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INTEREST REVENUE AND EXPENSE
 9 Months Ended
Sep. 30, 2023
Banking and Thrift, Interest [Abstract]  
INTEREST REVENUE AND EXPENSE INTEREST REVENUE AND EXPENSE
Interest revenue and Interest expense consisted of the following:

Three Months Ended September 30,Nine Months Ended September 30,
In millions of dollars2023202220232022
Interest revenue 
Consumer loans$9,609 $7,380 $27,195 $20,243 
Corporate loans5,432 3,403 15,186 8,750 
Loan interest, including fees$15,041 $10,783 $42,381 $28,993 
Deposits with banks2,645 1,218 8,725 2,172 
Securities borrowed and purchased under agreements to resell7,363 2,176 18,791 3,375 
Investments, including dividends4,719 2,993 13,314 7,413 
Trading account assets(1)
3,893 1,989 10,391 4,794 
Other interest-earning assets(2)
1,176 760 3,277 1,953 
Total interest revenue$34,837 $19,919 $96,879 $48,700 
Interest expense
Deposits$9,630 $3,270 $26,065 $5,561 
Securities loaned and sold under agreements to repurchase6,090 1,251 14,609 2,188 
Trading account liabilities(1)
892 472 2,549 756 
Short-term borrowings and other interest-bearing liabilities(3)
1,956 745 5,382 1,068 
Long-term debt2,441 1,618 7,198 3,729 
Total interest expense$21,009 $7,356 $55,803 $13,302 
Net interest income$13,828 $12,563 $41,076 $35,398 
Provision for credit losses on loans1,816 1,328 5,314 2,972 
Net interest income after provision for credit losses on loans$12,012 $11,235 $35,762 $32,426 

(1)Interest expense on Trading account liabilities of ICG is reported as a reduction of Interest revenue. Interest revenue and Interest expense on cash collateral positions are reported in interest on Trading account assets and Trading account liabilities, respectively.
(2)Includes assets from businesses held-for-sale (see Note 2) and Brokerage receivables.
(3)Includes liabilities from businesses held-for-sale (see Note 2) and Brokerage payables.