DEPOSITS

12 Months Ended

Dec. 31, 2023

Banking and Thrift, Interest [Abstract]

DEPOSITS

DEPOSITS

Deposits consisted of the following:

	December 31,
In millions of dollars	2023		2022
Non-interest-bearing deposits in U.S. offices	$	112,089	$	122,655
Interest-bearing deposits in U.S. offices (including $1,309 and $903 as of December 31, 2023 and 2022, respectively, at fair value)	576,784		607,470
Total deposits in U.S. offices(1)	$	688,873	$	730,125
Non-interest-bearing deposits in offices outside the U.S.	$	88,988	$	95,182
Interest-bearing deposits in offices outside the U.S. (including $1,131 and $972 as of December 31, 2023 and 2022, respectively, at fair value)	530,820		540,647
Total deposits in offices outside the U.S.(1)	$	619,808	$	635,829
Total deposits	$	1,308,681	$	1,365,954

At December 31, 2023 and 2022, time deposits in denominations that met or exceeded the insured limit were as follows:

	December 31,
In millions of dollars	2023		2022
U.S. offices(1)(2)	$	67,471	$	63,420
Offices outside the U.S.(1)(3)(4)	155,973		150,921
Total	$	223,444	$	214,341

(1)    The classification between offices in the U.S. and outside the U.S. is based on the domicile of the booking unit, rather than the domicile of the depositor.     

(2)    Represents time deposits in U.S. offices in denominations that met or exceeded $250,000.

(3)    Time deposits in offices outside the U.S. are assumed to be a depositor’s account as single account ownership.

(4)    The insurance coverage is applied in sequence of checking, savings and short- and long-term time deposits accounts.

At December 31, 2023, the maturities of time deposits were as follows:

In millions of dollars	U.S.		Outside U.S.		Total
2024	$	113,404	$	163,330	$	276,734
2025	1,143		1,018		2,161
2026	590		227		817
2027	137		112		249
2028	209		20		229
After 5 years	288		4		292
Total	$	115,771	$	164,711	$	280,482