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INTEREST REVENUE AND EXPENSE
 6 Months Ended
Jun. 30, 2022
Banking and Thrift, Interest [Abstract]  
INTEREST REVENUE AND EXPENSE INTEREST REVENUE AND EXPENSE
Interest revenue and Interest expense consisted of the following:

Three Months Ended June 30,Six Months Ended June 30,
In millions of dollars2022202120222021
Interest revenue 
Consumer loans$6,601 $6,521 $12,863 $13,223 
Corporate loans2,894 2,212 5,348 4,419 
Loan interest, including fees$9,495 $8,733 $18,211 $17,642 
Deposits with banks658 126 954 271 
Securities borrowed and purchased under agreements to resell805 205 1,199 499 
Investments, including dividends2,370 1,818 4,420 3,570 
Trading account assets(1)
1,659 1,470 2,805 2,807 
Other interest-bearing assets(2)
643 111 1,192 208 
Total interest revenue$15,630 $12,463 $28,781 $24,997 
Interest expense
Deposits$1,420 $676 $2,291 $1,388 
Securities loaned and sold under agreements to repurchase655 260 937 513 
Trading account liabilities(1)
137 150 284 264 
Short-term borrowings and other interest-bearing liabilities(3)
268 31 323 62 
Long-term debt1,186 868 2,111 1,786 
Total interest expense$3,666 $1,985 $5,946 $4,013 
Net interest income$11,964 $10,478 $22,835 $20,984 
Provision (benefit) for credit losses on loans1,384 (1,126)1,644 (2,605)
Net interest income after provision for credit losses on loans$10,580 $11,604 $21,191 $23,589 

(1)Interest expense on Trading account liabilities of ICG is reported as a reduction of Interest revenue. Interest revenue and Interest expense on cash collateral positions are reported in interest on Trading account assets and Trading account liabilities, respectively.
(2)Includes assets from businesses held-for-sale (see Note 2) and Brokerage receivables.
(3)Includes liabilities from businesses held-for-sale (see Note 2) and Brokerage payables.