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CONSOLIDATED BALANCE SHEET - USD ($)
$ in Millions
Sep. 30, 2024
Dec. 31, 2023
Assets    
Cash and due from banks (including segregated cash and other deposits) $ 25,266 $ 27,342
Deposits with banks, net of allowance 277,828 233,590
Securities borrowed and purchased under agreements to resell (including $147,955 and $206,059 as of September 30, 2024 and December 31, 2023, respectively, at fair value), net of allowance 285,928 345,700
Brokerage receivables, net of allowance 63,653 53,915
Trading account assets (including $215,744 and $197,156 pledged to creditors as of September 30, 2024 and December 31, 2023, respectively) 458,072 411,756
Investments:    
Available-for-sale debt securities (including $2,579 and $11,868 pledged to creditors as of September 30, 2024 and December 31, 2023, respectively) 234,444 256,936
Held-to-maturity debt securities, net of allowance (fair value of which is $234,310 and $235,001 as of September 30, 2024 and December 31, 2023, respectively) (includes $76 and $71 pledged to creditors as of September 30, 2024 and December 31, 2023, respectively) 248,274 254,247
Equity securities (including $855 and $766 as of September 30, 2024 and December 31, 2023, respectively, at fair value) 7,953 7,902
Total investments 490,671 519,085
Loans:    
Loans, net of unearned income 688,922 689,362
Allowance for credit losses on loans (ACLL) (18,356) (18,145)
Total loans, net 670,566 671,217
Goodwill 19,691 20,098
Intangible assets (including MSRs of $683 and $691 as of September 30, 2024 and December 31, 2023, respectively) 4,121 4,421
Premises and equipment, net of depreciation and amortization 30,096 28,747
Other assets (including $15,230 and $12,290 as of September 30, 2024 and December 31, 2023, respectively, at fair value), net of allowance 104,771 95,963
Total assets 2,430,663 2,411,834
Liabilities    
Deposits (including $4,112 and $2,440 as of September 30, 2024 and December 31, 2023, respectively, at fair value) 1,309,999 1,308,681
Securities loaned and sold under agreements to repurchase (including $62,858 and $62,485 as of September 30, 2024 and December 31, 2023, respectively, at fair value) 278,377 278,107
Brokerage payables (including $6,329 and $4,321 as of September 30, 2024 and December 31, 2023, respectively, at fair value) 81,186 63,539
Trading account liabilities 142,534 155,345
Short-term borrowings (including $11,896 and $6,545 as of September 30, 2024 and December 31, 2023, respectively, at fair value) 41,340 37,457
Long-term debt (including $117,286 and $116,338 as of September 30, 2024 and December 31, 2023, respectively, at fair value) 299,081 286,619
Other liabilities, plus allowances 68,244 75,835
Total liabilities 2,220,761 2,205,583
Stockholders’ equity    
Preferred stock ($1.00 par value; authorized shares: 30 million), issued shares: as of September 30, 2024—654,000 and as of December 31, 2023—704,000, at aggregate liquidation value 16,350 17,600
Common stock ($0.01 par value; authorized shares: 6 billion), issued shares: as of September 30, 2024—3,099,718,745 and as of December 31, 2023—3,099,691,704 31 31
Additional paid-in capital 108,969 108,955
Retained earnings 204,770 198,905
Treasury stock, at cost: September 30, 2024—1,208,453,942 shares and December 31, 2023— 1,196,577,865 shares (75,840) (75,238)
Accumulated other comprehensive income (loss) (AOCI) (45,197) (44,800)
Total Citigroup stockholders’ equity 209,083 205,453
Noncontrolling interests 819 798
Total equity 209,902 206,251
Total liabilities and equity 2,430,663 2,411,834
Consumer loans    
Loans:    
Loans, net of unearned income 389,151 389,197
Allowance for credit losses on loans (ACLL) (15,765) (15,431)
Corporate loans    
Loans:    
Loans, net of unearned income 299,771 300,165
Allowance for credit losses on loans (ACLL) $ (2,591) $ (2,714)