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INCOME TAXES - Effective Income Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Effective Income Tax Rate Reconciliation, Percent [Abstract]      
Federal statutory rate 21.00% 21.00% 21.00%
State and local income taxes, net of federal benefit 1.60% 0.30% 2.00%
Non-U.S. income tax rate differential 4.90% 9.50% 4.30%
Tax audit resolutions 0.10% (0.30%) (3.20%)
Nondeductible FDIC premiums 1.20% 1.70% 1.00%
Tax-advantaged investments (4.20%) (4.40%) (3.00%)
Valuation allowance releases 0.00% (0.20%) (2.30%)
Other, net 0.10% (0.30%) (0.40%)
Effective income tax rate 24.70% 27.30% 19.40%