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ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses Roll Forward by Segment (Details) - USD ($)
$ in Millions
12 Months Ended
Jan. 01, 2020
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Sep. 30, 2020
Jun. 30, 2020
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year $ 12,783 $ 24,956 $ 12,783 $ 12,315    
Gross credit losses on loans   (6,720) (9,263) (9,341)    
Gross recoveries on loans   1,825 1,652 1,573    
Replenishment of net charge-offs   4,895 7,611 7,768    
Net reserve builds (releases)   (7,283) 7,635 364    
Net specific reserve builds (releases)   (715) 676 86    
Initial allowance for credit losses on newly purchased credit-deteriorated assets during the period   0 4 0    
Other   (503) 100 18    
ACLL at end of year   16,455 24,956 12,783    
Allowance for credit losses on loans            
Collectively evaluated   15,430 23,094      
Individually evaluated   1,025 1,860      
Total allowance for credit losses on loans   16,455 24,956 12,783    
Loans, net of unearned income            
Collectively evaluated   656,008 660,562      
Individually evaluated   5,558 8,326      
Loans held at fair value   6,082 6,854      
Total   667,767 675,883      
Variable post-charge-off third-party collection costs            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year (443)   (443)      
ACLL at end of year (443)     (443)    
Allowance for credit losses on loans            
Total allowance for credit losses on loans (443)     (443) $ (122) $ (426)
Purchased credit deteriorated            
Allowance for credit losses on loans            
Purchased credit deteriorated   0 2      
Loans, net of unearned income            
Purchased credit deteriorated   119 141      
Corporate            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 2,886 5,402 2,886 2,811    
Gross credit losses on loans   (522) (1,072) (487)    
Gross recoveries on loans   127 86 95    
Replenishment of net charge-offs   395 986 392    
Net reserve builds (releases)   (2,254) 2,890 96    
Net specific reserve builds (releases)   (278) 282 (21)    
Initial allowance for credit losses on newly purchased credit-deteriorated assets during the period   0 0      
Other   (31) 65 0    
ACLL at end of year   2,839 5,402 2,886    
Allowance for credit losses on loans            
Collectively evaluated   2,614 4,887      
Individually evaluated   225 515      
Total allowance for credit losses on loans   2,839 5,402 2,886    
Loans, net of unearned income            
Collectively evaluated   388,584 376,677      
Individually evaluated   1,877 3,527      
Loans held at fair value   6,070 6,840      
Total   396,531 387,044      
Corporate | Variable post-charge-off third-party collection costs            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 0   0      
ACLL at end of year       0    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       0    
Corporate | Purchased credit deteriorated            
Allowance for credit losses on loans            
Purchased credit deteriorated   0 0      
Loans, net of unearned income            
Purchased credit deteriorated   0 0      
Consumer            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 9,897 19,554 9,897 9,504    
Gross credit losses on loans   (6,198) (8,191) (8,854)    
Gross recoveries on loans   1,698 1,566 1,478    
Replenishment of net charge-offs   4,500 6,625 7,376    
Net reserve builds (releases)   (5,029) 4,745 268    
Net specific reserve builds (releases)   (437) 394 107    
Initial allowance for credit losses on newly purchased credit-deteriorated assets during the period   0 4      
Other   (472) 35 18    
ACLL at end of year   13,616 19,554 9,897    
Allowance for credit losses on loans            
Collectively evaluated   12,816 18,207      
Individually evaluated   800 1,345      
Total allowance for credit losses on loans   13,616 19,554 9,897    
Loans, net of unearned income            
Collectively evaluated   267,424 283,885      
Individually evaluated   3,681 4,799      
Loans held at fair value   12 14      
Total   271,236 288,839      
Consumer | Variable post-charge-off third-party collection costs            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year (443)   (443)      
ACLL at end of year       (443)    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       (443)    
Consumer | Purchased credit deteriorated            
Allowance for credit losses on loans            
Purchased credit deteriorated   0 2      
Loans, net of unearned income            
Purchased credit deteriorated   $ 119 141      
Adjustment to opening balance for CECL adoption            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 4,201   4,201      
Net reserve builds (releases) 4,900          
ACLL at end of year 4,100     4,201    
Allowance for credit losses on loans            
Total allowance for credit losses on loans 4,100     4,201    
Adjustment to opening balance for CECL adoption | Corporate            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year (721)   (721)      
ACLL at end of year       (721)    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       (721)    
Adjustment to opening balance for CECL adoption | Consumer            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 4,922   4,922      
ACLL at end of year       4,922    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       4,922    
Adjusted balance            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 16,541   16,541      
ACLL at end of year       16,541    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       16,541    
Adjusted balance | Corporate            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year 2,165   2,165      
ACLL at end of year       2,165    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       2,165    
Adjusted balance | Consumer            
Allowance for credit losses            
Allowance for credit losses on loans (ACLL) at beginning of year $ 14,376   $ 14,376      
ACLL at end of year       14,376    
Allowance for credit losses on loans            
Total allowance for credit losses on loans       $ 14,376