XML 158 R129.htm IDEA: XBRL DOCUMENT v3.22.4
LOANS - Consumer Troubled Debt Restructurings (Details) - Consumer
$ in Millions
12 Months Ended
Dec. 31, 2022
USD ($)
loan
Dec. 31, 2021
USD ($)
loan
Loans receivable    
Period within which default occurred post-modification 1 year  
Number of days past due, non-accrual status 60 days  
Residential first mortgages    
Loans receivable    
Number of days past due, non-accrual status 90 days  
Home equity loans    
Loans receivable    
Number of days past due, non-accrual status 90 days  
Credit cards    
Loans receivable    
Number of days past due, non-accrual status 180 days  
Personal, small business and other    
Loans receivable    
Number of days past due, non-accrual status 90 days  
In North America offices    
Loans receivable    
Number of loans modified | loan 178,411 167,624
Post-modification recorded investment $ 1,085.0 $ 1,056.0
Loans in default $ 290.0 $ 321.0
In North America offices | Residential first mortgages    
Loans receivable    
Number of loans modified | loan 1,133 1,335
Post-modification recorded investment $ 263.0 $ 230.0
Average interest rate reduction (as a percent) 0.00% 1.00%
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankruptcy $ 5.0 $ 15.0
Loans in default 35.0 57.0
In North America offices | Residential first mortgages | New OCC guidance    
Loans receivable    
Post-modification recorded investment for borrowers that have gone through Chapter 7 bankruptcy $ 3.8 $ 5.0
In North America offices | Home equity loans    
Loans receivable    
Number of loans modified | loan 451 191
Post-modification recorded investment $ 40.0 $ 19.0
Average interest rate reduction (as a percent) 0.00% 0.00%
Loans in default $ 4.0 $ 8.0
In North America offices | Credit cards    
Loans receivable    
Number of loans modified | loan 176,252 165,098
Post-modification recorded investment $ 775.0 $ 794.0
Average interest rate reduction (as a percent) 18.00% 18.00%
Loans in default $ 250.0 $ 252.0
In North America offices | Personal, small business and other    
Loans receivable    
Number of loans modified | loan 575 1,000
Post-modification recorded investment $ 7.0 $ 13.0
Average interest rate reduction (as a percent) 5.00% 3.00%
Loans in default $ 1.0 $ 4.0
In offices outside the U.S.    
Loans receivable    
Number of loans modified | loan 19,121 104,385
Post-modification recorded investment $ 118.0 $ 627.0
Loans in default $ 25.0 $ 286.0
In offices outside the U.S. | Residential first mortgages    
Loans receivable    
Number of loans modified | loan 683 1,975
Post-modification recorded investment $ 21.0 $ 86.0
Average interest rate reduction (as a percent) 0.00% 0.00%
Loans in default $ 10.0 $ 38.0
In offices outside the U.S. | Credit cards    
Loans receivable    
Number of loans modified | loan 16,006 74,202
Post-modification recorded investment $ 68.0 $ 339.0
Average interest rate reduction (as a percent) 25.00% 13.00%
Loans in default $ 12.0 $ 152.0
In offices outside the U.S. | Personal, small business and other    
Loans receivable    
Number of loans modified | loan 2,432 28,208
Post-modification recorded investment $ 29.0 $ 202.0
Average interest rate reduction (as a percent) 8.00% 10.00%
Loans in default $ 3.0 $ 96.0
Deferred principal | In North America offices    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In North America offices | Residential first mortgages    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In North America offices | Home equity loans    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In North America offices | Credit cards    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In North America offices | Personal, small business and other    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In offices outside the U.S.    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In offices outside the U.S. | Residential first mortgages    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In offices outside the U.S. | Credit cards    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Deferred principal | In offices outside the U.S. | Personal, small business and other    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In North America offices    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In North America offices | Residential first mortgages    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In North America offices | Home equity loans    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In North America offices | Credit cards    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In North America offices | Personal, small business and other    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In offices outside the U.S.    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In offices outside the U.S. | Residential first mortgages    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In offices outside the U.S. | Credit cards    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Contingent principal forgiveness | In offices outside the U.S. | Personal, small business and other    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In North America offices    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In North America offices | Residential first mortgages    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In North America offices | Home equity loans    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In North America offices | Credit cards    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In North America offices | Personal, small business and other    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In offices outside the U.S.    
Loans receivable    
Post-modification recorded investment 2.0 20.0
Principal forgiveness | In offices outside the U.S. | Residential first mortgages    
Loans receivable    
Post-modification recorded investment 0.0 0.0
Principal forgiveness | In offices outside the U.S. | Credit cards    
Loans receivable    
Post-modification recorded investment 1.0 13.0
Principal forgiveness | In offices outside the U.S. | Personal, small business and other    
Loans receivable    
Post-modification recorded investment $ 1.0 $ 7.0