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PLEDGED ASSETS, COLLATERAL, GUARANTEES AND COMMITMENTS (Tables)
 12 Months Ended
Dec. 31, 2021
Pledged Assets, Collateral, Guarantees and Commitments [Abstract]  
Schedule of carrying value of assets pledged The approximate carrying values of the significant components of pledged assets recognized on Citi’s Consolidated Balance Sheet included the following:
In millions of dollarsDecember 31, 2021December 31,
2020
Investment securities$252,192 $231,696 
Loans232,319 239,699 
Trading account assets140,980 174,717 
Total$625,491 $646,112 
Summary of restricted cash
Restricted cash is included on the Consolidated Balance Sheet within the following balance sheet lines:

In millions of dollarsDecember 31,
2021		December 31,
2020
Cash and due from banks$2,786 $3,774 
Deposits with banks, net of allowance10,636 14,203 
Total$13,422 $17,977 
Schedule of cash flow supplemental information
The table below provides the Cash Flow Statement Supplemental Information:

In millions of dollarsDecember 31,
2021		December 31,
2020
Cash paid for amounts included in the measurement of lease liabilities$806 $814 
Right-of-use assets obtained in exchange for new operating lease liabilities(1)(2)
845 447 

(1)     Represents non-cash activity and, accordingly, is not reflected in the Consolidated Statement of Cash Flows.
(2)    Excludes the decrease in the right-of-use assets related to the purchase of a previously leased property.
Schedule of future minimum rental payments for operating leases after adoption
Citi’s future lease payments are as follows:

In millions of dollars
2022$763 
2023648 
2024542 
2025445 
2026346 
Thereafter753 
Total future lease payments$3,497 
Less imputed interest (based on weighted-average discount rate of 3.0%)
$(381)
Lease liability$3,116 
Schedule of guarantor obligations
The following tables present information about Citi’s guarantees:

 Maximum potential amount of future payments 
In billions of dollars at December 31, 2021Expire within
1 year		Expire after
1 year		Total amount
outstanding
Carrying value
(in millions of dollars)
Financial standby letters of credit$34.3 $58.4 $92.7 $791 
Performance guarantees6.6 6.4 13.0 47 
Derivative instruments considered to be guarantees14.6 48.9 63.5 514 
Loans sold with recourse— 1.7 1.7 15 
Securities lending indemnifications(1)
121.9 — 121.9 — 
Credit card merchant processing(2)
119.4 — 119.4 1 
Credit card arrangements with partners— 0.8 0.8 7 
Other2.0 12.0 14.0 34 
Total$298.8 $128.2 $427.0 $1,409 
 Maximum potential amount of future payments 
In billions of dollars at December 31, 2020Expire within
1 year		Expire after
1 year		Total amount
outstanding
Carrying value
(in millions of dollars)
Financial standby letters of credit$25.3 $68.4 $93.7 $1,407 
Performance guarantees7.3 6.0 13.3 72 
Derivative instruments considered to be guarantees20.0 60.9 80.9 671 
Loans sold with recourse— 1.2 1.2 9 
Securities lending indemnifications(1)
112.2 — 112.2 — 
Credit card merchant processing(2)
101.9 — 101.9 3 
Credit card arrangements with partners0.2 0.8 1.0 7 
Other— 12.0 12.0 35 
Total$266.9 $149.3 $416.2 $2,204 

(1)The carrying values of securities lending indemnifications were not material for either period presented, as the probability of potential liabilities arising from these guarantees is minimal.
(2)At December 31, 2021 and 2020, this maximum potential exposure was estimated to be $119 billion and $102 billion, respectively. However, Citi believes that the maximum exposure is not representative of the actual potential loss exposure based on its historical experience. This contingent liability is unlikely to arise, as most products and services are delivered when purchased and amounts are refunded when items are returned to merchants.
Schedule of guarantor obligations by credit ratings Presented in the tables below are the maximum potential amounts of future payments that are classified based on internal and external credit ratings. The determination of the maximum potential future payments is based on the notional amount of the guarantees without consideration of possible recoveries under recourse provisions or from collateral held or pledged. As such, Citi believes such amounts bear no relationship to the anticipated losses, if any, on these guarantees.
 Maximum potential amount of future payments
In billions of dollars at December 31, 2021Investment
grade		Non-investment
grade		Not
rated		Total
Financial standby letters of credit$81.4 $11.3 $— $92.7 
Performance guarantees10.5 2.5 — 13.0 
Derivative instruments deemed to be guarantees— — 63.5 63.5 
Loans sold with recourse— — 1.7 1.7 
Securities lending indemnifications— — 121.9 121.9 
Credit card merchant processing— — 119.4 119.4 
Credit card arrangements with partners— — 0.8 0.8 
Other— 12.0 2.0 14.0 
Total$91.9 $25.8 $309.3 $427.0 
 Maximum potential amount of future payments
In billions of dollars at December 31, 2020Investment
grade		Non-investment
grade		Not
rated		Total
Financial standby letters of credit$78.5 $14.6 $0.6 $93.7 
Performance guarantees9.8 3.0 0.5 13.3 
Derivative instruments deemed to be guarantees— — 80.9 80.9 
Loans sold with recourse— — 1.2 1.2 
Securities lending indemnifications— — 112.2 112.2 
Credit card merchant processing— — 101.9 101.9 
Credit card arrangements with partners— — 1.0 1.0 
Other— 12.0 — 12.0 
Total$88.3 $29.6 $298.3 $416.2 
Schedule of credit commitments
The table below summarizes Citigroup’s credit commitments:

In millions of dollarsU.S.Outside of 
U.S.		December 31,
2021		December 31, 2020
Commercial and similar letters of credit $654 $5,256 $5,910 $5,221 
One- to four-family residential mortgages1,752 2,599 4,351 5,002 
Revolving open-end loans secured by one- to four-family residential properties6,790 1,123 7,913 9,626 
Commercial real estate, construction and land development15,877 1,966 17,843 12,867 
Credit card lines601,018 99,541 700,559 710,399 
Commercial and other consumer loan commitments207,234 113,322 320,556 322,458 
Other commitments and contingencies5,276 373 5,649 5,715 
Total$838,601 $224,180 $1,062,781 $1,071,288