assets 6,720 6,389  
Total intangible assets 4,494 4,421  
Intangible assets amortization expense 371 370 $ 352
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]      
Expected amortization next year 243    
Expected amortization in two years 233    
Expected amortization in three years 225    
Expected amortization in four years 213    
Expected amortization in five years 182    
Indefinite-lived intangible assets      
Finite and Indefinite-lived Intangible Assets      
Gross carrying amount of Intangible assets (excluding MSRs) 197 240  
Net carrying amount of intangible assets (excluding MSRs) 197 240  
Purchased credit card relationships      
Finite and Indefinite-lived Intangible Assets      
Gross carrying amount of Intangible assets (excluding MSRs) 5,315 5,302  
Accumulated amortization of Intangible assets (excluding MSRs) 4,507 4,365  
Net carrying amount of intangible assets (excluding MSRs) $ 808 937  
Useful life 10 years    
Credit card contract related intangibles      
Finite and Indefinite-lived Intangible Assets      
Gross carrying amount of Intangible assets (excluding MSRs) $ 4,586 4,177  
Accumulated amortization of Intangible assets (excluding MSRs) 1,905 1,698  
Net carrying amount of intangible assets (excluding MSRs) $ 2,681 2,479  
Useful life 20 years    
Other customer relationships      
Finite and Indefinite-lived Intangible Assets      
Gross carrying amount of Intangible assets (excluding MSRs) $ 325 363  
Accumulated amortization of Intangible assets (excluding MSRs) 278 290  
Net carrying amount of intangible assets (excluding MSRs) 47 73  
Present value of future profits      
Finite and Indefinite-lived Intangible Assets      
Gross carrying amount of Intangible assets (excluding MSRs) 31 37  
Accumulated amortization of Intangible assets (excluding MSRs) 30 36  
Net carrying amount of intangible assets (excluding MSRs) $ 1 $ 1