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LOANS - Consumer Loans Gross Credit Losses (Details) - Consumer - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Loans receivable    
Total $ 10,201 $ 7,553
Residential first mortgages    
Loans receivable    
2024 0 0
2023 1 2
2022 0 1
2021 0 1
2020 0 5
Prior 47 41
Total 48 50
Home equity line of credit (pre-reset)    
Loans receivable    
Total 15 3
Home equity line of credit (post-reset)    
Loans receivable    
Total 2 0
Home equity term loans    
Loans receivable    
Revolving loans converted to term loans 2 4
Home equity loans    
Loans receivable    
Total 19 7
Credit cards    
Loans receivable    
Revolving loans converted to term loans 265 184
Total 9,069 6,575
Total credit cards    
Loans receivable    
Total 9,334 6,759
Personal, small business and other    
Loans receivable    
2024 171 162
2023 204 202
2022 165 106
2021 64 44
2020 25 51
Prior 171 172
Total $ 800 $ 737