XML 178 R145.htm IDEA: XBRL DOCUMENT v3.24.0.1
LOANS - Consumer Loans Outside of North America (Details) - USD ($)
$ in Millions
Dec. 31, 2023
Dec. 31, 2022
Loans receivable    
Total loans $ 689,362 $ 657,221
Consumer    
Loans receivable    
Total loans 389,197 368,067
Consumer | 30–89 days past due    
Loans receivable    
Total loans 3,259 2,372
Consumer | 90+ days past due    
Loans receivable    
Total loans 3,233 2,153
In offices outside North America | Consumer    
Loans receivable    
Total loans $ 76,039 $ 79,053
NCL ratio 1.58% 0.91%
In offices outside North America | Consumer | 30–89 days past due    
Loans receivable    
Total loans $ 364 $ 314
Past due ratio 0.62% 0.51%
In offices outside North America | Consumer | 90+ days past due    
Loans receivable    
Total loans $ 336 $ 265
Past due ratio 0.57% 0.43%
In offices outside North America | Consumer | Classifiably managed    
Loans receivable    
Total loans $ 17,007 $ 17,762
In offices outside North America | Consumer | FICO Score, Delinquency Managed Loans    
Loans receivable    
Total loans 59,032 61,291
In offices outside North America | Consumer | Classifiably managed    
Loans receivable    
Total loans 77,500 80,500
In offices outside North America | Consumer | Residential first mortgages    
Loans receivable    
Total loans $ 26,426 $ 28,114
NCL ratio 0.06% 0.10%
In offices outside North America | Consumer | Residential first mortgages | 30–89 days past due    
Loans receivable    
Total loans $ 48 $ 62
Past due ratio 0.18% 0.22%
In offices outside North America | Consumer | Residential first mortgages | 90+ days past due    
Loans receivable    
Total loans $ 69 $ 106
Past due ratio 0.26% 0.38%
In offices outside North America | Consumer | Residential first mortgages | Classifiably managed    
Loans receivable    
Total loans $ 0 $ 0
In offices outside North America | Consumer | Residential first mortgages | FICO Score, Delinquency Managed Loans    
Loans receivable    
Total loans 26,426 28,114
In offices outside North America | Consumer | Residential first mortgages | Global Wealth Management Business    
Loans receivable    
Total loans 19,900 19,800
In offices outside North America | Consumer | Credit cards    
Loans receivable    
Total loans $ 14,233 $ 12,955
NCL ratio 5.87% 3.18%
In offices outside North America | Consumer | Credit cards | 30–89 days past due    
Loans receivable    
Total loans $ 209 $ 147
Past due ratio 1.47% 1.13%
In offices outside North America | Consumer | Credit cards | 90+ days past due    
Loans receivable    
Total loans $ 227 $ 149
Past due ratio 1.59% 1.15%
In offices outside North America | Consumer | Credit cards | Classifiably managed    
Loans receivable    
Total loans $ 0 $ 0
In offices outside North America | Consumer | Credit cards | FICO Score, Delinquency Managed Loans    
Loans receivable    
Total loans 14,233 12,955
In offices outside North America | Consumer | Personal, small business and other    
Loans receivable    
Total loans $ 35,380 $ 37,984
NCL ratio 1.03% 0.76%
In offices outside North America | Consumer | Personal, small business and other | Internal Investment Grade    
Loans receivable    
Percentage internal risk rating 92.00% 98.00%
In offices outside North America | Consumer | Personal, small business and other | 30–89 days past due    
Loans receivable    
Total loans $ 107 $ 105
Past due ratio 0.58% 0.52%
In offices outside North America | Consumer | Personal, small business and other | 90+ days past due    
Loans receivable    
Total loans $ 40 $ 10
Past due ratio 0.22% 0.05%
In offices outside North America | Consumer | Personal, small business and other | Classifiably managed    
Loans receivable    
Total loans $ 17,007 $ 17,762
In offices outside North America | Consumer | Personal, small business and other | FICO Score, Delinquency Managed Loans    
Loans receivable    
Total loans $ 18,373 $ 20,222
In offices outside North America | Consumer | Personal, small business and other | Global Wealth Management Business | Internal Investment Grade    
Loans receivable    
Percentage internal risk rating 74.00% 94.00%
In offices outside North America | Consumer | Personal, small business and other | Global Wealth Management Business | Classifiably managed    
Loans receivable    
Total loans $ 24,900 $ 26,600