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INVESTMENTS - Overview (Details) - USD ($)
$ in Millions
1 Months Ended 12 Months Ended
Jan. 01, 2023
Jan. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Investment Holdings [Line Items]          
Total investments     $ 476,657 $ 519,085  
Accrued interest receivable     2,000    
Interest and dividends on investments          
Taxable interest     17,978 17,654 $ 10,643
Interest exempt from U.S. federal income tax     317 334 348
Dividend income     367 312 223
Total interest and dividend income on investments     18,662 18,300 11,214
Gross realized investments losses, excluding losses from other-than-temporary impairment          
Gross realized investment gains     533 324 323
Gross realized investment losses     (205) (136) (256)
Net realized gains on sales of investments     328 188 67
Securities available-for-sale          
Allowance for credit losses     6 8  
Fair value     226,876 256,936  
Transfer of investment securities from HTM to AFS $ 3,300 $ 3,300 0 [1],[2],[3] 3,324 [1],[2],[3] $ 0 [1],[2],[3]
Transfer of securities from HTM to AFS, unrealized gain   $ 100      
Unallocated portfolio layer cumulative basis adjustments     (72)    
Gross unrealized gains excluding the effect of unallocated portfolio cumulative basis adjustments     35    
Gross unrealized losses excluding the effect of unallocated portfolio cumulative basis adjustments     (1,129)    
Less than 12 months     $ 1,037 861  
Percentage of investments gross-unrealized loss position for less than a year, rated investment grade     67.00%    
12 months or longer     $ 1,495 2,933  
Percentage of gross-unrealized loss position for a year or more rated investment grade     91.00%    
Debt securities available-for-sale (AFS)          
Investment Holdings [Line Items]          
Total investments     $ 226,876 256,936  
HTM debt securities          
Investment Holdings [Line Items]          
Total investments     242,382 254,247  
Non-marketable equity securities measured using the measurement alternative          
Investment Holdings [Line Items]          
Total investments     1,574 1,639  
U.S. government-sponsored agency guaranteed          
Securities available-for-sale          
Amortized cost     30,208 30,279  
Gross unrealized gains     40 170  
Gross unrealized losses     942 734  
Allowance for credit losses     0 0  
Fair value     29,306 29,715  
Less than 12 months     255 86  
12 months or longer     687 648  
Residential          
Securities available-for-sale          
Amortized cost     626 426  
Gross unrealized gains     0 0  
Gross unrealized losses     2 3  
Allowance for credit losses     0 0  
Fair value     624 423  
Less than 12 months     1 1  
12 months or longer     1 2  
Commercial          
Securities available-for-sale          
Amortized cost     1 1  
Gross unrealized gains     0 0  
Gross unrealized losses     0 0  
Allowance for credit losses     0 0  
Fair value     1 1  
Less than 12 months     0 0  
12 months or longer     0 0  
Mortgage-backed securities          
Securities available-for-sale          
Amortized cost     30,835 30,706  
Gross unrealized gains     40 170  
Gross unrealized losses     944 737  
Allowance for credit losses     0 0  
Fair value     29,931 30,139  
Less than 12 months     256 87  
12 months or longer     688 650  
U.S. Treasury          
Securities available-for-sale          
Amortized cost     52,630 81,684  
Gross unrealized gains     13 59  
Gross unrealized losses     264 1,382  
Allowance for credit losses     0 0  
Fair value     52,379 80,361  
Less than 12 months     166 113  
12 months or longer     98 1,269  
U.S. Treasury and federal agency securities          
Securities available-for-sale          
Amortized cost     52,630 81,684  
Gross unrealized gains     13 59  
Gross unrealized losses     264 1,382  
Allowance for credit losses     0 0  
Fair value     52,379 80,361  
Less than 12 months     166 113  
12 months or longer     98 1,269  
State and municipal          
Securities available-for-sale          
Amortized cost     1,749 2,204  
Gross unrealized gains     12 18  
Gross unrealized losses     103 91  
Allowance for credit losses     0 0  
Fair value     1,658 2,131  
Less than 12 months     72 17  
12 months or longer     31 74  
Foreign government          
Securities available-for-sale          
Amortized cost     134,002 132,045  
Gross unrealized gains     444 528  
Gross unrealized losses     1,087 1,375  
Allowance for credit losses     0 0  
Fair value     133,359 131,198  
Less than 12 months     487 540  
12 months or longer     600 835  
Corporate          
Securities available-for-sale          
Amortized cost     4,923 5,610  
Gross unrealized gains     19 18  
Gross unrealized losses     122 208  
Allowance for credit losses     6 8  
Fair value     4,814 5,412  
Less than 12 months     45 103  
12 months or longer     77 105  
Asset-backed securities          
Securities available-for-sale          
Amortized cost     856 921  
Gross unrealized gains     3 17  
Gross unrealized losses     11 0  
Allowance for credit losses     0 0  
Fair value     848 938  
Less than 12 months     11 0  
12 months or longer     0 0  
Other debt securities          
Securities available-for-sale          
Amortized cost     3,887 6,754  
Gross unrealized gains     1 4  
Gross unrealized losses     1 1  
Allowance for credit losses     0 0  
Fair value     3,887 6,757  
Less than 12 months     0 1  
12 months or longer     1 0  
Debt securities          
Securities available-for-sale          
Amortized cost     228,882 259,924  
Gross unrealized gains     532 814  
Gross unrealized losses     2,532 3,794  
Allowance for credit losses     6 8  
Fair value     226,876 256,936  
Unallocated portfolio layer cumulative basis adjustments     (200)    
Fair value | Marketable equity securities          
Investment Holdings [Line Items]          
Total investments     151 258  
Fair value | Non-marketable equity securities          
Investment Holdings [Line Items]          
Total investments     427 508  
Fair value | Non-marketable equity securities measured using the measurement alternative          
Investment Holdings [Line Items]          
Alternative investment funds, fair value     23 25  
Carried at cost | Non-marketable equity securities          
Investment Holdings [Line Items]          
Total investments     $ 5,247 $ 5,497  
[1] In January 2023, Citi adopted ASU 2022-01. Upon adoption, Citi transferred $3.3 billion of mortgage-backed securities from HTM classification to AFS classification as allowed under the ASU. At the time of transfer, the securities were in an unrealized gain position of $0.1 billion, which was recorded in AOCI upon transfer.
[2] Operating and finance lease right-of-use assets and lease liabilities represent non-cash investing and financing activities, respectively, and are not included in the non-cash investing activities presented here. See Note 29 for more information and balances as of December 31, 2024 and 2023.
[3] See Note 2.