XML 68 R39.htm IDEA: XBRL DOCUMENT v3.22.4
CONDENSED CONSOLIDATING FINANCIAL STATEMENTS
 12 Months Ended
Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
CONDENSED CONSOLIDATING FINANCIAL STATEMENTS CONDENSED CONSOLIDATING FINANCIAL STATEMENTS
Citigroup’s Registration Statement on Form S-3 on file with the SEC includes its wholly owned subsidiary, Citigroup Global Markets Holdings Inc. (CGMHI), as a co-registrant. Any securities issued by CGMHI under the Form S-3 will be fully and unconditionally guaranteed by Citigroup.
The following are the Condensed Consolidating Statements of Income and Comprehensive Income for the years ended December 31, 2022, 2021 and 2020, Condensed Consolidating Balance Sheet as of December 31, 2022 and 2021 and Condensed Consolidating Statement of Cash Flows for the years ended December 31, 2022, 2021 and 2020 for Citigroup Inc., the parent holding company (Citigroup parent company), CGMHI, other Citigroup subsidiaries and eliminations, and total consolidating adjustments. “Other Citigroup subsidiaries and eliminations” includes all other subsidiaries of Citigroup, intercompany eliminations and income (loss) from discontinued operations. “Consolidating adjustments” includes Citigroup parent company elimination of distributed and undistributed income of subsidiaries and investment in subsidiaries.
These Condensed Consolidating Financial Statements have been prepared and presented in accordance with SEC Regulation S-X Rule 3-10, “Financial Statements of Guarantors and Issuers of Guaranteed Securities Registered or Being Registered.”
These Condensed Consolidating Financial Statements are presented for purposes of additional analysis, but should be considered in relation to the Consolidated Financial Statements of Citigroup taken as a whole.
Condensed Consolidating Statements of Income and Comprehensive Income

Year ended December 31, 2022
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Revenues
Dividends from subsidiaries$8,992 $— $(8,992)$— 
Interest revenue— 10,021 64,387 — 74,408 
Interest revenue—intercompany 4,628 2,324 (6,952)— — 
Interest expense5,250 5,938 14,552 — 25,740 
Interest expense—intercompany715 4,358 (5,073)— — 
Net interest income$(1,337)$2,049 $47,956 $— $48,668 
Commissions and fees$— $4,617 $4,558 $— $9,175 
Commissions and fees—intercompany(1)127 (126)— — 
Principal transactions5,147 13,895 (4,883)— 14,159 
Principal transactions—intercompany(5,686)(10,532)16,218 — — 
Other revenue210 493 2,633 — 3,336 
Other revenue—intercompany(220)(58)278 — — 
Total non-interest revenues$(550)$8,542 $18,678 $— $26,670 
Total revenues, net of interest expense$7,105 $10,591 $66,634 $(8,992)$75,338 
Provisions for credit losses and for benefits and claims$— $10 $5,229 $— $5,239 
Operating expenses
Compensation and benefits$9 $5,450 $21,196 $— $26,655 
Compensation and benefits—intercompany12 — (12)— — 
Other operating85 2,962 21,590 — 24,637 
Other operating—intercompany15 2,705 (2,720)— — 
Total operating expenses$121 $11,117 $40,054 $— $51,292 
Equity in undistributed income of subsidiaries$6,173 $— $— $(6,173)$— 
Income from continuing operations before income taxes$13,157 $(536)$21,351 $(15,165)$18,807 
Provision (benefit) for income taxes(1,688)(290)5,620 — 3,642 
Income from continuing operations$14,845 $(246)$15,731 $(15,165)$15,165 
Income (loss) from discontinued operations, net of taxes— — (231)— (231)
Net income before attribution of noncontrolling interests$14,845 $(246)$15,500 $(15,165)$14,934 
Noncontrolling interests— — 89 — 89 
Net income $14,845 $(246)$15,411 $(15,165)$14,845 
Comprehensive income
Add: Other comprehensive income (loss) $(8,297)$946 $(5,120)$4,174 $(8,297)
Total Citigroup comprehensive income$6,548 $700 $10,291 $(10,991)$6,548 
Add: Other comprehensive income attributable to noncontrolling interests$— $— $(58)$— $(58)
Add: Net income attributable to noncontrolling interests— — 89 — 89 
Total comprehensive income$6,548 $700 $10,322 $(10,991)$6,579 
Condensed Consolidating Statements of Income and Comprehensive Income

Year ended December 31, 2021
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Revenues
Dividends from subsidiaries$6,482 $— $— $(6,482)$— 
Interest revenue— 3,566 46,909 — 50,475 
Interest revenue—intercompany3,757 531 (4,288)— — 
Interest expense4,791 778 2,412 — 7,981 
Interest expense—intercompany294 1,320 (1,614)— — 
Net interest income$(1,328)$1,999 $41,823 $— $42,494 
Commissions and fees$— $7,770 $5,902 $— $13,672 
Commissions and fees—intercompany(36)407 (371)— — 
Principal transactions976 10,140 (962)— 10,154 
Principal transactions—intercompany(1,375)(6,721)8,096 — — 
Other revenue(64)576 5,052 — 5,564 
Other revenue—intercompany(133)(60)193 — — 
Total non-interest revenues$(632)$12,112 $17,910 $— $29,390 
Total revenues, net of interest expense$4,522 $14,111 $59,733 $(6,482)$71,884 
Provisions for credit losses and for benefits and claims$— $6 $(3,784)$— $(3,778)
Operating expenses
Compensation and benefits$10 $5,251 $19,873 $— $25,134 
Compensation and benefits—intercompany69 — (69)— — 
Other operating83 2,868 20,108 — 23,059 
Other operating—intercompany11 2,826 (2,837)— — 
Total operating expenses$173 $10,945 $37,075 $— $48,193 
Equity in undistributed income of subsidiaries$16,596 $— $— $(16,596)$— 
Income from continuing operations before income taxes$20,945 $3,160 $26,442 $(23,078)$27,469 
Provision (benefit) for income taxes(1,007)625 5,833 — 5,451 
Income from continuing operations$21,952 $2,535 $20,609 $(23,078)$22,018 
Income (loss) from discontinued operations, net of taxes— — 7 — 7 
Net income (loss) before attribution of noncontrolling interests$21,952 $2,535 $20,616 $(23,078)$22,025 
Noncontrolling interests— — 73 — 73 
Net income $21,952 $2,535 $20,543 $(23,078)$21,952 
Comprehensive income
Add: Other comprehensive income (loss) $(6,707)$(76)$(450)$526 $(6,707)
Total Citigroup comprehensive income$15,245 $2,459 $20,093 $(22,552)$15,245 
Add: Other comprehensive income attributable to noncontrolling interests$— $— $(99)$— $(99)
Add: Net income attributable to noncontrolling interests— — 73 — 73 
Total comprehensive income$15,245 $2,459 $20,067 $(22,552)$15,219 
Condensed Consolidating Statements of Income and Comprehensive Income

Year ended December 31, 2020
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Revenues
Dividends from subsidiaries$2,355 $— $— $(2,355)$— 
Interest revenue— 5,364 52,725 — 58,089 
Interest revenue—intercompany4,162 920 (5,082)— — 
Interest expense4,992 1,989 6,357 — 13,338 
Interest expense—intercompany502 2,170 (2,672)— — 
Net interest income$(1,332)$2,125 $43,958 $— $44,751 
Commissions and fees$— $6,216 $5,169 $— $11,385 
Commissions and fees—intercompany(36)290 (254)— — 
Principal transactions(1,254)(4,252)19,391 — 13,885 
Principal transactions—intercompany693 9,064 (9,757)— — 
Other revenue(127)706 4,901 — 5,480 
Other revenue—intercompany111 23 (134)— — 
Total non-interest revenues$(613)$12,047 $19,316 $— $30,750 
Total revenues, net of interest expense$410 $14,172 $63,274 $(2,355)$75,501 
Provisions for credit losses and for benefits and claims$— $(1)$17,496 $— $17,495 
Operating expenses
Compensation and benefits$(5)$4,941 $17,278 $— $22,214 
Compensation and benefits—intercompany191 — (191)— — 
Other operating37 2,393 19,730 — 22,160 
Other operating—intercompany15 2,317 (2,332)— — 
Total operating expenses$238 $9,651 $34,485 $— $44,374 
Equity in undistributed income of subsidiaries$9,894 $— $— $(9,894)$— 
Income from continuing operations before income taxes$10,066 $4,522 $11,293 $(12,249)$13,632 
Provision (benefit) for income taxes(981)1,249 2,257 — 2,525 
Income from continuing operations$11,047 $3,273 $9,036 $(12,249)$11,107 
Income (loss) from discontinued operations, net of taxes— — (20)— (20)
Net income before attribution of noncontrolling interests$11,047 $3,273 $9,016 $(12,249)$11,087 
Noncontrolling interests— — 40 — 40 
Net income $11,047 $3,273 $8,976 $(12,249)$11,047 
Comprehensive income
Add: Other comprehensive income (loss) $4,260 $(223)$4,244 $(4,021)$4,260 
Total Citigroup comprehensive income$15,307 $3,050 $13,220 $(16,270)$15,307 
Add: Other comprehensive income attributable to noncontrolling interests$— $— $26 $— $26 
Add: Net income attributable to noncontrolling interests— — 40 — 40 
Total comprehensive income$15,307 $3,050 $13,286 $(16,270)$15,373 
Condensed Consolidating Balance Sheet

December 31, 2022
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Assets
Cash and due from banks$— $955 $29,622 $— $30,577 
Cash and due from banks—intercompany15 7,448 (7,463)— — 
Deposits with banks, net of allowance— 7,902 303,546 — 311,448 
Deposits with banks—intercompany3,000 10,816 (13,816)— — 
Securities borrowed and purchased under resale agreements— 286,724 78,677 — 365,401 
Securities borrowed and purchased under resale agreements—intercompany— 19,549 (19,549)— — 
Trading account assets130 202,678 131,306 — 334,114 
Trading account assets—intercompany176 7,279 (7,455)— — 
Investments, net of allowance1 265 526,316 — 526,582 
Loans, net of unearned income— 1,749 655,472 — 657,221 
Loans, net of unearned income—intercompany— 337 (337)— — 
Allowance for credit losses on loans (ACLL)— — (16,974)— (16,974)
Total loans, net$— $2,086 $638,161 $— $640,247 
Advances to subsidiaries$146,843 $— $(146,843)$— $— 
Investments in subsidiary bank holding company172,721 — — (172,721)— 
Investments in non-bank subsidiaries48,295 — — (48,295)— 
Other assets, net of allowance(1)
10,441 66,753 131,113 — 208,307 
Other assets—intercompany3,346 94,716 (98,062)— — 
Total assets$384,968 $707,171 $1,545,553 $(221,016)$2,416,676 
Liabilities and equity
Deposits $— $— $1,365,954 $— $1,365,954 
Deposits—intercompany— — — — — 
Securities loaned and sold under repurchase agreements— 181,765 20,679 — 202,444 
Securities loaned and sold under repurchase agreements—intercompany— 64,151 (64,151)— — 
Trading account liabilities23 108,940 61,684 — 170,647 
Trading account liabilities—intercompany581 6,989 (7,570)— — 
Short-term borrowings— 20,382 26,714 — 47,096 
Short-term borrowings—intercompany— 23,468 (23,468)— — 
Long-term debt166,257 88,844 16,505 — 271,606 
Long-term debt—intercompany— 83,224 (83,224)— — 
Advances from subsidiary bank holding company6,629 — (6,629)— — 
Advances from non-bank subsidiaries7,933 — (7,933)— — 
Other liabilities2,321 75,040 79,730 — 157,091 
Other liabilities—intercompany35 15,530 (15,565)— — 
Stockholders’ equity201,189 38,838 182,827 (221,016)201,838 
Total liabilities and equity$384,968 $707,171 $1,545,553 $(221,016)$2,416,676 

(1)Citigroup parent company and Other Citigroup subsidiaries at December 31, 2022 included $40.2 billion of placements to Citibank and its branches, of which $29.2 billion had a remaining term of less than 30 days.
Condensed Consolidating Balance Sheet

December 31, 2021
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Assets
Cash and due from banks$— $834 $26,681 $— $27,515 
Cash and due from banks—intercompany17 6,890 (6,907)— — 
Deposits with banks, net of allowance— 7,936 226,582 — 234,518 
Deposits with banks—intercompany3,500 11,005 (14,505)— — 
Securities borrowed and purchased under resale agreements— 269,608 57,680 — 327,288 
Securities borrowed and purchased under resale agreements—intercompany— 23,362 (23,362)— — 
Trading account assets248 189,841 141,856 — 331,945 
Trading account assets—intercompany1,215 1,438 (2,653)— — 
Investments, net of allowance1 224 512,597 — 512,822 
Loans, net of unearned income— 2,293 665,474 — 667,767 
Loans, net of unearned income—intercompany— — — — — 
Allowance for credit losses on loans (ACLL)— — (16,455)— (16,455)
Total loans, net$— $2,293 $649,019 $— $651,312 
Advances to subsidiaries$142,144 $— $(142,144)$— $— 
Investments in subsidiary bank holding company175,849 — — (175,849)— 
Investments in non-bank subsidiaries47,454 — — (47,454)— 
Other assets, net of allowance(1)
10,589 69,312 126,112 — 206,013 
Other assets—intercompany2,737 60,567 (63,304)— — 
Total assets$383,754 $643,310 $1,487,652 $(223,303)$2,291,413 
Liabilities and equity
Deposits $— $— $1,317,230 $— $1,317,230 
Deposits—intercompany— — — — — 
Securities loaned and sold under repurchase agreements— 171,818 19,467 — 191,285 
Securities loaned and sold under repurchase agreements—intercompany— 62,197 (62,197)— — 
Trading account liabilities17 122,383 39,129 — 161,529 
Trading account liabilities—intercompany777 500 (1,277)— — 
Short-term borrowings— 13,425 14,548 — 27,973 
Short-term borrowings—intercompany— 17,230 (17,230)— — 
Long-term debt164,945 61,416 28,013 — 254,374 
Long-term debt—intercompany— 76,335 (76,335)— — 
Advances from subsidiary bank holding company5,426 — (5,426)— — 
Advances from non-bank subsidiaries8,043 — (8,043)— — 
Other liabilities2,574 68,206 65,570 — 136,350 
Other liabilities—intercompany— 11,774 (11,774)— — 
Stockholders’ equity201,972 38,026 185,977 (223,303)202,672 
Total liabilities and equity$383,754 $643,310 $1,487,652 $(223,303)$2,291,413 

(1)Citigroup parent company and Other Citigroup subsidiaries at December 31, 2021 included $30.5 billion of placements to Citibank and its branches, of which $19.5 billion had a remaining term of less than 30 days.
Condensed Consolidating Statement of Cash Flows
Year ended December 31, 2022
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Net cash provided by (used in) operating activities of continuing operations$156 $(18,505)$43,418 $— $25,069 
Cash flows from investing activities of continuing operations
Available-for-sale debt securities:
Purchases of investments$— $— $(218,747)$— $(218,747)
Proceeds from sales of investments— — 79,687 — 79,687 
Proceeds from maturities of investments— — 140,934 — 140,934 
Held-to-maturity debt securities:
Purchases of investments— — (42,903)— (42,903)
Proceeds from maturities of investments— — 12,188 — 12,188 
Change in loans— — (16,591)— (16,591)
Proceeds from sales and securitizations of loans— — 4,709 — 4,709 
Proceeds from divestitures— — 5,741 — 5,741 
Change in securities borrowed and purchased under agreements to resell— (13,303)(24,810)— (38,113)
Changes in investments and advances—intercompany(7,815)(33,929)41,744 — — 
Other investing activities
— (65)(6,295)— (6,360)
Net cash used in investing activities of continuing operations$(7,815)$(47,297)$(24,343)$— $(79,455)
Cash flows from financing activities of continuing operations
Dividends paid$(5,003)$(281)$281 $— $(5,003)
Issuance of preferred stock— — — — — 
Redemption of preferred stock
— — — — — 
Treasury stock acquired(3,250)— — — (3,250)
Proceeds (repayments) from issuance of long-term debt, net14,661 34,162 (1,160)— 47,663 
Proceeds (repayments) from issuance of long-term debt—intercompany, net— 11,089 (11,089)— — 
Change in deposits— — 68,415 — 68,415 
Change in securities loaned and sold under agreements to repurchase— 11,901 (742)— 11,159 
Change in short-term borrowings— 6,957 12,166 — 19,123 
Net change in short-term borrowings and other advances—intercompany1,093 2,038 (3,131)— — 
Capital contributions from (to) parent— 380 (380)— — 
Other financing activities(344)12 (12)— (344)
Net cash provided by financing activities of continuing operations$7,157 $66,258 $64,348 $— $137,763 
Effect of exchange rate changes on cash and due from banks$— $— $(3,385)$— $(3,385)
Change in cash and due from banks and deposits with banks$(502)$456 $80,038 $— $79,992 
Cash and due from banks and deposits with banks at
beginning of year		3,517 26,665 231,851 — 262,033 
Cash and due from banks and deposits with banks at end of year$3,015 $27,121 $311,889 $— $342,025 
Cash and due from banks (including segregated cash and other deposits)$15 $8,403 $22,159 $— $30,577 
Deposits with banks, net of allowance3,000 18,718 289,730 — 311,448 
Cash and due from banks and deposits with banks at end of year$3,015 $27,121 $311,889 $— $342,025 
Supplemental disclosure of cash flow information for continuing operations
Cash paid (received) during the year for income taxes$(1,269)$363 $4,639 $— $3,733 
Cash paid during the year for interest
1,309 9,936 11,370 — 22,615 
Non-cash investing activities
Transfer of investment securities from AFS to HTM$— $— $21,688 $— $21,688 
Decrease in net loans associated with divestitures reclassified to HFS— — 16,956 — 16,956 
Decrease in goodwill associated with divestitures reclassified to HFS— — 876 — 876 
Transfers to loans HFS (Other assets) from loans
— — 5,582 — 5,582 
Non-cash financing activities
Decrease in deposits associated with significant disposals reclassified to HFS$— $— $19,691 $— $19,691 
Condensed Consolidating Statement of Cash Flows
Year ended December 31, 2021
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Net cash provided by (used in) operating activities of continuing operations$3,947 $43,227 $(84)$— $47,090 
Cash flows from investing activities of continuing operations
Available-for-sale debt securities:
  Purchases of investments$— $— $(205,980)$— $(205,980)
  Proceeds from sales of investments— — 125,895 — 125,895 
  Proceeds from maturities of investments— — 120,936 — 120,936 
Held-to-maturity debt securities:
Purchases of investments— — (136,450)— (136,450)
Proceeds from maturities of investments— — 21,164 — 21,164 
Change in loans— — (1,173)— (1,173)
Proceeds from sales and securitizations of loans— — 2,918 — 2,918 
Change in securities borrowed and purchased under agreements to resell— (29,944)(2,632)— (32,576)
Changes in investments and advances—intercompany8,260 (9,040)780 — — 
Other investing activities
— (2)(5,478)— (5,480)
Net cash provided by (used in) investing activities of continuing operations$8,260 $(38,986)$(80,020)$— $(110,746)
Cash flows from financing activities of continuing operations
Dividends paid$(5,198)$(196)$196 $— $(5,198)
Issuance of preferred stock3,300 — — — 3,300 
Redemption of preferred stock
(3,785)— — — (3,785)
Treasury stock acquired(7,601)— — — (7,601)
Proceeds from issuance of long-term debt, net(86)15,071 (19,277)— (4,292)
Proceeds (repayments) from issuance of long-term debt—intercompany, net— 14,410 (14,410)— — 
Change in deposits— — 44,966 — 44,966 
Change in securities loaned and sold under agreements to repurchase— (27,241)19,001 — (8,240)
Change in short-term borrowings— 1,102 (2,643)— (1,541)
Net change in short-term borrowings and other advances—intercompany501 (917)416 — — 
Capital contributions from (to) parent— 71 (71)— — 
Other financing activities(337)12 (12)— (337)
Net cash provided by (used in) financing activities of continuing operations$(13,206)$2,312 $28,166 $— $17,272 
Effect of exchange rate changes on cash and due from banks$— $— $(1,198)$— $(1,198)
Change in cash and due from banks and deposits with banks$(999)$6,553 $(53,136)$— $(47,582)
Cash and due from banks and deposits with banks at
beginning of year		4,516 20,112 284,987 — 309,615 
Cash and due from banks and deposits with banks at end of year$3,517 $26,665 $231,851 $— $262,033 
Cash and due from banks (including segregated cash and other deposits)$17 $7,724 $19,774 $— $27,515 
Deposits with banks, net of allowance3,500 18,941 212,077 — 234,518 
Cash and due from banks and deposits with banks at end of year$3,517 $26,665 $231,851 $— $262,033 
Supplemental disclosure of cash flow information for continuing operations 
Cash paid (received) during the year for income taxes$(2,406)$919 $5,515 $— $4,028 
Cash paid during the year for interest3,101 2,210 1,832 — 7,143 
Non-cash investing activities
Decrease in net loans associated with divestitures reclassified to HFS$— $— $9,945 $— $9,945 
Transfers to loans HFS (Other assets) from loans
— — 7,414 — 7,414 
Non-cash financing activities
Decrease in long-term debt associated with divestitures reclassified to HFS$— $— $479 $— $479 
Decrease in deposits associated with divestitures reclassified to HFS
reclassified to HFS		— — 8,407 — 8,407 
Condensed Consolidating Statements of Cash Flows
Year ended December 31, 2020
In millions of dollarsCitigroup parent companyCGMHIOther Citigroup subsidiaries and eliminationsConsolidating adjustmentsCitigroup consolidated
Net cash provided by (used in) operating activities of continuing operations$5,002 $(26,195)$(2,295)$— $(23,488)
Cash flows from investing activities of continuing operations
Available-for-sale debt securities:
  Purchases of investments$— $— $(306,801)$— $(306,801)
  Proceeds from sales of investments— — 144,035 — 144,035 
  Proceeds from maturities of investments— — 110,941 — 110,941 
Held-to-maturity debt securities:
Purchases of investments— — (25,586)— (25,586)
Proceeds from maturities of investments— — 15,215 — 15,215 
Change in loans— — 14,249 — 14,249 
Proceeds from sales and securitizations of loans— — 1,495 — 1,495 
Change in securities borrowed and purchased under agreements to resell— (46,044)2,654 — (43,390)
Changes in investments and advances—intercompany(5,584)(6,917)12,501 — — 
Other investing activities
— (54)(2,549)— (2,603)
Net cash provided by (used in) investing activities of continuing operations$(5,584)$(53,015)$(33,846)$— $(92,445)
Cash flows from financing activities of continuing operations
Dividends paid$(5,352)$(172)$172 $— $(5,352)
Issuance of preferred stock
2,995 — — — 2,995 
Redemption of preferred stock
(1,500)— — — (1,500)
Treasury stock acquired(2,925)— — — (2,925)
Proceeds (repayments) from issuance of long-term debt, net16,798 6,349 (10,091)— 13,056 
Proceeds (repayments) from issuance of long-term debt—intercompany, net— 3,960 (3,960)— — 
Change in deposits— — 210,081 — 210,081 
Change in securities loaned and sold under agreements to repurchase— 79,322 (46,136)— 33,186 
Change in short-term borrowings— 1,228 (16,763)— (15,535)
Net change in short-term borrowings and other advances—intercompany(7,528)(7,806)15,334 — — 
Other financing activities(411)— — — (411)
Net cash provided by financing activities of continuing operations$2,077 $82,881 $148,637 $— $233,595 
Effect of exchange rate changes on cash and due from banks$— $— $(1,966)$— $(1,966)
Change in cash and due from banks and deposits with banks$1,495 $3,671 $110,530 $— $115,696 
Cash and due from banks and deposits with banks at
beginning of year		3,021 16,441 174,457 — 193,919 
Cash and due from banks and deposits with banks at end of year$4,516 $20,112 $284,987 $— $309,615 
Cash and due from banks (including segregated cash and other deposits)$16 $6,709 $19,624 $— $26,349 
Deposits with banks, net of allowance4,500 13,403 265,363 — 283,266 
Cash and due from banks and deposits with banks at end of year$4,516 $20,112 $284,987 $— $309,615 
Supplemental disclosure of cash flow information for continuing operations 
Cash paid (received) during the year for income taxes$(1,883)$1,138 $5,542 $— $4,797 
Cash paid during the year for interest2,681 4,516 4,897 — 12,094 
Non-cash investing activities
Transfers to loans HFS (Other assets) from loans
$— $— $2,614 $— $2,614