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ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses Roll Forward by Segment (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period $ 18,216 $ 17,496 $ 18,145 $ 16,974  
Charge-offs (2,609) (2,000) (8,014) (5,513)  
Recoveries 437 363 1,256 1,070  
Replenishment of NCLs 2,172 1,637 6,758 4,443  
Net reserve builds (releases) 254 100 636 787  
Net specific reserve builds (releases) (44) 79 (231) 84  
Other (93) (46) (217) 136  
ACLL at end of period 18,356 17,629 18,356 17,629  
ACLL          
Collectively evaluated 18,155   18,155   $ 17,743
Individually evaluated 179   179   402
Total ACLL 18,356 17,629 18,356 17,629 18,145
Loans, net of unearned income          
Collectively evaluated 679,668   679,668   679,713
Individually evaluated 1,004   1,004   1,940
Held at fair value 8,106   8,106   7,594
Total loans, net of unearned income 688,922   688,922   689,362
Credit deteriorated assets, par value 37 6 46 19  
Cumulative Effect, Period of Adoption, Adjustment          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period       (352)  
ACLL          
Total ACLL          
Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 18,216 17,496 18,145 16,622  
ACLL          
Total ACLL         18,145
Purchased credit deteriorated          
ACLL          
Purchased credit deteriorated 22   22   0
Loans, net of unearned income          
Purchased credit deteriorated 144   144   115
Corporate loans          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 2,484 2,630 2,714 2,855  
Charge-offs (113) (72) (420) (197)  
Recoveries 39 14 74 42  
Replenishment of NCLs 74 58 346 155  
Net reserve builds (releases) 143 25 115 (184)  
Net specific reserve builds (releases) (40) 77 (229) 49  
Other 4 (15) (9) (3)  
ACLL at end of period 2,591 2,717 2,591 2,717  
ACLL          
Collectively evaluated 2,451   2,451   2,352
Individually evaluated 140   140   362
Total ACLL 2,591 2,717 2,591 2,717 2,714
Loans, net of unearned income          
Collectively evaluated 291,023   291,023   291,002
Individually evaluated 944   944   1,882
Held at fair value 7,804   7,804   7,281
Total loans, net of unearned income 299,771   299,771   300,165
Corporate loans | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period     2,714 2,855  
ACLL          
Total ACLL         2,714
Corporate loans | Purchased credit deteriorated          
ACLL          
Purchased credit deteriorated 0   0   0
Loans, net of unearned income          
Purchased credit deteriorated 0   0   0
Consumer loans          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 15,732 14,866 15,431 14,119  
Charge-offs (2,496) (1,928) (7,594) (5,316)  
Recoveries 398 349 1,182 1,028  
Replenishment of NCLs 2,098 1,579 6,412 4,288  
Net reserve builds (releases) 111 75 521 971  
Net specific reserve builds (releases) (4) 2 (2) 35  
Other (97) (31) (208) 139  
ACLL at end of period 15,765 14,912 15,765 14,912  
ACLL          
Collectively evaluated 15,704   15,704   15,391
Individually evaluated 39   39   40
Total ACLL 15,765 $ 14,912 15,765 14,912 15,431
Loans, net of unearned income          
Collectively evaluated 388,645   388,645   388,711
Individually evaluated 60   60   58
Held at fair value 302   302   313
Total loans, net of unearned income 389,151   389,151   389,197
Consumer loans | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period       (352)  
ACLL          
Total ACLL          
Consumer loans | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period     15,431 $ 13,767  
ACLL          
Total ACLL         15,431
Consumer loans | Purchased credit deteriorated          
ACLL          
Purchased credit deteriorated 22   22   0
Loans, net of unearned income          
Purchased credit deteriorated $ 144   $ 144   $ 115