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ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses Roll Forward by Segment (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Jan. 01, 2023
Allowance for credit losses        
Adjusted ACLL at beginning of year $ 18,145 $ 16,974 $ 16,455  
Charge-offs (10,694) (7,881) (5,156)  
Gross recoveries on loans 1,694 1,444 1,367  
Replenishment of NCLs 9,000 6,437 3,789  
Net reserve builds (releases) for loans 791 1,272 937  
Net specific reserve builds (releases) (65) 77 19  
Other (320) 174 (437)  
ACLL at end of year 18,574 18,145 16,974  
Allowance for credit losses on loans        
Collectively evaluated(2) 18,221 17,743    
Individually evaluated 340 402    
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 18,574 18,145 16,974  
Loans, net of unearned income        
Collectively evaluated 684,812 679,713    
Individually evaluated 1,511 1,940    
Loans held at fair value 8,040 7,594    
Total 694,488 689,362    
Purchased credit deteriorated        
Allowance for credit losses on loans        
Purchased credit deteriorated 13 0    
Loans, net of unearned income        
Purchased credit deteriorated 125 115    
Corporate        
Allowance for credit losses        
Adjusted ACLL at beginning of year 2,714 2,855 2,415  
Charge-offs (493) (328) (278)  
Gross recoveries on loans 96 78 100  
Replenishment of NCLs 397 250 178  
Net reserve builds (releases) for loans (67) (168) 374  
Net specific reserve builds (releases) (63) 39 65  
Other (28) (12) 1  
ACLL at end of year 2,556 2,714 2,855  
Allowance for credit losses on loans        
Collectively evaluated(2) 2,254 2,352    
Individually evaluated 302 362    
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 2,556 2,714 2,855  
Loans, net of unearned income        
Collectively evaluated 292,250 291,002    
Individually evaluated 1,377 1,882    
Loans held at fair value 7,759 7,281    
Total 301,386 300,165    
Corporate | Purchased credit deteriorated        
Allowance for credit losses on loans        
Purchased credit deteriorated 0 0    
Loans, net of unearned income        
Purchased credit deteriorated 0 0    
Consumer        
Allowance for credit losses        
Adjusted ACLL at beginning of year 15,431 14,119 14,040  
Charge-offs (10,201) (7,553) (4,878)  
Gross recoveries on loans 1,598 1,366 1,267  
Replenishment of NCLs 8,603 6,187 3,611  
Net reserve builds (releases) for loans 858 1,440 563  
Net specific reserve builds (releases) (2) 38 (46)  
Other (292) 186 (438)  
ACLL at end of year 16,018 15,431 14,119  
Allowance for credit losses on loans        
Collectively evaluated(2) 15,967 15,391    
Individually evaluated 38 40    
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest 16,018 15,431 14,119  
Loans, net of unearned income        
Collectively evaluated 392,562 388,711    
Individually evaluated 134 58    
Loans held at fair value 281 313    
Total 393,102 389,197    
Consumer | Purchased credit deteriorated        
Allowance for credit losses on loans        
Purchased credit deteriorated 13 0    
Loans, net of unearned income        
Purchased credit deteriorated $ 125 115    
Cumulative effect of adoption        
Allowance for credit losses        
Adjusted ACLL at beginning of year   (352)    
ACLL at end of year     (352)  
Allowance for credit losses on loans        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     (352) $ (352)
Adjusted balance        
Allowance for credit losses        
Adjusted ACLL at beginning of year   16,622    
ACLL at end of year     16,622  
Allowance for credit losses on loans        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     16,622  
Adjusted balance | Corporate        
Allowance for credit losses        
Adjusted ACLL at beginning of year   2,855    
ACLL at end of year     2,855  
Allowance for credit losses on loans        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     2,855  
Adjusted balance | Consumer        
Allowance for credit losses        
Adjusted ACLL at beginning of year   $ 13,767    
ACLL at end of year     13,767  
Allowance for credit losses on loans        
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest     $ 13,767