XML 140 R110.htm IDEA: XBRL DOCUMENT v3.24.1.u1
LOANS - Consumer Loans Credit Scores (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income $ 674,578 $ 689,362
Unallocated portfolio layer cumulative basis adjustments (113) 93
Consumer loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 381,759 389,197
Unallocated portfolio layer cumulative basis adjustments (74)  
Consumer loans | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income   3,233
Consumer loans | In North America offices    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 306,803 313,158
Consumer loans | In North America offices | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 2,986 2,897
Consumer loans | In North America offices | 90+ days past due | Personal Banking and Wealth Management [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 27,100 29,200
Consumer loans | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 75,030 76,039
Consumer loans | In offices outside North America | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 324 336
Consumer loans | In offices outside North America | 90+ days past due | Personal Banking and Wealth Management [Member]    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 17,100 17,000
Consumer loans | Residential mortgages    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 110,592 108,711
Consumer loans | Residential mortgages | In North America offices    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 110,592 108,711
Consumer loans | Residential mortgages | In North America offices | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 286 294
Consumer loans | Residential mortgages | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 25,926 26,426
Consumer loans | Residential mortgages | In offices outside North America | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 72 69
Consumer loans | Home equity loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 3,439 3,592
Consumer loans | Home equity loans | In North America offices    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 3,439 3,592
Consumer loans | Home equity loans | In North America offices | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 83 85
Consumer loans | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 158,238 164,110
Consumer loans | Credit cards | In North America offices    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 158,806 164,720
Consumer loans | Credit cards | In North America offices | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 2,563 2,461
Consumer loans | Credit cards | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Revolving loans converted to term loans 34 51
Total loans, net of unearned income 13,942 14,233
Consumer loans | Credit cards | In offices outside North America | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 215 227
Consumer loans | Credit cards | Canada    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 568 610
Consumer loans | Personal, small business and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Revolving loans converted to term loans 32 37
Total loans, net of unearned income 33,095 35,258
Consumer loans | Personal, small business and other | In North America offices    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 33,966 36,135
Consumer loans | Personal, small business and other | In North America offices | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 54 57
Consumer loans | Personal, small business and other | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 35,162 $ 35,380
Consumer loans | Personal, small business and other | In offices outside North America | Internal Investment Grade    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of loans rated investment grade   92.00%
Consumer loans | Personal, small business and other | In offices outside North America | 90+ days past due    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 37 $ 40
Consumer loans | Personal, small business and other | Canada    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 871 877
Consumer loans | Classifiably Managed and Delinquency Managed | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 76,500 77,500
Consumer loans | Less than 660    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 26,839 26,297
Consumer loans | Less than 660 | Residential mortgages    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 20 163
One year prior to current fiscal year 208 339
Two years prior to current fiscal year 415 270
Three years prior to current fiscal year 341 232
Four years prior to current fiscal year 236 138
Prior 1,556 1,377
Total loans, net of unearned income 2,776 2,519
Consumer loans | Less than 660 | Home equity line of credit (pre-reset)    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 309 300
Consumer loans | Less than 660 | Home equity line of credit (post-reset)    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 67 61
Consumer loans | Less than 660 | Home equity term loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One year prior to current fiscal year 0 0
Two years prior to current fiscal year 0 0
Three years prior to current fiscal year 0 2
Four years prior to current fiscal year 0 0
Prior 55 54
Total loans, net of unearned income 55 56
Consumer loans | Less than 660 | Home equity loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 431 417
Consumer loans | Less than 660 | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 22,007 21,899
Consumer loans | Less than 660 | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Revolving loans converted to term loans 1,156 1,011
Total loans, net of unearned income 23,163 22,910
Consumer loans | Less than 660 | Personal, small business and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 5 88
One year prior to current fiscal year 122 204
Two years prior to current fiscal year 190 52
Three years prior to current fiscal year 47 6
Four years prior to current fiscal year 5 5
Prior 100 96
Total loans, net of unearned income 469 451
Consumer loans | 660 to 739    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 76,270 76,958
Consumer loans | 660 to 739 | Residential mortgages    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 402 2,758
One year prior to current fiscal year 2,980 3,423
Two years prior to current fiscal year 3,291 3,107
Three years prior to current fiscal year 2,939 2,143
Four years prior to current fiscal year 2,293 1,382
Prior 5,281 4,122
Total loans, net of unearned income 17,186 16,935
Consumer loans | 660 to 739 | Home equity line of credit (pre-reset)    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 862 905
Consumer loans | 660 to 739 | Home equity line of credit (post-reset)    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 71 76
Consumer loans | 660 to 739 | Home equity term loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One year prior to current fiscal year 0 0
Two years prior to current fiscal year 0 0
Three years prior to current fiscal year 0 1
Four years prior to current fiscal year 1 1
Prior 102 109
Total loans, net of unearned income 103 111
Consumer loans | 660 to 739 | Home equity loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 1,036 1,092
Consumer loans | 660 to 739 | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 56,522 57,479
Consumer loans | 660 to 739 | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Revolving loans converted to term loans 534 490
Total loans, net of unearned income 57,056 57,969
Consumer loans | 660 to 739 | Personal, small business and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 41 343
One year prior to current fiscal year 404 351
Two years prior to current fiscal year 305 83
Three years prior to current fiscal year 71 9
Four years prior to current fiscal year 7 7
Prior 164 169
Total loans, net of unearned income 992 962
Consumer loans | Greater than or equal to 740    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 162,775 166,745
Consumer loans | Greater than or equal to 740 | Residential mortgages    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 2,508 14,309
One year prior to current fiscal year 13,956 16,834
Two years prior to current fiscal year 16,685 15,094
Three years prior to current fiscal year 15,032 12,827
Four years prior to current fiscal year 12,541 6,266
Prior 22,071 16,164
Total loans, net of unearned income 82,793 81,494
Consumer loans | Greater than or equal to 740 | Home equity line of credit (pre-reset)    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 1,728 1,873
Consumer loans | Greater than or equal to 740 | Home equity line of credit (post-reset)    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 72 69
Consumer loans | Greater than or equal to 740 | Home equity term loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 0 0
One year prior to current fiscal year 0 0
Two years prior to current fiscal year 0 1
Three years prior to current fiscal year 1 2
Four years prior to current fiscal year 2 2
Prior 126 131
Total loans, net of unearned income 129 136
Consumer loans | Greater than or equal to 740 | Home equity loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 1,929 2,078
Consumer loans | Greater than or equal to 740 | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 75,979 81,168
Consumer loans | Greater than or equal to 740 | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Revolving loans converted to term loans 111 108
Total loans, net of unearned income 76,090 81,276
Consumer loans | Greater than or equal to 740 | Personal, small business and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Current fiscal year 158 996
One year prior to current fiscal year 1,051 583
Two years prior to current fiscal year 481 128
Three years prior to current fiscal year 104 14
Four years prior to current fiscal year 11 8
Prior 158 168
Total loans, net of unearned income 1,963 1,897
Consumer loans | Classifiably managed    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 27,135 29,209
Consumer loans | Classifiably managed | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 17,128 17,007
Consumer loans | Classifiably managed | Residential mortgages    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 0 0
Consumer loans | Classifiably managed | Residential mortgages | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 0 0
Consumer loans | Classifiably managed | Home equity loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 0 0
Consumer loans | Classifiably managed | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 0 0
Consumer loans | Classifiably managed | Credit cards | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 0 0
Consumer loans | Classifiably managed | Personal, small business and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 27,135 29,209
Consumer loans | Classifiably managed | Personal, small business and other | In offices outside North America    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 17,128 17,007
Consumer loans | FICO not available    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 12,345 12,462
Consumer loans | FICO not available | Residential mortgages    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 7,837 7,763
Consumer loans | FICO not available | Home equity loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 43 5
Consumer loans | FICO not available | Credit cards    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 1,929 1,955
Consumer loans | FICO not available | Personal, small business and other    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income 2,536 2,739
Consumer loans | Total loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total loans, net of unearned income $ 305,364 $ 311,671